Gavop's guide to buying homeowners insurance in Union, WV covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Union, WV - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| 5th St, Miller Fork Rd, 5th St Rd, Bridge Branch Rd, Wayne Ave, Daisy Ln, Scott Dr, Roanoke Cir, Docks Creek Rd, Paradise Ln | $99,000 | $90,000 | $100,000-$125,000 | $76,500 | $70,000 | $75,000-$100,000 |
| Ivy Hill Dr, Pinehurst Ln, Old Twelvepole Rd, S Court St, Co Hwy 52/41, Brisk Creek, S Pine St, Co Hwy 26, Mercer St, Oakmont Dr | $116,500 | $100,000 | $100,000-$125,000 | $70,000 | $60,000 | $75,000-$100,000 |
| Jo-Lin Dr, Co Hwy 52/43, Damron Branch Rd, Magnolia Ct, Upper Gragston Creek, Co Hwy 1/2, Left Fork Millers Fork Rd, Plymale Branch Rd, Wayne St, Sycamore Dr | $114,500 | $100,000 | $100,000-$125,000 | $66,000 | $60,000 | $75,000-$100,000 |
| Co Hwy 75/16, Co Hwy 52/1, Owens Branch Rd, Brumfield Bridge Rd, Mutual Dr, Co Hwy 52/35, Sherwood Dr, Little Laural Ck Rd, Broad Hollow Rd, Perdue Dr | $90,500 | $80,000 | $75,000-$100,000 | $61,000 | $50,000 | $50,000-$75,000 |
| Long Branch Rd, Hearth Pl, Co Hwy 6/1, Co Hwy 75/2, Right Fork of Rice Branch, Co Hwy 18, Donna Hts, Dry Branch Rd, Swanson Ln, Ballangee Branch Rd | $136,500 | $120,000 | $100,000-$125,000 | $89,000 | $80,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$115 | $492 |
| Superior Protection Discount | -$55 | $553 |
| Fire & Security Discount | -$55 | $553 |
| Hail Resistant Roof Discount | -$18 | $589 |
| Newly Constructed Home Discount | -$146 | $462 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,794 |
| Physical Damage | $2,368 |
| Hail Damage | $4,806 |
| Wind Damage | $6,051 |
| Expensive Claims | |
| Fire | $42,889 |
| Smoke | $16,553 |
| Home Insurance Company Union, WV | Homeowners Insurance Agency Union, WV | Address | Popularity Score | Distance from Union (miles) |
|---|---|---|---|---|
| State Farm | Tad Tomblin | 221 Mayors Ln, Hamlin, WV, 25523-1544 | 16.8 | |
| State Farm | Tyler Bullington | 4640 Us Route 60 Ste 3, Huntington, WV, 25705-1968 | 10.1 | |
| State Farm | Ray Crabtree | 179 Eastern Heights Shp Ctr, Huntington, WV, 25705 | 9.5 | |
| Allstate | Lovejoy & Quintrell | Po Box 9, West Hamlin, WV, 25571 | 11.9 | |
| Allstate | C.E. Wilson | 6421 Us Route 60 E, Barboursville, WV, 25504 | 11.6 | |
| Allstate | Robert Stennett | 4341 Us Route 60, Huntington, WV, 25705 | 9.9 | |
| State Farm | Frances Edwards | 2801 3rd Ave, Huntington, WV, 25702-1423 | 10.7 | |
| Allstate | Kristi M. Salmons | 1224 5th Ave, Huntington, WV, 25701 | 10.2 | |
| State Farm | Jon Conley | 131 5th Ave, Huntington, WV, 25701-1807 | 10.2 | |
| State Farm | Roy Blankenship | 4440 5th St Road (Rt 152), Huntington, WV, 25701 | 7.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| West Virginia | $111,600 | $721 | $530 | $990 | $460 |
| Wayne County, WV | $90,600 | $631 | $460 | $890 | $430 |
| Union, WV | $91,100 | $607 | $430 | $830 | $400 |
| Burlington, OH | $91,000 | $598 | $410 | $860 | $450 |
| Cabell County, WV | $119,800 | $725 | $490 | $1,000 | $510 |
| Ashland South, KY | $132,500 | $905 | $650 | $1,250 | $600 |
| Ironton, OH | $93,700 | $682 | $480 | $930 | $450 |
| Curry, WV | $125,700 | $642 | $440 | $890 | $450 |
| Mingo County, WV | $71,000 | $709 | $500 | $970 | $470 |
| Sandy Hook, KY | $78,400 | $643 | $430 | $890 | $460 |
| Charleston, WV | $149,800 | $804 | $580 | $1,100 | $520 |
| Lewis, WV | $83,400 | $580 | $400 | $830 | $430 |