How Can I Make My Freeport, NY Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Freeport, NY covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Freeport, NY Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $100,500 | $90,000 | $75,000-$100,000 |
| 2 Bedroom | $191,500 | $160,000 | $200,000-$250,000 |
| 3 Bedroom | $258,500 | $230,000 | $250,000-$300,000 |
| 4 Bedroom | $245,500 | $200,000 | $200,000-$250,000 |
| 5 Bedroom | $541,500 | $440,000 | $600,000-$700,000 |
Estimate your Savings with Home Insurance Discounts in Freeport, NY | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$205 | $1,001 |
| Superior Protection Discount | -$121 | $1,086 |
| Fire & Security Discount | -$133 | $1,074 |
| Hail Resistant Roof Discount | -$36 | $1,170 |
| Newly Constructed Home Discount | -$289 | $917 |
Choose the Right Deductible for your Freeport, NY Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Nassau County | $2,500 | $1,499 | $3,999 | $1,089 | $3,589 | $410 |
| Freeport, NY | $2,000 | $1,192 | $3,192 | $866 | $2,866 | $326 |
| Salisbury, NY | $300 | $1,126 | $1,426 | $818 | $1,118 | $308 |
| Atlantic Beach, NY | $1,000 | $789 | $1,789 | $573 | $1,573 | $216 |
| Deer Park, NY | $400 | $957 | $1,357 | $695 | $1,095 | $261 |
| Tarrytown, NY | $2,000 | $834 | $2,834 | $606 | $2,606 | $228 |
| East Orange, NJ | $100 | $830 | $930 | $603 | $703 | $227 |
| Oakhurst, NJ | $1,000 | $1,193 | $2,193 | $867 | $1,867 | $326 |
| South Amboy, NJ | $500 | $829 | $1,329 | $603 | $1,103 | $227 |
| Iselin, NJ | $700 | $856 | $1,556 | $622 | $1,322 | $234 |
| Jefferson Valley-Yorktown, NY | $200 | $1,037 | $1,237 | $754 | $954 | $283 |
| Warren, NJ | $700 | $1,152 | $1,852 | $837 | $1,537 | $315 |
Identify Top Home Insurance Agents near Freeport, NY | Back to Top
| Home Insurance Company Freeport, NY | Homeowners Insurance Agency Freeport, NY | Address | Popularity Score | Distance from Freeport (miles) |
|---|---|---|---|---|
| Travelers | Brooks Waterburn Corp | 123 Frost St 123 Frost St Westbury, Westbury, NY, 11590 | 7.6 | |
| State Farm | Delores Clemons | 562 Kimball Avenue, Yonkers, NY, 10704 | 23.3 | |
| Travelers | Vrp Insurance Agency | 955 Main Street, Holbrook, NY, 11741 | 28.9 | |
| Allstate | Matthew Talt | 959 Front St, Uniondale, NY, 11553 | 4.0 | |
| Allstate | Matt Mathews | 1581 Route 202, Pomona, NY, 10970 | 43.9 | |
| State Farm | Ken Dookram | 49 West Merrick Road, Freeport, NY, 11520-3709 | 0.2 | |
| Travelers | Badge Agency Inc | 500 N Broadway Ste 231, Jericho, NY, 11753 | 10.0 | |
| Nationwide | Terry Anne Boyer | 5606 Avenue N, Brooklyn, NY, 11234 | 17.8 | |
| Allstate | Anselm Lowe | 89 Main St, East Rockaway, NY, 11518 | 4.2 | |
| Allstate | Christopher Butz | 3 Depot Plz, Bedford Hills, NY, 10507 | 40.7 |
Compare Rates for Freeport, NY Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $780 | $1,640 | $860 |
| Nassau County, NY | $460,700 | $1,517 | $1,080 | $2,150 | $1,070 |
| Freeport, NY | $317,400 | $1,206 | $810 | $1,700 | $890 |
| Salisbury, NY | $439,200 | $1,140 | $760 | $1,620 | $860 |
| Atlantic Beach, NY | $763,600 | $798 | $540 | $1,140 | $600 |
| Deer Park, NY | $353,700 | $968 | $690 | $1,370 | $680 |
| Tarrytown, NY | $582,800 | $844 | $610 | $1,190 | $580 |
| East Orange, NJ | $205,100 | $840 | $560 | $1,150 | $590 |
| Oakhurst, NJ | $372,900 | $1,207 | $810 | $1,650 | $840 |
| South Amboy, NJ | $278,900 | $839 | $580 | $1,190 | $610 |
| Iselin, NJ | $295,900 | $866 | $600 | $1,230 | $630 |
| Jefferson Valley-Yorktown, NY | $416,000 | $1,050 | $700 | $1,450 | $750 |
| Warren, NJ | $750,000 | $1,166 | $850 | $1,600 | $750 |
Research Home Insurance Companies Reviews in Freeport, NY Before Buying | Back to Top
Share a review on your home insurance company
Allstate Home Insurance Reviews
Date: September 11, 2019 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Policy Offerings
The policy offerings from what i have learned so far are comparable to other places. Some nice features that i have seen is that if i record all the spaces in a video they will replace if lost.
AAA Home Insurance Reviews
Date: June 07, 2019 Age: 30 to 39 Gender: Unmarried Marital Status: Male
Customer Service
They were very easy to communicate with, they got all their contractors or recommended ones that I can use and it was not a problem when I had a leak in the home.
Progressive Home Insurance Reviews
Date: July 26, 2019 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Premium
I didn't compare myself but had a figure I was looking to purchase for and also wanted a easily affordable deductible. I got the deductible I wanted with a policy price I could afford.
USAA Home Insurance Reviews
Date: October 31, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Customer Service
I give USAA a solid 4. They are great. The communication is on point and fast. They work with us to answer questions and get our issues resolved stat.