Gavop's guide to buying homeowners insurance in Noble County, OK covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $31,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $64,500 | $50,000 | $50,000-$75,000 |
| 3 Bedroom | $67,000 | $60,000 | $50,000-$75,000 |
| 4 Bedroom | $151,500 | $140,000 | $175,000-$200,000 |
| 5 Bedroom | $83,500 | $70,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$132 | $750 |
| Superior Protection Discount | -$79 | $803 |
| Fire & Security Discount | -$79 | $803 |
| Hail Resistant Roof Discount | -$26 | $856 |
| Newly Constructed Home Discount | -$238 | $644 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Noble County | $1,500 | $872 | $2,372 | $634 | $2,134 | $238 |
| Noble County, OK | $2,000 | $872 | $2,872 | $634 | $2,634 | $238 |
| Pawnee County, OK | $300 | $828 | $1,128 | $602 | $902 | $226 |
| Kildare, OK | $1,000 | $1,057 | $2,057 | $768 | $1,768 | $289 |
| Ripley, OK | $300 | $782 | $1,082 | $568 | $868 | $214 |
| Hallett, OK | $2,000 | $684 | $2,684 | $497 | $2,497 | $187 |
| Carney, OK | $1,000 | $1,152 | $2,152 | $837 | $1,837 | $315 |
| Hennessey, OK | $500 | $1,508 | $2,008 | $1,096 | $1,596 | $412 |
| Cleveland, OK | $2,500 | $836 | $3,336 | $607 | $3,107 | $228 |
| Cashion, OK | $300 | $1,484 | $1,784 | $1,078 | $1,378 | $406 |
| South Haven, KS | $700 | $908 | $1,608 | $660 | $1,360 | $248 |
| Home Insurance Company Noble County, OK | Homeowners Insurance Agency Noble County, OK | Address | Popularity Score | Distance from Noble County (miles) |
|---|---|---|---|---|
| State Farm | Lucas Grounds | 1315 N Perkins Rd, Stillwater, OK, 74075-5712 | 20.1 | |
| Farmers | Tricia Carpenter | 201 W Hall Of Fame Ave, Stillwater, OK, 74075 | 20.3 | |
| Farmers | Khris Fowler | 112 E Broadway St, Cushing, OK, 74023 | 38.1 | |
| State Farm | Randy Robnett | 1614 E Main St, Cushing, OK, 74023-2919 | 38.9 | |
| State Farm | Mike Benway | 1813 W Garriott Rd, Enid, OK, 73703-5526 | 36.5 | |
| Farmers | Dena Floyd | 2003 E Main St, Cushing, OK, 74023 | 39.1 | |
| Travelers | Cleveland Insurance Agency Llc | 110 N Broadway, Cleveland, OK, 74020 | 43.4 | |
| Farmers | William Yvain Bro | 408 S Main St Ste 1, Stillwater, OK, 74074 | 20.9 | |
| State Farm | Kevin Craft | 622 S Division Street, Guthrie, OK, 73044-4803 | 36.9 | |
| Allstate | Ladonna Pratt | 615 W 6th Ave, Stillwater, OK, 74074 | 20.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Oklahoma | $125,800 | $1,489 | $1,070 | $2,100 | $1,030 |
| Noble County, OK | $94,800 | $882 | $610 | $1,230 | $620 |
| Noble County, OK | $94,800 | $882 | $610 | $1,230 | $620 |
| Pawnee County, OK | $87,500 | $838 | $580 | $1,180 | $600 |
| Kildare, OK | $75,000 | $1,070 | $730 | $1,510 | $780 |
| Ripley, OK | $45,000 | $791 | $550 | $1,120 | $570 |
| Hallett, OK | $35,000 | $692 | $510 | $950 | $440 |
| Carney, OK | $86,000 | $1,166 | $830 | $1,620 | $790 |
| Hennessey, OK | $130,700 | $1,526 | $1,080 | $2,120 | $1,040 |
| Cleveland, OK | $88,800 | $846 | $620 | $1,200 | $580 |
| Cashion, OK | $127,500 | $1,502 | $1,010 | $2,150 | $1,140 |
| South Haven, KS | $64,500 | $919 | $720 | $1,240 | $520 |