Gavop's guide to buying homeowners insurance in Sweetwater, TN covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $50,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $92,000 | $90,000 | $75,000-$100,000 |
| 3 Bedroom | $124,000 | $100,000 | $100,000-$125,000 |
| 4 Bedroom | $146,500 | $120,000 | $150,000-$175,000 |
| 5 Bedroom | $379,000 | $350,000 | $300,000-$350,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$140 | $636 |
| Superior Protection Discount | -$70 | $706 |
| Fire & Security Discount | -$62 | $713 |
| Hail Resistant Roof Discount | -$16 | $760 |
| Newly Constructed Home Discount | -$186 | $589 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,337 |
| Physical Damage | $2,344 |
| Hail Damage | $4,618 |
| Wind Damage | $6,051 |
| Expensive Claims | |
| Fire | $45,570 |
| Smoke | $16,218 |
| Home Insurance Company Sweetwater, TN | Homeowners Insurance Agency Sweetwater, TN | Address | Popularity Score | Distance from Sweetwater (miles) |
|---|---|---|---|---|
| Travelers | Capital Risk Management Group Llc | 200 Midlake Dr Ste B, Knoxville, TN, 37918 | 42.4 | |
| Liberty Mutual Independent | Cornerstone-Irm Insurance Group | 11470 Parkside Dr, Knoxville, TN, 37934 | 26.7 | |
| State Farm | Lauren Bright | 10670 Parkside Dr Ste 2, Knoxville, TN, 37922-1905 | 27.8 | |
| Erie | Moore Insurance Agency Inc. | 603 Highway 321 N Unit 8, Lenoir City, TN, 37772 | 18.5 | |
| State Farm | Pamela Clark | 746 Highway 68, Sweetwater, TN, 37874-1907 | 0.8 | |
| State Farm | Jennifer Downer | 609 E Broadway St, Lenoir City, TN, 37771-3010 | 17.7 | |
| State Farm | Princess Brown | 356 S Calderwood St, Alcoa, TN, 37701-2108 | 29.9 | |
| State Farm | Pat Pennington | 153 Warren St, Madisonville, TN, 37354-3001 | 8.4 | |
| State Farm | Matt Cunningham | 7671 S Northshore Dr, Knoxville, TN, 37919-8099 | 32.7 | |
| Erie | Allen Insurance Agency | 7048 Seaver Drive, Knoxville, TN, 37909 | 34.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Tennessee | $151,700 | $1,044 | $750 | $1,430 | $680 |
| Monroe County, TN | $115,200 | $892 | $630 | $1,230 | $600 |
| Sweetwater, TN | $113,700 | $775 | $530 | $1,060 | $530 |
| Vonore, TN | $146,400 | $1,029 | $740 | $1,450 | $710 |
| Kingston, TN | $148,900 | $870 | $640 | $1,190 | $550 |
| Riceville, TN | $99,500 | $869 | $630 | $1,200 | $570 |
| Louisville, TN | $261,600 | $1,289 | $880 | $1,780 | $900 |
| Eagleton Village, TN | $116,900 | $935 | $630 | $1,300 | $670 |
| Ducktown, TN | $89,200 | $825 | $570 | $1,130 | $560 |
| Hothouse, NC | $201,500 | $1,032 | $750 | $1,480 | $730 |
| Murphy, NC | $163,000 | $757 | $540 | $1,040 | $500 |
| Valleytown, NC | $105,900 | $608 | $440 | $870 | $430 |
| Soddy-Daisy, TN | $124,200 | $806 | $580 | $1,110 | $530 |