Gavop's guide to buying homeowners insurance in Rover, GA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $39,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $123,000 | $100,000 | $125,000-$150,000 |
| 3 Bedroom | $105,000 | $90,000 | $75,000-$100,000 |
| 4 Bedroom | $119,000 | $110,000 | $100,000-$125,000 |
| 5 Bedroom | $180,500 | $160,000 | $150,000-$175,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$66 | $664 |
| Home and Two Car | -$117 | $613 |
| Home and Three Car | -$175 | $555 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Spalding County | $1,000 | $779 | $1,779 | $566 | $1,566 | $213 |
| Rover, GA | $2,000 | $721 | $2,721 | $524 | $2,524 | $197 |
| Bonanza, GA | $100 | $629 | $729 | $457 | $557 | $172 |
| Upson County, GA | $2,500 | $602 | $3,102 | $437 | $2,937 | $164 |
| Newton County, GA | $300 | $831 | $1,131 | $604 | $904 | $227 |
| Redan, GA | $1,000 | $685 | $1,685 | $498 | $1,498 | $187 |
| Eudora, GA | $100 | $851 | $951 | $618 | $718 | $232 |
| Carsonville, GA | $2,500 | $635 | $3,135 | $462 | $2,962 | $174 |
| Round Oak, GA | $500 | $722 | $1,222 | $525 | $1,025 | $197 |
| Social Circle, GA | $1,000 | $734 | $1,734 | $533 | $1,533 | $200 |
| Rutledge, GA | $400 | $1,064 | $1,464 | $773 | $1,173 | $291 |
| Home Insurance Company Rover, GA | Homeowners Insurance Agency Rover, GA | Address | Popularity Score | Distance from Rover (miles) |
|---|---|---|---|---|
| Travelers | The Complete Insurance Source | 155 Marquis Dr, Fayetteville, GA, 30214 | 18.4 | |
| Allstate | Ricardo Escarra | 610 Lanier Ave E, Fayetteville, GA, 30214 | 17.3 | |
| State Farm | Brandon Wine | 6355 Ptrdndy Rd Ne Ste 60, Atlanta, GA, 30328-4607 | 49.3 | |
| State Farm | Amber Brown | 1000 Parkwood Cir Se Ste 140, Atlanta, GA, 30339-2121 | 47.7 | |
| Liberty Mutual Independent | Southern States Insurance Inc | 3130 Golf Ridge Blvd, Douglasville, GA, 30135 | 41.5 | |
| Travelers | Risk & Insurance Consultants Inc | 5416 Glenridge Dr, Atlanta, GA, 30342 | 47.2 | |
| State Farm | Sam Morris Jr | 113 Ebenezer Rd Ste 103, Fayetteville, GA, 30215-4869 | 19.8 | |
| Liberty Mutual Independent | Pritchard & Jerden Inc | 950 E Paces Ferry Rd Ne, Atlanta, GA, 30326 | 43.3 | |
| State Farm | Vickie Martin Garrard | 145 Georgia Ave E, Fayetteville, GA, 30214-1615 | 17.8 | |
| State Farm | Alexcius Branch | 3522 Habersham At Northlake, Tucker, GA, 30084-4009 | 43.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Georgia | $158,400 | $1,012 | $720 | $1,430 | $710 |
| Spalding County, GA | $112,400 | $789 | $540 | $1,090 | $550 |
| Rover, GA | $123,600 | $730 | $530 | $1,040 | $510 |
| Bonanza, GA | $82,100 | $637 | $430 | $900 | $470 |
| Upson County, GA | $84,900 | $609 | $410 | $850 | $440 |
| Newton County, GA | $123,300 | $841 | $610 | $1,160 | $550 |
| Redan, GA | $94,600 | $694 | $510 | $950 | $440 |
| Eudora, GA | $122,000 | $861 | $620 | $1,200 | $580 |
| Carsonville, GA | $83,000 | $643 | $460 | $910 | $450 |
| Round Oak, GA | $97,400 | $731 | $500 | $1,020 | $520 |
| Social Circle, GA | $126,800 | $743 | $500 | $1,020 | $520 |
| Rutledge, GA | $178,100 | $1,077 | $780 | $1,520 | $740 |