Gavop shows you how to buy homeowners insurance in Centerville, SC by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $41,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $100,000 | $90,000 | $100,000-$125,000 |
| 3 Bedroom | $165,500 | $140,000 | $175,000-$200,000 |
| 4 Bedroom | $129,500 | $110,000 | $125,000-$150,000 |
| 5 Bedroom | $393,500 | $350,000 | $400,000-$500,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$110 | $674 |
| Superior Protection Discount | -$71 | $713 |
| Fire & Security Discount | -$63 | $721 |
| Hail Resistant Roof Discount | -$24 | $760 |
| Newly Constructed Home Discount | -$172 | $611 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Anderson County | $1,500 | $859 | $2,359 | $624 | $2,124 | $235 |
| Centerville, SC | $1,000 | $774 | $1,774 | $563 | $1,563 | $212 |
| West Pelzer, SC | $300 | $571 | $871 | $415 | $715 | $156 |
| Powdersville, SC | $1,000 | $803 | $1,803 | $583 | $1,583 | $219 |
| Easley, SC | $500 | $864 | $1,364 | $628 | $1,128 | $236 |
| Easley East, SC | $1,500 | $968 | $2,468 | $704 | $2,204 | $265 |
| Rock Creek, GA | $300 | $649 | $949 | $471 | $771 | $177 |
| Sandy Cross, GA | $700 | $894 | $1,594 | $650 | $1,350 | $244 |
| Carlton, GA | $500 | $768 | $1,268 | $558 | $1,058 | $210 |
| Promised Land, SC | $1,000 | $450 | $1,450 | $327 | $1,327 | $123 |
| Mount Airy, GA | $500 | $852 | $1,352 | $619 | $1,119 | $233 |
| Habersham County, GA | $2,500 | $881 | $3,381 | $640 | $3,140 | $241 |
| Home Insurance Company Centerville, SC | Homeowners Insurance Agency Centerville, SC | Address | Popularity Score | Distance from Centerville (miles) |
|---|---|---|---|---|
| State Farm | Ron Haskell | 804 N Main St, Anderson, SC, 29621-5525 | 3.9 | |
| Allstate | Brad A. Hughes | 528 Howell Rd Ste 12, Greenville, SC, 29615 | 32.6 | |
| Liberty Mutual Independent | Palmetto Insurance | 1807 N Boulevard, Anderson, SC, 29621 | 3.7 | |
| State Farm | Terence Hassan | 1815 E Greenville St Ste B, Anderson, SC, 29621-2085 | 5.0 | |
| Allstate | Shane Smith | 1376 Tiger Blvd Ste 200, Clemson, SC, 29631 | 12.4 | |
| Nationwide | Brian Spears Agency Inc. | 674 Fairview Rd, Simpsonville, SC, 29680-6708 | 29.0 | |
| Liberty Mutual Independent | Scheetz Hogan Freeman & Phillips | 1000 E North St, Greenville, SC, 29601 | 29.2 | |
| Travelers | Roberts Insurance Agency Llc | 4136 Clemson Blvd, Anderson, SC, 29621 | 2.5 | |
| Allstate | Jason Lanford | 914 Anderson St, Piedmont, SC, 29673 | 18.1 | |
| Liberty Mutual Independent | Wickliffe Insurance Services Inc | 406 Se Main St, Simpsonville, SC, 29681 | 29.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| South Carolina | $148,600 | $989 | $660 | $1,360 | $700 |
| Anderson County, SC | $133,900 | $870 | $630 | $1,240 | $610 |
| Centerville, SC | $138,600 | $784 | $530 | $1,110 | $580 |
| West Pelzer, SC | $84,300 | $578 | $400 | $820 | $420 |
| Powdersville, SC | $179,200 | $813 | $560 | $1,120 | $560 |
| Easley, SC | $134,700 | $875 | $600 | $1,230 | $630 |
| Easley East, SC | $146,900 | $980 | $710 | $1,380 | $670 |
| Rock Creek, GA | $93,100 | $657 | $450 | $930 | $480 |
| Sandy Cross, GA | $131,500 | $905 | $620 | $1,260 | $640 |
| Carlton, GA | $105,600 | $777 | $560 | $1,100 | $540 |
| Promised Land, SC | $68,500 | $455 | $310 | $640 | $330 |
| Mount Airy, GA | $122,100 | $862 | $620 | $1,200 | $580 |
| Habersham County, GA | $137,200 | $892 | $650 | $1,240 | $590 |