How Can I Make My Adelphi, MD Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Adelphi, MD by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
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Select the Suitable Coverage Value for your Adelphi, MD Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $92,500 | $90,000 | $100,000-$125,000 |
| 2 Bedroom | $198,000 | $170,000 | $175,000-$200,000 |
| 3 Bedroom | $256,000 | $220,000 | $300,000-$350,000 |
| 4 Bedroom | $272,000 | $240,000 | $200,000-$250,000 |
| 5 Bedroom | $342,000 | $280,000 | $350,000-$400,000 |
Estimate your Savings with Home Insurance Discounts in Adelphi, MD | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$120 | $678 |
| Superior Protection Discount | -$72 | $725 |
| Fire & Security Discount | -$64 | $733 |
| Hail Resistant Roof Discount | -$16 | $781 |
| Newly Constructed Home Discount | -$183 | $614 |
Choose the Right Deductible for your Adelphi, MD Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Prince George's County | $700 | $905 | $1,605 | $658 | $1,358 | $247 |
| Adelphi, MD | $1,500 | $788 | $2,288 | $572 | $2,072 | $215 |
| Garrett Park, MD | $500 | $2,427 | $2,927 | $1,763 | $2,263 | $663 |
| Scaggsville, MD | $700 | $975 | $1,675 | $709 | $1,409 | $267 |
| Baltimore Highlands, MD | $100 | $758 | $858 | $551 | $651 | $207 |
| Dulles Town Center, VA | $1,500 | $844 | $2,344 | $614 | $2,114 | $231 |
| Urbana, MD | $700 | $980 | $1,680 | $712 | $1,412 | $268 |
| Manassas Park, VA | $400 | $798 | $1,198 | $580 | $980 | $218 |
| Bull Run, VA | $2,500 | $733 | $3,233 | $533 | $3,033 | $200 |
| Carney, MD | $400 | $742 | $1,142 | $539 | $939 | $203 |
Identify Top Home Insurance Agents near Adelphi, MD | Back to Top
| Home Insurance Company Adelphi, MD | Homeowners Insurance Agency Adelphi, MD | Address | Popularity Score | Distance from Adelphi (miles) |
|---|---|---|---|---|
| Nationwide | Marion Miller & Associates | 5 South Hickory Ave, Bel Air, MD, 21014 | 49.9 | |
| Allstate | Kevin Vendt | 8624 Georgia Ave Ste C3, Silver Spring, MD, 20910 | 3.4 | |
| State Farm | Norman Thomas | 10601 Baltimore Ave Ste 300, Beltsville, MD, 20705-2151 | 3.5 | |
| State Farm | Valerie Cherry | 6800 York Rd, Baltimore, MD, 21212-1848 | 32.6 | |
| Travelers | Insurance Inc | 2 Park Center Crt, Owings Mills, MD, 21117 | 30.0 | |
| Allstate | Steven Dirk | 4701 Sangamore Rd, Bethesda, MD, 20816 | 8.9 | |
| Allstate | Lindsay Insurance | 11250 Veirs Mill Rd, Wheaton, MD, 20902 | 5.8 | |
| Allstate | David Haines | 11107 Baltimore Ave, Beltsville, MD, 20705 | 4.1 | |
| Nationwide | Charles Pacholkiw | 4931 Cordell Ave, Bethesda, MD, 20814-4536 | 7.2 | |
| Travelers | Moskios Insurance Agency | 2419 Hartfell Rd, Timonium, MD, 21093 | 36.7 |
Compare Rates for Adelphi, MD Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Maryland | $296,500 | $1,008 | $800 | $1,270 | $470 |
| Prince George's County, MD | $272,900 | $916 | $720 | $1,150 | $430 |
| Adelphi, MD | $270,700 | $797 | $630 | $1,000 | $370 |
| Garrett Park, MD | $810,000 | $2,456 | $1,940 | $3,090 | $1,150 |
| Scaggsville, MD | $484,100 | $987 | $780 | $1,240 | $460 |
| Baltimore Highlands, MD | $174,900 | $767 | $610 | $970 | $360 |
| Dulles Town Center, VA | $402,600 | $855 | $590 | $1,190 | $600 |
| Urbana, MD | $456,900 | $992 | $780 | $1,250 | $470 |
| Manassas Park, VA | $263,300 | $807 | $560 | $1,140 | $580 |
| Bull Run, VA | $207,300 | $742 | $540 | $1,050 | $510 |
| Carney, MD | $244,400 | $751 | $590 | $950 | $360 |
Research Home Insurance Companies Reviews in Adelphi, MD Before Buying | Back to Top
Share a review on your home insurance company
Allstate Home Insurance Reviews
Date: January 07, 2019 Age: 20 to 29 Gender: Female Marital Status: Married
Policy Offerings
They seem to be cheaper than other insurance companies, but they still offer great services. In fact, I have better coverage with them than I do with the other companies that charge more!
Date: December 27, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Policy Offerings
They offer extra insurance to be able to replace everything. We have a gun policy to replace my husband's guns. We have hotel coverage and rental coverage for when we are displaced.
Date: October 18, 2018 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Customer Service
I like the customer service because they are very helpful over the phone and knowledgeable.They also know what they are talking about when it comes to insurance.
USAA Home Insurance Reviews
Date: March 28, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Premium
I rent so my insurance covers around $45k of damages and offers a low cost premium around $250 per year. I find this reasonable and also provides discounts on other services I have with them.
Date: December 11, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Policy Offerings
I am very satisfied with offering. I have not compared many companies however many friends and family are not fully satisfied with their insurance