Gavop's guide to buying homeowners insurance in Shady Side, MD covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Shady Side, MD - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Beech St, Harding Blvd, Elm St, Nutwell Sudley Rd, Maple St, Beach Promenade, Bayview Rd, Bayview Ave, Bast Ln, Bonniewood Dr | $274,500 | $220,000 | $200,000-$250,000 | $321,500 | $290,000 | $250,000-$300,000 |
| Jack's Rd, Lincoln Rd, Kellam Rd, Ellington Dr, Azalea St, Lake Ave, Swan Dr, Teds Ln, Dogwood St, State Hwy 258 | $349,000 | $280,000 | $300,000-$350,000 | $181,500 | $170,000 | $175,000-$200,000 |
| John St, W End Rd, Baker Rd, Birch Ct, Whipple Way, Depriest Dr, Beauvoir Ct, Steamboat Rd, Cherry Point Rd, State Hwy 468 | $351,500 | $290,000 | $350,000-$400,000 | $286,500 | $240,000 | $250,000-$300,000 |
| Girton Ave, Cedarhurst Rd, Magnolia St, Spruce St, Boxmere Ct, Cedar St, Page Ln, Bay Breeze Rd, Spring Ave, Olive St | $312,500 | $260,000 | $250,000-$300,000 | $295,500 | $280,000 | $300,000-$350,000 |
| Cosimino Pl, Haile Pkwy, Shady Side Rd, Juniper St, Lincoln Dr, Nick Rd, Jordan Dr, Ira Ln, Shady Rest Rd, Columbia Dr | $421,500 | $350,000 | $400,000-$500,000 | $279,500 | $250,000 | $250,000-$300,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$68 | $787 |
| Home and Two Car | -$146 | $710 |
| Home and Three Car | -$197 | $659 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,975 |
| Physical Damage | $2,344 |
| Hail Damage | $4,524 |
| Wind Damage | $6,687 |
| Expensive Claims | |
| Fire | $46,910 |
| Smoke | $16,386 |
| Home Insurance Company Shady Side, MD | Homeowners Insurance Agency Shady Side, MD | Address | Popularity Score | Distance from Shady Side (miles) |
|---|---|---|---|---|
| Allstate | Stefen R Smallwood | 3179 Braverton St Ste 202, Edgewater, MD, 21037 | 7.6 | |
| State Farm | Aja Green | 7635 Belair Rd, Nottingham, MD, 21236-4003 | 37.2 | |
| State Farm | Dovie Metzger | 1410 Forest Dr Ste 8, Annapolis, MD, 21403-1442 | 9.2 | |
| Allstate | Tina M. Passmore | 8424 Veterans Hwy Ste 9, Millersville, MD, 21108 | 19.8 | |
| Travelers | Bethesda General Insurance | 13975 Connecticut Avenue Suite 205, Silver Spring, MD, 20906 | 35.0 | |
| Liberty Mutual Independent | Yates Insurance Inc | 3294 Solomons Island Rd, Edgewater, MD, 21037 | 7.4 | |
| Allstate | Jim Craig | 912 Light St, Baltimore, MD, 21230 | 31.5 | |
| Travelers | Union First Financial Services Inc | 4536 Owensville Sudley Rd, Harwood, MD, 20776 | 5.1 | |
| State Farm | Beverly Dimka | 3287 Solomons Isl Rd, Edgewater, MD, 21037-2714 | 7.4 | |
| Allstate | Ryan Hamill | 9618 Deereco Rd, Timonium, MD, 21093 | 43.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Maryland | $296,500 | $1,008 | $800 | $1,270 | $470 |
| Anne Arundel County, MD | $346,000 | $1,063 | $840 | $1,340 | $500 |
| Shady Side, MD | $300,800 | $856 | $680 | $1,080 | $400 |
| Lake Shore, MD | $364,000 | $853 | $670 | $1,070 | $400 |
| Morningside, MD | $177,400 | $771 | $610 | $970 | $360 |
| Seat Pleasant, MD | $169,300 | $757 | $600 | $950 | $350 |
| Scaggsville, MD | $484,100 | $987 | $780 | $1,240 | $460 |
| Mechanicsville, MD | $338,400 | $1,120 | $880 | $1,410 | $530 |
| Kemp Mill, MD | $410,100 | $974 | $770 | $1,230 | $460 |
| Olney, MD | $491,300 | $1,356 | $1,070 | $1,710 | $640 |
| Washington Grove, MD | $446,900 | $1,534 | $1,210 | $1,930 | $720 |