Gavop tells you how to get the best homeowners insurance in Henderson, NC by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $36,500 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $80,000 | $70,000 | $50,000-$75,000 |
| 3 Bedroom | $105,500 | $100,000 | $100,000-$125,000 |
| 4 Bedroom | $185,000 | $150,000 | $150,000-$175,000 |
| 5 Bedroom | $239,500 | $200,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$131 | $740 |
| Superior Protection Discount | -$78 | $793 |
| Fire & Security Discount | -$87 | $784 |
| Hail Resistant Roof Discount | -$26 | $845 |
| Newly Constructed Home Discount | -$253 | $618 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,733 |
| Physical Damage | $2,537 |
| Hail Damage | $4,853 |
| Wind Damage | $6,114 |
| Expensive Claims | |
| Fire | $44,229 |
| Smoke | $15,884 |
| Home Insurance Company Henderson, NC | Homeowners Insurance Agency Henderson, NC | Address | Popularity Score | Distance from Henderson (miles) |
|---|---|---|---|---|
| State Farm | Margier White | 234 Raleigh Road, Henderson, NC, 27536-4978 | 1.2 | |
| Travelers | Brightway Insurance | 2456 Sw Cary Pkwy, Cary, NC, 27513 | 45.6 | |
| Allstate | Reginald Wright | 1022 Ryan Rd, Cary, NC, 27511 | 43.4 | |
| Erie | Van Wallace Insurance Agency Inc. | 875 Walnut Street Suite 342, Cary, NC, 27511 | 43.5 | |
| State Farm | Cecil Burt | 6837 Falls Of Neuse Road, Raleigh, NC, 27615-5308 | 33.6 | |
| Nationwide | Larry H. Mitchell | 1598 Hwy 56 Suite 6, Creedmoor, NC, 27522-0748 | 21.7 | |
| State Farm | Ashley Manuel | 5842 Fayetteville Rd Ste 112, Durham, NC, 27713-6294 | 40.7 | |
| Allstate | Rusty Allen | 5816 Creedmoor Rd Ste 103b, Raleigh, NC, 27612 | 35.9 | |
| Erie | University Insurance Inc. | 1801 E Franklin Street, Chapel Hill, NC, 27514 | 44.0 | |
| Allstate | Andy Owens | 744 E Chatham St Ste G, Cary, NC, 27511 | 42.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $630 | $1,220 | $590 |
| Vance County, NC | $95,500 | $987 | $720 | $1,370 | $650 |
| Henderson, NC | $91,300 | $871 | $590 | $1,230 | $640 |
| Dabney, NC | $111,400 | $681 | $470 | $960 | $490 |
| Warrenton, NC | $89,700 | $864 | $620 | $1,230 | $610 |
| Carr, NC | $216,100 | $1,077 | $760 | $1,500 | $740 |
| Spring Hope, NC | $103,800 | $643 | $470 | $880 | $410 |
| Wendell, NC | $145,900 | $701 | $500 | $1,000 | $500 |
| Cedar Fork, NC | $336,200 | $1,018 | $740 | $1,460 | $720 |
| Hillsborough, NC | $217,000 | $907 | $660 | $1,300 | $640 |
| Archer Lodge, NC | $151,000 | $855 | $590 | $1,190 | $600 |
| Taylors, NC | $184,300 | $820 | $590 | $1,160 | $570 |
| Old Fields, NC | $139,300 | $679 | $450 | $970 | $520 |