How Can I Make My Harker Heights, TX Home Insurance Cheaper

Gavop shows you how to buy homeowners insurance in Harker Heights, TX by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.

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Select the Suitable Coverage Value for your Harker Heights, TX Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $52,500 $50,000 $50,000-$75,000
2 Bedroom $113,500 $90,000 $100,000-$125,000
3 Bedroom $153,500 $130,000 $175,000-$200,000
4 Bedroom $241,500 $220,000 $250,000-$300,000
5 Bedroom $323,500 $280,000 $350,000-$400,000

Choose the Best Harker Heights, TX Home Insurance Premium for your Background | Back to Top

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Freelancer 800-850 Credit Score <$25,000 1 Pet, Non-Smoker $230
Part Time Job 500-549 Credit Score $25 to 50,000 No Pets, Smoker $830
Retired 750-799 Credit Score $25 to 50,000 3 Pets, Non-Smoker $130

Choose your Harker Heights, TX Home Insurance Coverage for your Specific Claim Requirement | Back to Top

Claim Type Average Claim Cost
General Claims
Water Damage $5,794
Physical Damage $2,344
Hail Damage $4,759
Wind Damage $6,433
Expensive Claims
Fire $43,782
Smoke $16,218

Identify Top Home Insurance Agents near Harker Heights, TX | Back to Top

Home Insurance Company Harker Heights, TX Homeowners Insurance Agency Harker Heights, TX Address Popularity Score Distance from Harker Heights (miles)
State Farm Jessica Hernandez 13740 Research Blvd Ste L2, Austin, TX, 78750-1833
42.1
State Farm Blake Miller 6507 Jester Blvd Ste 103, Austin, TX, 78750-8367
48.2
Travelers Keystone Insurance Services Inc 8704 Dawnridge Circle, Austin, TX, 78757
47.4
Farmers Emily Kirkpatrick 701 N Main St, Belton, TX, 76513
10.9
State Farm Andrew Easley 7301 N Fm 620 Ste 135, Austin, TX, 78726-4547
46.6
State Farm Alan Cox 1201 E Central Texas Expwy, Killeen, TX, 76541-9126
5.7
State Farm Ryan Landers 8405 Burnet Rd, Austin, TX, 78757-7001
47.9
Farmers John Steward 7600 Burnet Rd Ste 180, Austin, TX, 78757
48.8
State Farm Roberto Montero 12129 Rr 620 N Ste 420, Austin, TX, 78750-1095
42.3
Farmers Phillip Gunter 2201 Double Creek Dr Ste 2004, Round Rock, TX, 78664
38.9

Compare Rates for Harker Heights, TX Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Texas $128,000 $740 $490 $1,140 $650
Bell County, TX $119,800 $710 $470 $1,090 $620
Harker Heights, TX $166,900 $930 $610 $1,430 $820
Temple, TX $110,300 $490 $320 $750 $430
Little River-Academy, TX $100,400 $400 $260 $620 $360
Florence, TX $231,100 $1,110 $730 $1,710 $980
South Mountain, TX $90,700 $370 $240 $570 $330
Oglesby, TX $87,700 $390 $260 $600 $340
Turnersville, TX $109,500 $440 $290 $680 $390
Cameron, TX $87,200 $390 $260 $600 $340
McLennan County, TX $106,600 $460 $300 $710 $410
Marlin, TX $52,200 $230 $150 $350 $200
Marble Falls, TX $161,300 $710 $470 $1,090 $620

Research Home Insurance Companies Reviews in Harker Heights, TX Before Buying | Back to Top

Share a review on your home insurance company


Auto Owners Insurance Home Insurance Reviews

Date: October 15, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Premium
Auto owners had the least expensive rates if I bundled my car with my house insurance. I think the other companies were substantially more expensive.

Allstate Home Insurance Reviews

Date: April 05, 2019    Age: 40 to 49    Gender: Male    Marital Status: Unmarried

Premium
The premium seemed a bit high, but the deductible seemed reasonable. I did not do much comparison shopping. I went with them based on a recommendation.

Amica Mutual Insurance Home Insurance Reviews

Date: November 21, 2018    Age: 40 to 49    Gender: Male    Marital Status: Married

Premium
Clark Howard (well-known finance advisor) recommended Amica, and I also checked out a few online reviews. I believe their premiums are good based on reviews though I admit that I have not compared.

GEICO Home Insurance Reviews

Date: December 22, 2018    Age: 40 to 49    Gender: Female    Marital Status: Married

Premium
The premiums and deductibles are very affordable for every home owner. you should always try to get the best deal.

Progressive Home Insurance Reviews

Date: January 15, 2019    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Policy Offerings
The policy offerings are fairly inline with others that you would see out there. In addition, they are priced pretty fairly as well.