Gavop's guide to buying homeowners insurance in Mariposa County, CA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Mariposa County, CA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| White Rock Rd, Mt Lilac Rd, Caracol Cir, Old Forest Dr, Pondersa Way, Mosher Rd, Ramsden Rd, Gusanillo Ct, Co Rd 121A, Pine St | $328,500 | $300,000 | $350,000-$400,000 | $253,000 | $220,000 | $200,000-$250,000 |
| Ben Hur Rd, Chilnualna Ave, Hites Mine Rd, Millbrow Ln, Bootjack Ln, Gusano Way, Standen Park Rd, Moss Creek Ln, Stumpfield Mountain Rd, Mary Harrison Mine Rd | $235,000 | $210,000 | $200,000-$250,000 | $133,500 | $110,000 | $150,000-$175,000 |
| Buckingham Mtn Rd, Miwuk Rd, Fournier Rd, Penny Royal, E Bruce Rd, Guadalupe Fire Rd, Sugar Pine Rd, Charles St, Henness Cir, Coho Ct | $221,000 | $200,000 | $250,000-$300,000 | $165,000 | $140,000 | $150,000-$175,000 |
| Mountain View St, Oakdale Dr, Old Yosemite Rd, Blackberry Creek Rd, Streeter Mtn Rd, Trailer Ct, Corral Rd, Ernst Rd, Mt Bullion Cutoff Rd, Nevada Fall | $177,500 | $160,000 | $150,000-$175,000 | $119,000 | $110,000 | $125,000-$150,000 |
| Red Cloud Mine Rd, Clavel Way, Randack Ln, Valley Oak Cir, Bear Trap Dr, Buck Meadows Rd, Red Cloud Rd, el Portal School Rd, N State Rte 49, Buckingham Mnt Rd | $270,000 | $230,000 | $200,000-$250,000 | $155,000 | $140,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$116 | $566 |
| Superior Protection Discount | -$61 | $620 |
| Fire & Security Discount | -$68 | $614 |
| Hail Resistant Roof Discount | -$14 | $668 |
| Newly Constructed Home Discount | -$150 | $532 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Mariposa County | $2,500 | $674 | $3,174 | $489 | $2,989 | $184 |
| Mariposa County, CA | $2,000 | $674 | $2,674 | $489 | $2,489 | $184 |
| Mariposa, CA | $300 | $751 | $1,051 | $546 | $846 | $205 |
| Yosemite Valley, CA | $2,500 | $1,031 | $3,531 | $750 | $3,250 | $282 |
| Groveland, CA | $300 | $754 | $1,054 | $548 | $848 | $206 |
| Snelling, CA | $1,500 | $757 | $2,257 | $550 | $2,050 | $207 |
| Twain Harte, CA | $500 | $800 | $1,300 | $582 | $1,082 | $219 |
| Franklin, CA | $700 | $1,052 | $1,752 | $764 | $1,464 | $287 |
| Winton, CA | $300 | $1,043 | $1,343 | $758 | $1,058 | $285 |
| Columbia, CA | $2,500 | $675 | $3,175 | $490 | $2,990 | $184 |
| Merced, CA | $300 | $614 | $914 | $446 | $746 | $168 |
| Delhi, CA | $2,000 | $955 | $2,955 | $694 | $2,694 | $261 |
| Home Insurance Company Mariposa County, CA | Homeowners Insurance Agency Mariposa County, CA | Address | Popularity Score | Distance from Mariposa County (miles) |
|---|---|---|---|---|
| Farmers | Daisy Salgado | 1215 Commerce Ave, Atwater, CA, 95301 | 41.5 | |
| Travelers | Elite Home And Auto Insurance | 1301 W Olive Ave Ste G, Madera, CA, 93637 | 43.5 | |
| State Farm | Torrey Moe | 731 E Yosemite Ave Ste G, Merced, CA, 95340-8039 | 34.3 | |
| Travelers | Bellevue Insurance Agency | 574 E Bellevue Rd, Atwater, CA, 95301 | 40.0 | |
| Allstate | David Frisby | 324 W Yosemite Ave, Madera, CA, 93637 | 42.9 | |
| Farmers | Miguel Soto | 1820 P St, Merced, CA, 95340 | 36.6 | |
| State Farm | Justi Smith | 830 W 19th St, Merced, CA, 95340-4609 | 36.5 | |
| Farmers | Carolyn King | 149 S Shepherd St, Sonora, CA, 95370 | 38.4 | |
| State Farm | Kriss Ellis | 9497 N Ft Wshgtn Rd Ste 101, Fresno, CA, 93730-0640 | 48.6 | |
| State Farm | Wendy Judd | 26063 Avenue 17 Ste B, Madera, CA, 93638-0674 | 40.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| Mariposa County, CA | $259,500 | $682 | $500 | $930 | $430 |
| Mariposa County, CA | $259,500 | $682 | $500 | $930 | $430 |
| Mariposa, CA | $276,000 | $760 | $560 | $1,030 | $470 |
| Yosemite Valley, CA | $387,500 | $1,044 | $770 | $1,420 | $650 |
| Groveland, CA | $277,900 | $763 | $560 | $1,040 | $480 |
| Snelling, CA | $279,700 | $766 | $570 | $1,040 | $470 |
| Twain Harte, CA | $302,800 | $810 | $600 | $1,100 | $500 |
| Franklin, CA | $157,300 | $1,065 | $790 | $1,450 | $660 |
| Winton, CA | $143,700 | $1,056 | $780 | $1,440 | $660 |
| Columbia, CA | $224,000 | $683 | $510 | $930 | $420 |
| Merced, CA | $192,000 | $622 | $460 | $850 | $390 |
| Delhi, CA | $161,600 | $967 | $720 | $1,310 | $590 |