Gavop's guide to buying homeowners insurance in Chippewa County, MN covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Chippewa County, MN - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| 90th Ave NE, 4th Ave SW, Chippewa-Renville St SE, 40th St SW, 60th Ave SE, Co Rd 13, 1st St E, 4th Ave NE, Co Rd 30, 40th St SE | $154,000 | $140,000 | $150,000-$175,000 | $92,000 | $80,000 | $100,000-$125,000 |
| N 2nd St, 20th Ave NW, 120th Ave SW, N 21st St, Canyon Ave, 60th Ave NE, Swift Ave, Dee St, Fairview Ave, Sheridan Ave | $152,000 | $140,000 | $150,000-$175,000 | $137,000 | $120,000 | $150,000-$175,000 |
| 40th St NW, Canton Ave, 50th St SE, 16th St, Co Hwy 18, Warren St, 5th St SE, 6th Ave NE, N 3rd St, 100th Ave NW | $85,500 | $70,000 | $75,000-$100,000 | $72,000 | $60,000 | $75,000-$100,000 |
| 120th St SW, State Hwy 23, S 9th St, 20th Ave SE, 840th Ave, 4th St, 50th Ave SE, 160th Ave SE, Kandi-Chippewa Line SE, 30th St NW | $93,000 | $90,000 | $75,000-$100,000 | $101,000 | $80,000 | $100,000-$125,000 |
| Co Rd 17, 2nd St NE, 160th Ave NE, S 12th St, 150th Ave NW, Pleasant St, N 8th St, 2nd Ave SE, N 9th St, S 5th St | $143,500 | $130,000 | $125,000-$150,000 | $80,000 | $80,000 | $75,000-$100,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$61 | $616 |
| Home and Two Car | -$108 | $569 |
| Home and Three Car | -$156 | $521 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Chippewa County | $700 | $669 | $1,369 | $486 | $1,186 | $183 |
| Chippewa County, MN | $2,000 | $669 | $2,669 | $486 | $2,486 | $183 |
| Montevideo, MN | $500 | $638 | $1,138 | $463 | $963 | $174 |
| Lac qui Parle, MN | $700 | $1,055 | $1,755 | $767 | $1,467 | $288 |
| Ten Mile Lake, MN | $300 | $1,049 | $1,349 | $763 | $1,063 | $287 |
| Blomkest, MN | $2,000 | $716 | $2,716 | $521 | $2,521 | $196 |
| Hoff, MN | $300 | $1,296 | $1,596 | $942 | $1,242 | $354 |
| Sheridan, MN | $1,500 | $931 | $2,431 | $676 | $2,176 | $254 |
| Canby, MN | $500 | $715 | $1,215 | $520 | $1,020 | $195 |
| North Fork, MN | $1,000 | $1,135 | $2,135 | $825 | $1,825 | $310 |
| Antelope Valley, SD | $200 | $1,217 | $1,417 | $885 | $1,085 | $333 |
| Three Lakes, MN | $700 | $1,016 | $1,716 | $738 | $1,438 | $278 |
| Home Insurance Company Chippewa County, MN | Homeowners Insurance Agency Chippewa County, MN | Address | Popularity Score | Distance from Chippewa County (miles) |
|---|---|---|---|---|
| State Farm | Charlie Aufenthie | 106 S 5th St, Marshall, MN, 56258-1204 | 41.6 | |
| Allstate | A To Z Insurance Center | 338 N Main St, Renville, MN, 56284 | 23.8 | |
| State Farm | Mark Henderson | 761 Prentice St Ste 1, Granite Falls, MN, 56241-1552 | 15.1 | |
| Allstate | Insurance Center | 1516 1st St S, Willmar, MN, 56201 | 26.1 | |
| Allstate | Pioneer Heritage | 310 1st St. Sw, Willmar, MN, 56201 | 26.3 | |
| State Farm | Nate Vandervelde | 143 N Miles St, Appleton, MN, 56208-1378 | 25.2 | |
| State Farm | Steve Kropp | 148 Main St S, Hector, MN, 55342 | 46.1 | |
| State Farm | Chris Buckingham | 400 N Main St, Starbuck, MN, 56381-0018 | 40.4 | |
| State Farm | Tony Ourada | 210 Saint Olaf Ave N, Canby, MN, 56220-1374 | 41.3 | |
| State Farm | Kevin Anundson | 100 E 1st St, Minneota, MN, 56264 | 38.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Minnesota | $199,700 | $1,192 | $820 | $1,630 | $810 |
| Chippewa County, MN | $104,500 | $677 | $490 | $930 | $440 |
| Chippewa County, MN | $104,500 | $677 | $490 | $930 | $440 |
| Montevideo, MN | $84,800 | $645 | $440 | $910 | $470 |
| Lac qui Parle, MN | $163,400 | $1,068 | $770 | $1,530 | $760 |
| Ten Mile Lake, MN | $161,700 | $1,062 | $710 | $1,500 | $790 |
| Blomkest, MN | $90,000 | $725 | $490 | $990 | $500 |
| Hoff, MN | $240,900 | $1,312 | $910 | $1,860 | $950 |
| Sheridan, MN | $132,500 | $942 | $680 | $1,340 | $660 |
| Canby, MN | $89,900 | $724 | $520 | $990 | $470 |
| North Fork, MN | $186,300 | $1,149 | $840 | $1,630 | $790 |
| Antelope Valley, SD | $233,300 | $1,232 | $840 | $1,690 | $850 |
| Three Lakes, MN | $152,800 | $1,028 | $730 | $1,420 | $690 |