Gavop shows you how to buy homeowners insurance in Tama County, IA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Tama County, IA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| E Madison St, Holsted St, 140th St, Oswego St, 320th St, Taylor St, Country Club Dr, 210th St, Clark St, Wilson St | $190,000 | $180,000 | $200,000-$250,000 | $148,000 | $130,000 | $150,000-$175,000 |
| 120th St, Brooks St, S Madison St, E 1st St, Richards Dr, Burns St, 160th St, E Seneca St, N Main St, 205th St | $150,000 | $120,000 | $150,000-$175,000 | $117,000 | $100,000 | $100,000-$125,000 |
| Kennedy St, Abbott Ave, E Jacob St, 220th St, Garfield St, 340th St, Co Rd E66, 260th St, Washington St, Sac & Fox Rd | $147,000 | $120,000 | $150,000-$175,000 | $89,500 | $80,000 | $75,000-$100,000 |
| 310th St, S Vine St, 200th St, John St, S Elm St, T-53, S Green St, Dostal Ct, W 5th St, Co Hwy T53 | $173,500 | $140,000 | $150,000-$175,000 | $121,000 | $110,000 | $125,000-$150,000 |
| Hickory Ridge Dr, Front St, Co Rd V27, II Ave, E Railroad St, Co Rd E36, N Division St, X Ave, E Carleton St, Columbian Ct | $125,500 | $120,000 | $125,000-$150,000 | $94,000 | $90,000 | $75,000-$100,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$54 | $616 |
| Home and Two Car | -$114 | $556 |
| Home and Three Car | -$154 | $516 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Tama County | $700 | $662 | $1,362 | $481 | $1,181 | $181 |
| Tama County, IA | $700 | $662 | $1,362 | $481 | $1,181 | $181 |
| Beaman, IA | $100 | $579 | $679 | $421 | $521 | $158 |
| Bear Creek, IA | $1,000 | $722 | $1,722 | $525 | $1,525 | $197 |
| Ladora, IA | $400 | $499 | $899 | $363 | $763 | $136 |
| Raymond, IA | $1,000 | $902 | $1,902 | $656 | $1,656 | $247 |
| Homer, IA | $100 | $768 | $868 | $558 | $658 | $210 |
| Lambs Grove, IA | $2,500 | $835 | $3,335 | $607 | $3,107 | $228 |
| Dunkerton, IA | $500 | $838 | $1,338 | $609 | $1,109 | $229 |
| Hardin, IA | $2,500 | $630 | $3,130 | $458 | $2,958 | $172 |
| Sherman, IA | $300 | $676 | $976 | $491 | $791 | $185 |
| Allison, IA | $1,000 | $635 | $1,635 | $462 | $1,462 | $174 |
| Home Insurance Company Tama County, IA | Homeowners Insurance Agency Tama County, IA | Address | Popularity Score | Distance from Tama County (miles) |
|---|---|---|---|---|
| State Farm | Adam Andersen | 101 S County Rd, Toledo, IA, 52342-1053 | 6.1 | |
| State Farm | Brenda Meyer | 1231 4th St Sw, Waverly, IA, 50677-4322 | 44.2 | |
| State Farm | Phyllis Mazour | 8 E Southridge Rd, Marshalltown, IA, 50158-4793 | 20.0 | |
| State Farm | Lonnie Portner | 123 E 2nd St S, Newton, IA, 50208-3729 | 37.4 | |
| Allstate | David Karsjen | 2007 S Center St Ste B, Marshalltown, IA, 50158 | 20.0 | |
| State Farm | Mike Peschong | 101 E Linn St, Marshalltown, IA, 50158-2902 | 19.7 | |
| State Farm | Kevin Durbin | 234 West St S Unit 2, Grinnell, IA, 50112-8160 | 26.0 | |
| State Farm | Sandy Benak | 2103 Main St, Cedar Falls, IA, 50613-4217 | 30.9 | |
| Travelers | Skogman-Ralston-Carlson Inc | 3700 1st Ave Ne, Cedar Rapids, IA, 52402 | 46.2 | |
| Travelers | Millhiser Smith Agency, Inc. | 3100 Oakland Rd Ne, Cedar Rapids, IA, 52402 | 45.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Iowa | $137,200 | $829 | $560 | $1,190 | $630 |
| Tama County, IA | $105,300 | $670 | $460 | $940 | $480 |
| Tama County, IA | $105,300 | $670 | $450 | $920 | $470 |
| Beaman, IA | $74,100 | $586 | $430 | $830 | $400 |
| Bear Creek, IA | $108,200 | $731 | $520 | $1,030 | $510 |
| Ladora, IA | $58,100 | $505 | $360 | $700 | $340 |
| Raymond, IA | $168,600 | $913 | $630 | $1,260 | $630 |
| Homer, IA | $121,200 | $777 | $560 | $1,100 | $540 |
| Lambs Grove, IA | $142,900 | $845 | $570 | $1,160 | $590 |
| Dunkerton, IA | $143,900 | $848 | $610 | $1,160 | $550 |
| Hardin, IA | $96,700 | $638 | $470 | $890 | $420 |
| Sherman, IA | $96,200 | $684 | $470 | $940 | $470 |
| Allison, IA | $86,600 | $643 | $460 | $880 | $420 |