How Can I Make My Windsor, MO Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Windsor, MO covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Windsor, MO Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $60,500 | $60,000 | $50,000-$75,000 |
| 2 Bedroom | $112,500 | $90,000 | $125,000-$150,000 |
| 3 Bedroom | $160,000 | $140,000 | $150,000-$175,000 |
| 4 Bedroom | $236,000 | $190,000 | $200,000-$250,000 |
| 5 Bedroom | $335,500 | $300,000 | $300,000-$350,000 |
Bundle your Windsor, MO Auto & Home Insurance from the Same Company | Back to Top
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$71 | $720 |
| Home and Two Car | -$127 | $665 |
| Home and Three Car | -$182 | $609 |
Choose the Right Deductible for your Windsor, MO Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Jefferson County | $1,500 | $1,017 | $2,517 | $739 | $2,239 | $278 |
| Windsor, MO | $2,500 | $782 | $3,282 | $568 | $3,068 | $214 |
| Bonhomme, MO | $400 | $962 | $1,362 | $699 | $1,099 | $263 |
| Cedar Hill Lakes, MO | $2,500 | $883 | $3,383 | $642 | $3,142 | $241 |
| Monroe County, IL | $500 | $841 | $1,341 | $611 | $1,111 | $230 |
| St. Charles, MO | $1,000 | $1,079 | $2,079 | $784 | $1,784 | $295 |
| West Alton, MO | $500 | $865 | $1,365 | $629 | $1,129 | $237 |
| Marissa, IL | $1,500 | $570 | $2,070 | $414 | $1,914 | $156 |
| Weingarten, MO | $300 | $976 | $1,276 | $709 | $1,009 | $267 |
| Potosi, MO | $2,500 | $910 | $3,410 | $661 | $3,161 | $249 |
| Ellis Grove, IL | $400 | $698 | $1,098 | $507 | $907 | $191 |
| Chain of Rocks, MO | $2,500 | $1,144 | $3,644 | $831 | $3,331 | $313 |
Identify Top Home Insurance Agents near Windsor, MO | Back to Top
| Home Insurance Company Windsor, MO | Homeowners Insurance Agency Windsor, MO | Address | Popularity Score | Distance from Windsor (miles) |
|---|---|---|---|---|
| Farmers | Tony Bekemeier | 4029 Jeffco Blvd, Arnold, MO, 63010 | 1.4 | |
| Travelers | Comfort Insurance Agency | 720 Jeffco Blvd, Arnold, MO, 63010 | 3.9 | |
| Travelers | The Lavigne Group | 9849 Manchester Rd Ste 3, St Louis, MO, 63119 | 14.2 | |
| Travelers | Premier Insurance Agency | 11400 Concord Village Ave. Suite D, St Louis, MO, 63123 | 9.0 | |
| State Farm | Marty Wilder | 127 Schneider Dr, Fenton, MO, 63026-6017 | 4.7 | |
| State Farm | Dave Drissell | 105 Chstrfld Bus Pkwy, Chesterfield, MO, 63005-1233 | 21.9 | |
| Travelers | Insurance Consultants Inc | 12722 Weber Hill Road, St. Louis, MO, 63127 | 8.9 | |
| Travelers | Dierker Knobbe Insurance Services | 3522 Lemay Ferry Road, St Louis, MO, 63125 | 8.8 | |
| State Farm | Beth Travis | 10900 Manchester Rd Ste 209, Kirkwood, MO, 63122-1200 | 13.7 | |
| State Farm | Lou Kilo | 5151 Mattis Road, St Louis, MO, 63128-2775 | 7.6 |
Compare Rates for Windsor, MO Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Missouri | $145,400 | $1,084 | $730 | $1,530 | $800 |
| Jefferson County, MO | $154,100 | $1,030 | $690 | $1,430 | $740 |
| Windsor, MO | $156,600 | $791 | $580 | $1,100 | $520 |
| Bonhomme, MO | $269,500 | $973 | $710 | $1,390 | $680 |
| Cedar Hill Lakes, MO | $85,800 | $894 | $640 | $1,220 | $580 |
| Monroe County, IL | $195,500 | $852 | $600 | $1,210 | $610 |
| St. Charles, MO | $182,000 | $1,092 | $740 | $1,520 | $780 |
| West Alton, MO | $81,200 | $876 | $600 | $1,210 | $610 |
| Marissa, IL | $79,900 | $577 | $410 | $790 | $380 |
| Weingarten, MO | $112,500 | $988 | $670 | $1,400 | $730 |
| Potosi, MO | $93,000 | $921 | $670 | $1,280 | $610 |
| Ellis Grove, IL | $117,900 | $706 | $490 | $1,000 | $510 |
| Chain of Rocks, MO | $175,000 | $1,158 | $850 | $1,640 | $790 |
Research Home Insurance Companies Reviews in Windsor, MO Before Buying | Back to Top
Share a review on your home insurance company
AAA Home Insurance Reviews
Date: October 23, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Policy Offerings
My insurance covers fire, casualty, theft and I also have earthquake insurance. I have a moderately high deductible for lower rates
Travelers Home Insurance Reviews
Date: February 26, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Premium
The premium and deductible for Traveler's appears in-line with most other insurers with the lowest deductible being the most expensive and the highest deductible being the least expensive.
Progressive Home Insurance Reviews
Date: December 03, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Premium
Since my husband handles the insurance payments and all the financial aspects of our home and auto coverage, I don't know much about the premium or deductible of our policy compared to others. This is also the first and only company we looked at for home coverage. I do know, however, that it is not too expensive or crazy since my husband agreed to have it bundled with our auto.