Gavop shows you how to buy homeowners insurance in Wheelersburg, OH by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $48,000 | $40,000 | $50,000-$75,000 |
| 2 Bedroom | $136,000 | $130,000 | $150,000-$175,000 |
| 3 Bedroom | $181,000 | $150,000 | $150,000-$175,000 |
| 4 Bedroom | $189,500 | $160,000 | $175,000-$200,000 |
| 5 Bedroom | $221,000 | $190,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$133 | $565 |
| Superior Protection Discount | -$70 | $628 |
| Fire & Security Discount | -$77 | $621 |
| Hail Resistant Roof Discount | -$21 | $677 |
| Newly Constructed Home Discount | -$195 | $502 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Scioto County | $1,500 | $785 | $2,285 | $570 | $2,070 | $214 |
| Wheelersburg, OH | $1,000 | $689 | $1,689 | $501 | $1,501 | $188 |
| Lucasville, OH | $100 | $608 | $708 | $442 | $542 | $166 |
| Nile, OH | $2,500 | $638 | $3,138 | $464 | $2,964 | $174 |
| Bellefonte, KY | $300 | $1,090 | $1,390 | $792 | $1,092 | $298 |
| Catlettsburg, KY | $1,000 | $632 | $1,632 | $460 | $1,460 | $173 |
| Pebble, OH | $200 | $602 | $802 | $437 | $637 | $164 |
| Concord, KY | $2,500 | $421 | $2,921 | $306 | $2,806 | $115 |
| Ross County, OH | $300 | $635 | $935 | $462 | $762 | $174 |
| Rutland, OH | $1,000 | $585 | $1,585 | $425 | $1,425 | $160 |
| Milton, WV | $400 | $750 | $1,150 | $545 | $945 | $205 |
| Highland Holiday, OH | $1,000 | $381 | $1,381 | $277 | $1,277 | $104 |
| Home Insurance Company Wheelersburg, OH | Homeowners Insurance Agency Wheelersburg, OH | Address | Popularity Score | Distance from Wheelersburg (miles) |
|---|---|---|---|---|
| State Farm | Angel Glass | 2734 Scioto Trl, Portsmouth, OH, 45662-2543 | 7.9 | |
| State Farm | Dave Strickland | 22 E Water St, Chillicothe, OH, 45601-2534 | 41.7 | |
| Erie | Scites Insurance Agency Llc | 462 2nd Avenue, Gallipolis, OH, 45631 | 35.0 | |
| Allstate | Portia Spradlin | 327 Vernon St, Ironton, OH, 45638 | 16.8 | |
| State Farm | Barney Apel | 8364 Hayport Rd, Wheelersburg, OH, 45694-1761 | 1.3 | |
| State Farm | Susie Natoli | 133 Star Drive, Chillicothe, OH, 45601 | 42.8 | |
| Travelers | Dick Spencer Insurance Agency Llc | 926 Gay St, Portsmouth, OH, 45662 | 8.0 | |
| Allstate | Portia Spradlin | 4055 Rhodes Ave Ste 101, New Boston, OH, 45662 | 4.8 | |
| State Farm | Tony Staggs | 12149 State Route 41, West Union, OH, 45693-9236 | 38.3 | |
| State Farm | Jeff Lehner | 165 E Main St, Chillicothe, OH, 45601 | 41.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Ohio | $135,100 | $712 | $520 | $980 | $460 |
| Scioto County, OH | $93,000 | $794 | $550 | $1,100 | $550 |
| Wheelersburg, OH | $153,100 | $698 | $480 | $1,000 | $520 |
| Lucasville, OH | $96,600 | $615 | $440 | $870 | $430 |
| Nile, OH | $108,000 | $646 | $470 | $890 | $420 |
| Bellefonte, KY | $207,400 | $1,103 | $760 | $1,560 | $800 |
| Catlettsburg, KY | $94,300 | $640 | $470 | $910 | $440 |
| Pebble, OH | $94,700 | $609 | $440 | $830 | $390 |
| Concord, KY | $31,300 | $426 | $310 | $600 | $290 |
| Ross County, OH | $114,600 | $643 | $430 | $880 | $450 |
| Rutland, OH | $88,900 | $592 | $430 | $850 | $420 |
| Milton, WV | $124,100 | $759 | $540 | $1,060 | $520 |
| Highland Holiday, OH | $32,700 | $386 | $270 | $530 | $260 |