Gavop shows you how to buy homeowners insurance in Narragansett, RI by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Narragansett, RI - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Onondega Rd, Leonard Bodwell Rd, Cedar St, Frances Ave, Shagbark Rd, Aspen Dr, Anchorage Rd, Burnside Rd, Fayerweather Dr, Major Arnold Rd | $388,500 | $330,000 | $350,000-$400,000 | $275,500 | $260,000 | $300,000-$350,000 |
| Alan Ave, Baneberry Trl, Ed A Ln, Richard Smith Rd, N View Rd, Blossom Way, Wood Sorrel Trl, Conanicus Rd, Spindrift Rd, Elm Ave | $267,500 | $220,000 | $250,000-$300,000 | $319,000 | $270,000 | $350,000-$400,000 |
| Tiny Ln, Burnside Ave, Bristol Rd, Juniper Trl, Choctaw Trl, Glocester Rd, Knowlesway Exd, Bellevue Ct, Pomfret Rd, Isabelle Dr | $281,000 | $270,000 | $250,000-$300,000 | $237,500 | $200,000 | $250,000-$300,000 |
| Oxeye Trl, Rosewood Ave, Fairport Ave, Marten Ave, Southern View Dr, Anawan Ave, Leeann Dr, Flint Dr, Locust Ct, Greenwich Rd | $286,500 | $260,000 | $250,000-$300,000 | $211,000 | $200,000 | $175,000-$200,000 |
| Canopus Ave, Glendale Rd, King Philip Rd, Glenwood Ave, Milkay Way, Lincoln Way, John Brown Ln, Great Island Rd, Middle Rd, Arnold Ave | $436,500 | $350,000 | $400,000-$500,000 | $333,000 | $320,000 | $300,000-$350,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$190 | $811 |
| Superior Protection Discount | -$90 | $912 |
| Fire & Security Discount | -$110 | $891 |
| Hail Resistant Roof Discount | -$20 | $982 |
| Newly Constructed Home Discount | -$240 | $761 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Washington County | $1,500 | $1,417 | $2,917 | $1,030 | $2,530 | $387 |
| Narragansett, RI | $1,500 | $990 | $2,490 | $719 | $2,219 | $270 |
| Quonochontaug, RI | $500 | $2,773 | $3,273 | $2,015 | $2,515 | $758 |
| Hopkinton, RI | $700 | $963 | $1,663 | $700 | $1,400 | $263 |
| Central Falls, RI | $300 | $796 | $1,096 | $578 | $878 | $218 |
| North Seekonk, MA | $1,500 | $1,077 | $2,577 | $783 | $2,283 | $294 |
| Chilmark, MA | $400 | $605 | $1,005 | $440 | $840 | $165 |
| Scotland, CT | $2,000 | $1,163 | $3,163 | $845 | $2,845 | $318 |
| Mattapoisett, MA | $100 | $979 | $1,079 | $711 | $811 | $267 |
| Woonsocket, RI | $1,000 | $948 | $1,948 | $689 | $1,689 | $259 |
| Rochester, MA | $200 | $965 | $1,165 | $702 | $902 | $264 |
| Norfolk, MA | $2,000 | $1,104 | $3,104 | $802 | $2,802 | $302 |
| Home Insurance Company Narragansett, RI | Homeowners Insurance Agency Narragansett, RI | Address | Popularity Score | Distance from Narragansett (miles) |
|---|---|---|---|---|
| Nationwide | Katherine E Smith | 567 So County Trl Ste 204, Exeter, RI, 02822-3419 | 9.3 | |
| Travelers | Rose & Kiernan | 138 Main St , Wakefield, RI, 2879 | 2.8 | |
| Travelers | Smith Insurance Group Inc | 664 Armistice Blvd, Pawtucket, RI, 2861 | 33.7 | |
| Travelers | Rose & Kiernan | 138 Main St, Wakefield, RI, 2879 | 2.8 | |
| Liberty Mutual Independent | Oceanpoint Insurance Agency Inc | 73 Valley Rd 73 Valley Rd Middletown, Middletown, RI, 2842 | 12.9 | |
| Allstate | Jessica Dejesus | 130 Tower Hill Rd, North Kingstown, RI, 2852 | 11.8 | |
| Liberty Mutual Independent | Gencorp Insurance Group Inc | 16 Main St, E Greenwich, RI, 2818 | 18.3 | |
| Travelers | Paolino Insurance Agaency Inc | 100 Westminster St 17th Fl, Providence, RI, 2903 | 29.5 | |
| Liberty Mutual Independent | Oceanpoint Insurance Agency Inc | 26 Bosworth St, Barrington, RI, 2806 | 25.0 | |
| Travelers | A R Bucci Insurance Agency Inc | 1900 Mineral Spring Ave , North Providence, RI, 2904 | 31.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Rhode Island | $242,200 | $1,321 | $950 | $1,880 | $930 |
| Washington County, RI | $320,600 | $1,435 | $980 | $2,040 | $1,060 |
| Narragansett, RI | $393,400 | $1,002 | $730 | $1,420 | $690 |
| Quonochontaug, RI | $782,400 | $2,807 | $2,020 | $4,010 | $1,990 |
| Hopkinton, RI | $255,900 | $975 | $650 | $1,340 | $690 |
| Central Falls, RI | $149,100 | $806 | $550 | $1,110 | $560 |
| North Seekonk, MA | $256,800 | $1,090 | $740 | $1,520 | $780 |
| Chilmark, MA | $1,026,800 | $613 | $420 | $850 | $430 |
| Scotland, CT | $242,400 | $1,177 | $800 | $1,610 | $810 |
| Mattapoisett, MA | $419,800 | $991 | $670 | $1,380 | $710 |
| Woonsocket, RI | $158,500 | $959 | $700 | $1,310 | $610 |
| Rochester, MA | $386,300 | $977 | $670 | $1,390 | $720 |
| Norfolk, MA | $469,100 | $1,117 | $800 | $1,550 | $750 |