How Can I Make My Fruit Cove, FL Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Fruit Cove, FL by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
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Select the Suitable Coverage Value for your Fruit Cove, FL Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $79,000 | $60,000 | $75,000-$100,000 |
| 2 Bedroom | $193,000 | $180,000 | $175,000-$200,000 |
| 3 Bedroom | $197,500 | $180,000 | $150,000-$175,000 |
| 4 Bedroom | $311,500 | $280,000 | $300,000-$350,000 |
| 5 Bedroom | $692,500 | $650,000 | $700,000-$800,000 |
Estimate your Savings with Home Insurance Discounts in Fruit Cove, FL | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$253 | $1,236 |
| Superior Protection Discount | -$149 | $1,340 |
| Fire & Security Discount | -$149 | $1,340 |
| Hail Resistant Roof Discount | -$45 | $1,445 |
| Newly Constructed Home Discount | -$298 | $1,191 |
Choose the Right Deductible for your Fruit Cove, FL Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| St. Johns County | $2,500 | $1,481 | $3,981 | $1,076 | $3,576 | $405 |
| Fruit Cove, FL | $1,000 | $1,471 | $2,471 | $1,069 | $2,069 | $402 |
| Orange Park, FL | $300 | $1,417 | $1,717 | $1,030 | $1,330 | $387 |
| Oakleaf Plantation, FL | $1,000 | $978 | $1,978 | $710 | $1,710 | $267 |
| Clay County, FL | $400 | $1,348 | $1,748 | $980 | $1,380 | $368 |
| Sawgrass, FL | $2,500 | $941 | $3,441 | $684 | $3,184 | $257 |
| Jacksonville, FL | $400 | $1,258 | $1,658 | $914 | $1,314 | $344 |
| Villano Beach, FL | $2,000 | $2,387 | $4,387 | $1,735 | $3,735 | $652 |
| Jacksonville North, FL | $100 | $1,430 | $1,530 | $1,039 | $1,139 | $391 |
| Callahan-Hilliard, FL | $2,000 | $1,390 | $3,390 | $1,010 | $3,010 | $380 |
| Welaka, FL | $100 | $994 | $1,094 | $722 | $822 | $272 |
| Hawthorne, FL | $2,500 | $827 | $3,327 | $601 | $3,101 | $226 |
Identify Top Home Insurance Agents near Fruit Cove, FL | Back to Top
| Home Insurance Company Fruit Cove, FL | Homeowners Insurance Agency Fruit Cove, FL | Address | Popularity Score | Distance from Fruit Cove (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Shapiro Insurance Group | 9313 Old Kings Rd S, Jacksonville, FL, 32257 | 9.9 | |
| State Farm | Kim Lego | 13820 Old St Aug Rd Ste 401, Jacksonville, FL, 32258-5491 | 5.8 | |
| Liberty Mutual Independent | Shapiro Insurance Group | 9313 Old Kings Rd S, Jacksonville, FL, 32257 | 9.9 | |
| Allstate | Deb Eveson | 12525 Philips Hwy Ste 206, Jacksonville, FL, 32256 | 7.5 | |
| Travelers | Brightway Insurance | 5000 Us Hwy 17 Ste 19 , Fleming Island, FL, 32003 | 6.4 | |
| Allstate | Randall Bogani | 12276 San Jose Blvd Ste 603, Jacksonville, FL, 32223 | 5.6 | |
| State Farm | David Beam | 10400 San Jose Blvd Ste 2, Jacksonville, FL, 32257-6360 | 8.5 | |
| Travelers | Hardin Insurance Inc | 3305 Atlantic Blvd Ste A, Jacksonville, FL, 32207 | 16.5 | |
| Allstate | Roderick Crabbe | 1123 Kingsley Ave, Orange Park, FL, 32073 | 9.4 | |
| State Farm | Debra Braddock | 9310 Old Kings Rd S Ste 1901, Jacksonville, FL, 32257-8101 | 9.9 |
Compare Rates for Fruit Cove, FL Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Florida | $178,700 | $1,605 | $1,250 | $2,150 | $900 |
| St. Johns County, FL | $274,600 | $1,499 | $1,170 | $2,010 | $840 |
| Fruit Cove, FL | $322,700 | $1,489 | $1,160 | $2,000 | $840 |
| Orange Park, FL | $177,000 | $1,435 | $1,120 | $1,920 | $800 |
| Oakleaf Plantation, FL | $198,500 | $990 | $770 | $1,330 | $560 |
| Clay County, FL | $165,300 | $1,364 | $1,060 | $1,830 | $770 |
| Sawgrass, FL | $454,100 | $952 | $740 | $1,280 | $540 |
| Jacksonville, FL | $150,200 | $1,274 | $990 | $1,710 | $720 |
| Villano Beach, FL | $306,800 | $2,416 | $1,880 | $3,240 | $1,360 |
| Jacksonville North, FL | $155,000 | $1,447 | $1,130 | $1,940 | $810 |
| Callahan-Hilliard, FL | $149,000 | $1,407 | $1,100 | $1,890 | $790 |
| Welaka, FL | $89,600 | $1,006 | $780 | $1,350 | $570 |
| Hawthorne, FL | $115,000 | $838 | $650 | $1,120 | $470 |
Research Home Insurance Companies Reviews in Fruit Cove, FL Before Buying | Back to Top
Share a review on your home insurance company
Allstate Home Insurance Reviews
Date: July 16, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Premium
We pay a competitive price for our home insurance. We have shopped around and found that the price we are paying a month is good for the coverage.
State Farm Home Insurance Reviews
Date: September 18, 2019 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Customer Service
State Farm does a pretty good job. They have a clear understanding of what my lender was requiring and were able to offer me just enough coverage without trying to overload me with expensive stuff that I didn't need.