Gavop's guide to buying homeowners insurance in Plumsted, NJ covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Plumsted, NJ - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Fischer Rd, Kansas Dr, John Davidson Rockefeller Hwy, Crystal Ave, California Dr, South Carolina Way, Woodland Ave, Bobbi's Ter, W Colliers Mill Rd, Brookwood Dr | $264,500 | $210,000 | $200,000-$250,000 | $246,500 | $230,000 | $200,000-$250,000 |
| Arkansas Dr, New Mexico Dr, Marissa Dr, W Millstream Rd, Brazil Dr, Front St, Postal Rd, Alaska Ave, Toni Dr, Hornerstown Rd | $211,500 | $170,000 | $200,000-$250,000 | $216,500 | $190,000 | $200,000-$250,000 |
| Pinehurst Rd, Colorado Way, New Egypt Allentown Rd, Georgia Way, Lina Dr, Summit Dr, Jacobstown Rd, Hotchkins Dr, Hill Ln, Sadie Ln | $284,000 | $250,000 | $250,000-$300,000 | $154,000 | $140,000 | $150,000-$175,000 |
| Kenyon Dr, Hyacinth Ct, Sanders la, Oregon Dr, Woodruff Rd, Pin Oak Dr, Hampshire Ct, Shedloch Rd, Trenton Lakewood Rd, Landsdowne Rd | $285,500 | $260,000 | $300,000-$350,000 | $350,500 | $310,000 | $300,000-$350,000 |
| Brynmore Rd, Evergreen Rd, Ohio Dr, Royal Oak Dr, Pennsylvania Dr, Moffett Rd, Severyns Rd, North Carolina Ave, Minnesota Ave, Kilpatrick Rd | $141,000 | $120,000 | $125,000-$150,000 | $81,500 | $70,000 | $50,000-$75,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$121 | $743 |
| Superior Protection Discount | -$86 | $777 |
| Fire & Security Discount | -$69 | $794 |
| Hail Resistant Roof Discount | -$17 | $846 |
| Newly Constructed Home Discount | -$242 | $622 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Ocean County | $700 | $929 | $1,629 | $675 | $1,375 | $254 |
| Plumsted, NJ | $2,000 | $853 | $2,853 | $620 | $2,620 | $233 |
| Pemberton, NJ | $200 | $652 | $852 | $474 | $674 | $178 |
| Edgewater Park, NJ | $2,500 | $669 | $3,169 | $486 | $2,986 | $183 |
| Beverly, NJ | $100 | $726 | $826 | $528 | $628 | $198 |
| Warminster Heights, PA | $2,000 | $930 | $2,930 | $676 | $2,676 | $254 |
| Weston, NJ | $200 | $1,337 | $1,537 | $971 | $1,171 | $365 |
| Philadelphia, PA | $1,000 | $679 | $1,679 | $493 | $1,493 | $185 |
| Green Brook, NJ | $200 | $1,024 | $1,224 | $744 | $944 | $280 |
| Fanwood, NJ | $1,000 | $995 | $1,995 | $723 | $1,723 | $272 |
| Bernardsville, NJ | $300 | $1,103 | $1,403 | $801 | $1,101 | $301 |
| Ventnor City, NJ | $1,500 | $847 | $2,347 | $615 | $2,115 | $231 |
| Home Insurance Company Plumsted, NJ | Homeowners Insurance Agency Plumsted, NJ | Address | Popularity Score | Distance from Plumsted (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Rue Insurance | 3812 Quakerbridge Rd, Hamilton, NJ, 8619 | 18.1 | |
| State Farm | Ryan Salonia | 3728 Hwy 9, Howell, NJ, 07731-3346 | 15.5 | |
| Liberty Mutual Independent | Prime Ins Agency | 960 East County Line Road, Lakewood, NJ, 8701 | 17.2 | |
| Liberty Mutual Independent | The Schenck Agency Inc | 495 Main St, Metuchen, NJ, 8840 | 35.0 | |
| Allstate | Gary Jandersit | 659 Abbington Dr, East Windsor, NJ, 8520 | 15.2 | |
| State Farm | Chip Ott | 164 Main St, Chatham, NJ, 07928-2419 | 48.2 | |
| State Farm | Bert Sweeney | 35 Beechwood Rd Ste 3d, Summit, NJ, 07901-4604 | 46.9 | |
| Farmers | Steve Madurski | 1614 Irving St, Rahway, NJ, 7065 | 40.5 | |
| Liberty Mutual Independent | Napco Llc | 517 Us Highway 1 S, Iselin, NJ, 8830 | 36.4 | |
| Travelers | Prime Insurance Agency Inc | 960 East County Line Rd, Lakewood, NJ, 8701 | 17.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New Jersey | $321,100 | $1,081 | $750 | $1,480 | $730 |
| Ocean County, NJ | $267,900 | $940 | $630 | $1,290 | $660 |
| Plumsted, NJ | $294,400 | $864 | $620 | $1,220 | $600 |
| Pemberton, NJ | $167,100 | $660 | $470 | $930 | $460 |
| Edgewater Park, NJ | $176,200 | $677 | $460 | $940 | $480 |
| Beverly, NJ | $146,600 | $735 | $500 | $1,040 | $540 |
| Warminster Heights, PA | $273,800 | $941 | $680 | $1,290 | $610 |
| Weston, NJ | $417,200 | $1,353 | $930 | $1,910 | $980 |
| Philadelphia, PA | $151,500 | $687 | $460 | $940 | $480 |
| Green Brook, NJ | $442,600 | $1,037 | $760 | $1,430 | $670 |
| Fanwood, NJ | $433,100 | $1,007 | $690 | $1,390 | $700 |
| Bernardsville, NJ | $704,200 | $1,116 | $760 | $1,530 | $770 |
| Ventnor City, NJ | $290,100 | $857 | $610 | $1,230 | $620 |