Gavop tells you how to get the best homeowners insurance in Jay County, IN by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $37,500 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $74,000 | $60,000 | $50,000-$75,000 |
| 3 Bedroom | $71,500 | $60,000 | $50,000-$75,000 |
| 4 Bedroom | $175,000 | $150,000 | $200,000-$250,000 |
| 5 Bedroom | $271,000 | $240,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$97 | $548 |
| Superior Protection Discount | -$64 | $580 |
| Fire & Security Discount | -$71 | $574 |
| Hail Resistant Roof Discount | -$19 | $625 |
| Newly Constructed Home Discount | -$142 | $503 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Jay County | $1,500 | $637 | $2,137 | $463 | $1,963 | $174 |
| Jay County, IN | $1,000 | $637 | $1,637 | $463 | $1,463 | $174 |
| Nottingham, IN | $200 | $715 | $915 | $520 | $720 | $195 |
| Greenville, OH | $1,500 | $613 | $2,113 | $445 | $1,945 | $167 |
| Fairmount, IN | $200 | $683 | $883 | $496 | $696 | $187 |
| Gettysburg, OH | $2,500 | $542 | $3,042 | $394 | $2,894 | $148 |
| Loramie, OH | $400 | $764 | $1,164 | $555 | $955 | $209 |
| Van Wert County, OH | $1,000 | $571 | $1,571 | $415 | $1,415 | $156 |
| Duck Creek, IN | $400 | $815 | $1,215 | $592 | $992 | $223 |
| Dublin, IN | $2,500 | $614 | $3,114 | $446 | $2,946 | $168 |
| Dinsmore, OH | $500 | $710 | $1,210 | $516 | $1,016 | $194 |
| Haviland, OH | $1,500 | $563 | $2,063 | $409 | $1,909 | $154 |
| Home Insurance Company Jay County, IN | Homeowners Insurance Agency Jay County, IN | Address | Popularity Score | Distance from Jay County (miles) |
|---|---|---|---|---|
| Travelers | Wise Insurance Agency Inc | 7410 Bluffton Rd, Fort Wayne, IN, 46809 | 40.9 | |
| State Farm | Kevin Mahan | 2008 N Walnut St, Hartford City, IN, 47348-1364 | 19.5 | |
| Allstate | Four Jacks Inc | 4007 S Western Ave, Marion, IN, 46953 | 35.8 | |
| State Farm | Valentine White-Xayarath | 5533 S Anthony Blvd, Fort Wayne, IN, 46806-3317 | 41.7 | |
| Erie | Smith Insurance Services Inc. | 115 S Main Street, Montpelier, IN, 47359 | 16.6 | |
| State Farm | Karmen Ward | 410 W Votaw St, Portland, IN, 47371-1344 | 1.2 | |
| State Farm | Mike Ward | 2236 E 8th St, Anderson, IN, 46012-4302 | 41.0 | |
| Travelers | Matchett & Ward Insurance | 107 W Franklin St, Winchester, IN, 47394 | 18.2 | |
| Liberty Mutual Independent | Inguard | 231 W Canal St, Wabash, IN, 46992 | 49.8 | |
| State Farm | Shari Tomac | 1055 Us Highway 27 N, Berne, IN, 46711-1025 | 16.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Indiana | $130,200 | $847 | $580 | $1,160 | $580 |
| Jay County, IN | $85,000 | $644 | $440 | $920 | $480 |
| Jay County, IN | $85,000 | $644 | $470 | $920 | $450 |
| Nottingham, IN | $92,900 | $724 | $500 | $1,030 | $530 |
| Greenville, OH | $98,400 | $620 | $450 | $850 | $400 |
| Fairmount, IN | $84,400 | $691 | $460 | $980 | $520 |
| Gettysburg, OH | $75,200 | $549 | $370 | $790 | $420 |
| Loramie, OH | $165,000 | $773 | $530 | $1,060 | $530 |
| Van Wert County, OH | $99,000 | $578 | $390 | $790 | $400 |
| Duck Creek, IN | $122,800 | $825 | $560 | $1,140 | $580 |
| Dublin, IN | $68,000 | $621 | $440 | $860 | $420 |
| Dinsmore, OH | $138,600 | $719 | $510 | $990 | $480 |
| Haviland, OH | $81,700 | $570 | $390 | $800 | $410 |