Gavop shows you how to buy homeowners insurance in Back Creek, NC by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Back Creek, NC - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| William Dr, Elwood Stout St, Bossong Dr, State Rd 1354, Richards Cir, Sylvan St, State Rd 1555, Maurine Dr, Depot St, State Rd 1210 | $133,000 | $120,000 | $150,000-$175,000 | $93,000 | $80,000 | $100,000-$125,000 |
| Walker Mill Rd, Railroad Ave, State Rd 2111, Amity Rd, Birch Bark Ln, Martha Ct, Moffitt Rd, Doul Mountain Rd, State Rd 1667, N Meadows Loop | $180,000 | $160,000 | $175,000-$200,000 | $135,000 | $130,000 | $150,000-$175,000 |
| Pine St, State Rd 1504, Thoroughbred Rd, Rock Spring Rd, Mack Rd, State Rd 1669, Plantation Way, State Rd 1329, Henry Rd, State Rd 1311 | $129,000 | $120,000 | $125,000-$150,000 | $93,000 | $80,000 | $100,000-$125,000 |
| McDaniel Dr, Creekside Dr, State Rd 1236, Middleton Cir, Highwood Dr, Monarch Ln, State Rd 1723, Tot Hill Farm Rd, State Rd 2026, Winslow Ave | $209,500 | $180,000 | $200,000-$250,000 | $160,000 | $130,000 | $175,000-$200,000 |
| Will Coltrane Rd, McNeal St, Booker T Womble Dr, Charlie Harris Rd, Oakhurst Dr, Arabian Dr, State Rd 1249, State Rd 1402, Running Cedar Rd, W Beasley St | $208,500 | $180,000 | $200,000-$250,000 | $113,500 | $100,000 | $100,000-$125,000 |
| Champagne Dr, Oak Brook Ct, Tabernacle St, Westminster Ct, State Rd 3160, State Rd 1435, Rocklane Dr, Pineview St, Canter Rd, Earl Johnson Rd | $189,000 | $160,000 | $150,000-$175,000 | $101,000 | $100,000 | $100,000-$125,000 |
| State Rd 1515, State Rd 1312, Varner St, Lambert Dr, Willowood Dr, Lexington Commons Dr, Cleveland St, Steed Rd, Country Trl, Lynn Cir W | $105,000 | $100,000 | $100,000-$125,000 | $148,500 | $120,000 | $150,000-$175,000 |
| York St, Thayer Dr, Ginger Ct, State Rd 1944, Hilltop Dr, State Rd 1539, Naomi Rd, State Rd 1552, Rivers Bend Dr, Greenvale Rd | $95,500 | $80,000 | $75,000-$100,000 | $100,500 | $90,000 | $75,000-$100,000 |
| White Ln, W River Run, Hunt Delk Rd, Cable Creek Rd, W Balfour Ave, Back Creek Rd, State Rd 1481, Bank St, Fisher Cir, State Rd 1461 | $132,500 | $120,000 | $100,000-$125,000 | $83,500 | $70,000 | $75,000-$100,000 |
| Davidson Country Ln, Jess Smith Rd, Spencer Rd, Hampton Rd, Seminole Dr, Old Cedar Square Rd, N McCrary St, Thornburg Rd, Stevenson St, Fuller Mill Rd N | $183,000 | $160,000 | $150,000-$175,000 | $122,500 | $110,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$124 | $566 |
| Superior Protection Discount | -$69 | $621 |
| Fire & Security Discount | -$55 | $635 |
| Hail Resistant Roof Discount | -$14 | $677 |
| Newly Constructed Home Discount | -$186 | $504 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Randolph County | $2,500 | $690 | $3,190 | $501 | $3,001 | $189 |
| Back Creek, NC | $2,500 | $682 | $3,182 | $496 | $2,996 | $186 |
| Richland, NC | $300 | $665 | $965 | $483 | $783 | $182 |
| Guilford County, NC | $2,500 | $854 | $3,354 | $621 | $3,121 | $233 |
| Welcome, NC | $400 | $818 | $1,218 | $595 | $995 | $224 |
| Winston-Salem, NC | $1,500 | $681 | $2,181 | $495 | $1,995 | $186 |
| Ridenhour, NC | $100 | $812 | $912 | $590 | $690 | $222 |
| Gold Hill, NC | $2,500 | $651 | $3,151 | $473 | $2,973 | $178 |
| Litaker, NC | $1,500 | $673 | $2,173 | $489 | $1,989 | $184 |
| Big Lick, NC | $200 | $703 | $903 | $511 | $711 | $192 |
| Locust, NC | $2,000 | $896 | $2,896 | $651 | $2,651 | $245 |
| Home Insurance Company Back Creek, NC | Homeowners Insurance Agency Back Creek, NC | Address | Popularity Score | Distance from Back Creek (miles) |
|---|---|---|---|---|
| Erie | Susan Tysor Insurance | 120 Scarboro Street, Asheboro, NC, 27203 | 5.9 | |
| State Farm | Kevin Gill | 1411 Welborn St Ste 102, High Point, NC, 27262-2698 | 16.1 | |
| State Farm | Nick Jitima | 710 Coliseum Dr Ste 60, Winston Salem, NC, 27106-5354 | 32.5 | |
| Erie | Central Carolina Insurance | 2855 S Church St 2855 S Church St, Burlington, NC, 27215 | 31.0 | |
| Erie | Chriscoe & Associates Inc. | 1148 South Cox Street, Asheboro, NC, 27203 | 6.7 | |
| State Farm | Anne Gundlach | 3411 W Wendover Ave Ste A, Greensboro, NC, 27407-1526 | 20.3 | |
| Allstate | Duane Dahlheimer | 1441 Richardson Dr, Reidsville, NC, 27320 | 41.4 | |
| Nationwide | Corie F. Mcrae Agency Inc. | 128 N Park St, Asheboro, NC, 27203-5440 | 5.5 | |
| Erie | Professional Insurance Service Inc. | 645 N Fayetteville Street, Asheboro, NC, 27203 | 5.4 | |
| State Farm | Jeff Fuller | 10948 N Main St Ste D, Archdale, NC, 27263-2892 | 11.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $650 | $1,260 | $610 |
| Randolph County, NC | $119,500 | $698 | $480 | $960 | $480 |
| Back Creek, NC | $142,800 | $690 | $480 | $970 | $490 |
| Richland, NC | $109,800 | $673 | $460 | $960 | $500 |
| Guilford County, NC | $160,200 | $864 | $580 | $1,200 | $620 |
| Welcome, NC | $144,100 | $828 | $600 | $1,180 | $580 |
| Winston-Salem, NC | $142,200 | $689 | $490 | $980 | $490 |
| Ridenhour, NC | $142,800 | $822 | $590 | $1,160 | $570 |
| Gold Hill, NC | $117,100 | $659 | $470 | $930 | $460 |
| Litaker, NC | $140,200 | $681 | $460 | $940 | $480 |
| Big Lick, NC | $148,900 | $711 | $480 | $1,000 | $520 |
| Locust, NC | $164,700 | $907 | $640 | $1,300 | $660 |