How Can I Make My Fargo, ND Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Fargo, ND by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
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Estimate Appropriate Fargo, ND Home Insurance Coverage Levels | Back to Top
| Fargo, ND - Neighbourhoods, Census Blocks & Streets | 2 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| 27th St SW, Eagle St NE, 24th Ave S, 24th Ave S, 152nd Ave SE, 27th St SW, Briarwood Pl, Sagittarius Cir, Meadowlark Ln, 36th St S | $161,500 | $150,000 | $150,000-$175,000 | $158,500 | $130,000 | $150,000-$175,000 |
| 1st Ave, 27th Ave S, 56 Ave S, 51st St S, American Way, 26th Ave S, 25th Ave N, 174th Ave SE, 169th Ave SE, 17 1/2 Ave N | $111,000 | $100,000 | $75,000-$100,000 | $221,000 | $190,000 | $200,000-$250,000 |
| 47 1/2 St S, 29th St SW, 16 1/2 Ave N, 36 Ave E, 31 Ave S, Makenzie Cir, 5th Ave, Evergreen Rd, Scorpio Cir, 20th Ave N | $90,000 | $70,000 | $75,000-$100,000 | $233,000 | $190,000 | $200,000-$250,000 |
| 8th Ave S, 70th St S, 12th Ave NE, Gold Dr, 52 1/2 St SE, 45th St NW, 5th Ave S, 28th St N, 17th Ave N, 5th Ave NE | $70,500 | $60,000 | $50,000-$75,000 | $155,500 | $140,000 | $125,000-$150,000 |
| Albrecht Blvd, Newport Ln, 72nd St S, Peterson Pkwy NE, Sommerset Blvd, Co Rd 9 S, Monte Carlo Dr, 175 R Ave SE, Lower Ter, 57th St N | $112,500 | $100,000 | $100,000-$125,000 | $174,500 | $140,000 | $175,000-$200,000 |
| Warren St, 47 Ave S, South Ter, 14 1/2 St S, W Ponderosa Dr, 9th Ave N, Co Rd 81 S, Veterans Blvd S, 174 1/2 Ave SE, 29th Ave S | $106,000 | $90,000 | $75,000-$100,000 | $251,500 | $220,000 | $200,000-$250,000 |
| Longfellow Rd NE, 52nd Ave N, Par St NE, 36th St SE, Co Rd 6, 22 St S, 18th Ave S, 47th St SW, Center St, Polk St S | $114,000 | $100,000 | $100,000-$125,000 | $232,500 | $220,000 | $200,000-$250,000 |
| 38th Ave W, Main Ave W, 55 Ave S, 32nd Ave SW, 35th Ave, Kensington Dr, 15th St N, 13 1/2 St S, 25th Ave SW, 39 1/2 Ave S | $138,000 | $110,000 | $100,000-$125,000 | $181,500 | $150,000 | $200,000-$250,000 |
| Park Ave S, 5 Ave N, 4th St E, 37th Ave E, S University Dr, 35th Ave SW, Oakcreek Dr SW, 6th Ave S, Un Grave Rd, 14th Ave N | $128,500 | $120,000 | $125,000-$150,000 | $160,500 | $140,000 | $125,000-$150,000 |
| 26 1/2 Ct S, E River Rd, Cedar Way, Mickey Mouse Ave, 44 St S, Orchard Park Dr, 52nd St SW, 11th Ave S, 5th Ave S, 10th St W | $145,000 | $130,000 | $150,000-$175,000 | $219,500 | $200,000 | $200,000-$250,000 |
Estimate your Savings with Home Insurance Discounts in Fargo, ND | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$201 | $914 |
| Superior Protection Discount | -$100 | $1,014 |
| Fire & Security Discount | -$78 | $1,036 |
| Hail Resistant Roof Discount | -$22 | $1,092 |
| Newly Constructed Home Discount | -$301 | $813 |
Choose your Fargo, ND Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,914 |
| Physical Damage | $2,537 |
| Hail Damage | $4,524 |
| Wind Damage | $6,433 |
| Expensive Claims | |
| Fire | $45,123 |
| Smoke | $17,389 |
Identify Top Home Insurance Agents near Fargo, ND | Back to Top
| Home Insurance Company Fargo, ND | Homeowners Insurance Agency Fargo, ND | Address | Popularity Score | Distance from Fargo (miles) |
|---|---|---|---|---|
| State Farm | Jay Bartley | 3175 Sienna Dr S Ste 102, Fargo, ND, 58104-8910 | 2.5 | |
| State Farm | Renee Forde | 1202 23rd Street S, Fargo, ND, 58103-2951 | 0.6 | |
| Travelers | Fmi Inc | 428 25th St S, Fargo, ND, 58103 | 0.6 | |
| Allstate | The Stocking Agency | 1404 33rd St S Ste E, Fargo, ND, 58103 | 0.5 | |
| State Farm | Thomas Jefferson | 3330 Fiechtner Dr S Ste 110, Fargo, ND, 58103-2321 | 0.2 | |
| Farmers | Loy Larson | 1815niversity Dr S, Fargo, ND, 58103 | 1.7 | |
| Liberty Mutual Independent | Tci Insurance | 158 W Beaton Drive West Fargo, West Fargo, ND, 58078 | 3.6 | |
| Liberty Mutual Independent | Warner And Company | 318 Broadway N, Fargo, ND, 58102 | 2.2 | |
| Travelers | Vaaler Insurance Inc | 1531 32nd Ave S Ste 103, Fargo, ND, 58103 | 2.5 | |
| Farmers | Kyle Nelson | 2521niversity Dr S, Fargo, ND, 58103 | 2.2 |
Compare Rates for Fargo, ND Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Dakota | $174,100 | $1,147 | $790 | $1,590 | $800 |
| Cass County, ND | $198,100 | $1,136 | $780 | $1,600 | $820 |
| Fargo, ND | $190,200 | $1,114 | $810 | $1,530 | $720 |
| Wilkin County, MN | $114,400 | $720 | $500 | $990 | $490 |
| Liberty, ND | $268,800 | $1,422 | $980 | $1,960 | $980 |
| Breckenridge, MN | $99,700 | $780 | $570 | $1,100 | $530 |
| Popple Grove, MN | $123,600 | $901 | $650 | $1,270 | $620 |
| Lake View, MN | $251,500 | $1,342 | $980 | $1,870 | $890 |
| White Earth, MN | $104,800 | $807 | $540 | $1,150 | $610 |
| Ellsbury, ND | $32,900 | $500 | $370 | $710 | $340 |
Research Home Insurance Companies Reviews in Fargo, ND Before Buying | Back to Top
Share a review on your home insurance company
Progressive Home Insurance Reviews
Date: July 24, 2019 Age: Above 60 Gender: Female Marital Status: Married
Date: February 28, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Date: November 22, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: September 19, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Date: September 14, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Date: September 11, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Date: August 15, 2018 Age: 40 to 49 Gender: Male Marital Status: Unmarried
Date: May 25, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried
GEICO Home Insurance Reviews
Date: August 12, 2019 Age: Above 60 Gender: Female Marital Status: Married
Date: May 25, 2019 Age: 30 to 39 Gender: Unmarried Marital Status: Male
Date: September 29, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: September 28, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: September 19, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Date: May 08, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Date: March 09, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
State Farm Home Insurance Reviews
Date: March 30, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Date: February 27, 2019 Age: Above 60 Gender: Female Marital Status: Married
Date: September 15, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Date: September 12, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Date: May 13, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Date: May 10, 2018 Age: Above 60 Gender: Male Marital Status: Unmarried
Date: May 08, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Liberty Mutual Home Insurance Reviews
Date: September 22, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Date: September 10, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Date: August 24, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Date: August 22, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Date: August 01, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Farm Bureau Home Insurance Reviews
Date: December 07, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
MetLife Home Insurance Reviews
Date: October 16, 2018 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Allstate Home Insurance Reviews
Date: January 11, 2019 Age: 30 to 39 Gender: Male Marital Status: Married