Gavop shows you how to buy homeowners insurance in New Garden, VA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| New Garden, VA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Co Rd 716, New Garden Rd, Redwood Dr, Sandy Ridge Rd, Belcher Hollow Rd, Co Rd 837, Campbells Dr, Bunchtown Rd, River Mountain Rd, Ball Hollow Rd | $122,500 | $100,000 | $100,000-$125,000 | $100,000 | $90,000 | $100,000-$125,000 |
| Co Rd 637, Harts Creek Dr, Smoots Branch, Ivy Ridge Rd, Cigarette Hollow, Clearview Dr, Co Rd 741, Chestnut Rd, Co Rd 1016, Whited St | $117,500 | $110,000 | $100,000-$125,000 | $83,500 | $70,000 | $75,000-$100,000 |
| Parr Dr, Big A Cir, Boyd Ln, Autumn Chase Rd, Co Rd 618, School St, Straight Road Hollow, Egg Farm Rd, Co Rd 797, Co Rd 615 | $86,000 | $70,000 | $75,000-$100,000 | $102,500 | $90,000 | $100,000-$125,000 |
| Chimney Rock Rd, Redbud Hwy, Perry Dr, Center Cir, Richardson St, N Railroad Ave, Lockhart Cir, Co Rd 822, Brown Dr, Angle Ave | $125,500 | $110,000 | $125,000-$150,000 | $115,000 | $110,000 | $100,000-$125,000 |
| 3rd St, Putnam Rd, Tennessee St, Chestnut Rd, Co Rd 725, Co Rd 645, Easternly Ave, Call Valley Rd, Sulfur Ln, State Rte 1105 | $74,000 | $60,000 | $75,000-$100,000 | $81,000 | $70,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$148 | $779 |
| Superior Protection Discount | -$83 | $844 |
| Fire & Security Discount | -$65 | $863 |
| Hail Resistant Roof Discount | -$28 | $900 |
| Newly Constructed Home Discount | -$250 | $677 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Russell County | $1,500 | $909 | $2,409 | $660 | $2,160 | $248 |
| New Garden, VA | $700 | $916 | $1,616 | $666 | $1,366 | $250 |
| Northwestern, VA | $100 | $916 | $1,016 | $666 | $766 | $250 |
| North Grundy, VA | $2,500 | $459 | $2,959 | $334 | $2,834 | $126 |
| Washington County, VA | $200 | $679 | $879 | $493 | $693 | $185 |
| Berwind, WV | $1,000 | $430 | $1,430 | $312 | $1,312 | $117 |
| North Elkin, WV | $400 | $682 | $1,082 | $496 | $896 | $186 |
| Norton, VA | $2,500 | $509 | $3,009 | $370 | $2,870 | $139 |
| Virgie, KY | $200 | $696 | $896 | $505 | $705 | $190 |
| Northfork, WV | $1,000 | $394 | $1,394 | $286 | $1,286 | $108 |
| Sullivan County, TN | $400 | $930 | $1,330 | $675 | $1,075 | $254 |
| Laurel, NC | $2,500 | $688 | $3,188 | $500 | $3,000 | $188 |
| Home Insurance Company New Garden, VA | Homeowners Insurance Agency New Garden, VA | Address | Popularity Score | Distance from New Garden (miles) |
|---|---|---|---|---|
| Erie | Mccoy Insurance Services Inc. | 310 Main Street, Lebanon, VA, 24266 | 11.5 | |
| State Farm | Dlana Bodmer | 742 E Main St, Lebanon, VA, 24266 | 11.3 | |
| Allstate | Kim Stanley | 451 Gate City Hwy, Bristol, VA, 24201 | 33.8 | |
| Allstate | Cbi Insurance | 18608 Lee Hwy, Abingdon, VA, 24210 | 25.2 | |
| Allstate | Matt Lowe | 244 E Jackson St, Gate City, VA, 24251 | 43.6 | |
| Allstate | Leslie Shannon Lambert | 11082 Governor G C Peery Hwy, Cedar Bluff, VA, 24609 | 12.4 | |
| State Farm | Jamea Blevins | 1070 W Main St Ste 4, Abingdon, VA, 24210-4742 | 24.3 | |
| Travelers | Mcfaddin & Associates Inc | 4633 Redbud Hwy, Honaker, VA, 24260 | 2.5 | |
| Travelers | Insurance Ctr Of Honaker | 608 Main Street, Honaker, VA, 24260 | 2.3 | |
| Nationwide | David Martin Insurance Agency Inc | 114 Shaker Ln, Saltville, VA, 24370 | 16.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Virginia | $255,800 | $952 | $680 | $1,360 | $680 |
| Russell County, VA | $94,900 | $920 | $660 | $1,270 | $610 |
| New Garden, VA | $79,700 | $928 | $620 | $1,270 | $650 |
| Northwestern, VA | $78,000 | $928 | $680 | $1,280 | $600 |
| North Grundy, VA | $83,200 | $465 | $310 | $640 | $330 |
| Washington County, VA | $137,200 | $687 | $490 | $980 | $490 |
| Berwind, WV | $39,600 | $435 | $310 | $600 | $290 |
| North Elkin, WV | $34,700 | $690 | $460 | $970 | $510 |
| Norton, VA | $92,500 | $515 | $360 | $720 | $360 |
| Virgie, KY | $81,200 | $704 | $480 | $990 | $510 |
| Northfork, WV | $32,500 | $399 | $270 | $550 | $280 |
| Sullivan County, TN | $130,300 | $941 | $690 | $1,350 | $660 |
| Laurel, NC | $114,400 | $696 | $490 | $950 | $460 |