How Can I Make My Highland, UT Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Highland, UT covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Highland, UT Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $146,000 | $140,000 | $150,000-$175,000 |
| 2 Bedroom | $329,500 | $300,000 | $300,000-$350,000 |
| 3 Bedroom | $265,000 | $230,000 | $250,000-$300,000 |
| 4 Bedroom | $749,000 | $640,000 | $800,000-$900,000 |
| 5 Bedroom | $530,500 | $460,000 | $600,000-$700,000 |
Estimate your Savings with Home Insurance Discounts in Highland, UT | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$162 | $851 |
| Superior Protection Discount | -$91 | $922 |
| Fire & Security Discount | -$111 | $902 |
| Hail Resistant Roof Discount | -$20 | $993 |
| Newly Constructed Home Discount | -$243 | $770 |
Choose the Right Deductible for your Highland, UT Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Utah County | $2,000 | $607 | $2,607 | $441 | $2,441 | $166 |
| Highland, UT | $1,500 | $1,001 | $2,501 | $727 | $2,227 | $274 |
| Herriman, UT | $100 | $677 | $777 | $492 | $592 | $185 |
| Taylorsville, UT | $1,500 | $691 | $2,191 | $502 | $2,002 | $189 |
| Copperton, UT | $100 | $544 | $644 | $396 | $496 | $149 |
| Wallsburg, UT | $1,000 | $631 | $1,631 | $459 | $1,459 | $173 |
| West Valley City, UT | $200 | $651 | $851 | $473 | $673 | $178 |
| Utah County, UT | $1,000 | $607 | $1,607 | $441 | $1,441 | $166 |
| Spanish Fork, UT | $300 | $691 | $991 | $502 | $802 | $189 |
| North Salt Lake, UT | $2,000 | $584 | $2,584 | $425 | $2,425 | $160 |
| Farmington, UT | $500 | $696 | $1,196 | $506 | $1,006 | $190 |
| Syracuse, UT | $2,000 | $594 | $2,594 | $432 | $2,432 | $162 |
Identify Top Home Insurance Agents near Highland, UT | Back to Top
| Home Insurance Company Highland, UT | Homeowners Insurance Agency Highland, UT | Address | Popularity Score | Distance from Highland (miles) |
|---|---|---|---|---|
| Travelers | Banasky Insurance Inc | 12401 S 450 E Unit D1, Draper, UT, 84020 | 8.1 | |
| Travelers | Trustco Inc | 2063 E 3900 South Ste 100, Salt Lake City, UT, 84124 | 18.0 | |
| Travelers | Insure Right Insurance Agency | 69 North 490 West American Fork, American Fork, UT, 84003 | 3.5 | |
| State Farm | Kresha Brems | 10269 S 1300 E, Sandy, UT, 84094-4078 | 10.0 | |
| Travelers | Diversified Insurance Group | 136 E South Temple Ste 2300, Salt Lake City, UT, 84111 | 24.1 | |
| State Farm | Bill Coles | 1175 E 3200 N, Lehi, UT, 84043-5464 | 1.9 | |
| Travelers | Jri Insurance | 278 E Crossroads Blvd, Saratoga Springs, UT, 84045 | 6.7 | |
| Travelers | Brasher Insurance Group | 4548 S Atherton Dr Ste 210, Salt Lake City, UT, 84123 | 18.2 | |
| Travelers | Hatch Insurance Group | 668 E 12225 S Ste 204, Draper, UT, 84020 | 7.5 | |
| Allstate | Aaron Grover | 11576 S State St Ste 301, Draper, UT, 84020 | 9.4 |
Compare Rates for Highland, UT Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Utah | $238,300 | $616 | $410 | $870 | $460 |
| Utah County, UT | $256,900 | $614 | $410 | $870 | $460 |
| Highland, UT | $497,800 | $1,013 | $740 | $1,400 | $660 |
| Herriman, UT | $332,400 | $685 | $470 | $970 | $500 |
| Taylorsville, UT | $206,800 | $699 | $500 | $970 | $470 |
| Copperton, UT | $166,700 | $551 | $400 | $780 | $380 |
| Wallsburg, UT | $262,500 | $639 | $460 | $910 | $450 |
| West Valley City, UT | $182,100 | $659 | $450 | $900 | $450 |
| Utah County, UT | $256,900 | $614 | $450 | $850 | $400 |
| Spanish Fork, UT | $222,800 | $699 | $510 | $960 | $450 |
| North Salt Lake, UT | $259,800 | $591 | $400 | $820 | $420 |
| Farmington, UT | $343,000 | $705 | $500 | $980 | $480 |
| Syracuse, UT | $270,100 | $602 | $400 | $840 | $440 |
Research Home Insurance Companies Reviews in Highland, UT Before Buying | Back to Top
Share a review on your home insurance company
Allstate Home Insurance Reviews
Date: January 16, 2019 Age: 50 to 59 Gender: Female Marital Status: Unmarried
Customer Service
I have only had to deal with my home insurance customer service once, to fix a broken double pane huge window in the front of my house that got cracked by a rock. They took care of it immediately minus the deductible. I was very happy with how easy it was.
Date: November 05, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Customer Service
I have not had to use customer service but instead I have gone through my agent and it has been awesome. They are super responsive and super knowledgeable. They aren't pushy and really look out for my interests.
American Family Insurance Home Insurance Reviews
Date: March 05, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Premium
compared to other companies, the premium and the deductible become convenient amounts to pay at the time of doing so since this company keeps you up to date with the services you need and notifying you when you must cancel your payments
State Farm Home Insurance Reviews
Date: December 04, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Premium
I have a zero dollar deductible price is a little more but when you have great customer service the price of the premium is unimportant.