Gavop's guide to buying homeowners insurance in Kennett Square, PA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $71,500 | $70,000 | $50,000-$75,000 |
| 2 Bedroom | $157,500 | $140,000 | $150,000-$175,000 |
| 3 Bedroom | $329,000 | $280,000 | $250,000-$300,000 |
| 4 Bedroom | $443,500 | $390,000 | $350,000-$400,000 |
| 5 Bedroom | $406,000 | $380,000 | $400,000-$500,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$111 | $627 |
| Superior Protection Discount | -$74 | $664 |
| Fire & Security Discount | -$74 | $664 |
| Hail Resistant Roof Discount | -$22 | $715 |
| Newly Constructed Home Discount | -$192 | $546 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Chester County | $700 | $1,016 | $1,716 | $739 | $1,439 | $278 |
| Kennett Square, PA | $2,000 | $729 | $2,729 | $530 | $2,530 | $199 |
| Intercourse, PA | $500 | $926 | $1,426 | $673 | $1,173 | $253 |
| Upper Pittsgrove, NJ | $2,000 | $941 | $2,941 | $684 | $2,684 | $257 |
| Ephrata, PA | $300 | $656 | $956 | $477 | $777 | $179 |
| Somerdale, NJ | $1,500 | $649 | $2,149 | $472 | $1,972 | $177 |
| Lower Moreland, PA | $400 | $936 | $1,336 | $680 | $1,080 | $256 |
| Upper Moreland, PA | $2,500 | $755 | $3,255 | $549 | $3,049 | $206 |
| Wernersville, PA | $500 | $722 | $1,222 | $525 | $1,025 | $197 |
| Pennsburg, PA | $2,500 | $793 | $3,293 | $577 | $3,077 | $217 |
| West Hempfield, PA | $400 | $658 | $1,058 | $478 | $878 | $180 |
| Burlington, NJ | $700 | $807 | $1,507 | $586 | $1,286 | $220 |
| Home Insurance Company Kennett Square, PA | Homeowners Insurance Agency Kennett Square, PA | Address | Popularity Score | Distance from Kennett Square (miles) |
|---|---|---|---|---|
| Allstate | Ed Ennis | 292 Wilmington W Chester Pike # 202, Chadds Ford, PA, 19317 | 9.1 | |
| Travelers | Pennsylvania Insurance Network | 542 N Lewis Rd Ste 104, Limerick, PA, 19468 | 27.0 | |
| Farmers | Daniel Fossile | 1 Woodhaven Mall Ste 102, Bensalem, PA, 19020 | 42.8 | |
| Travelers | Montgomery Ins Services Inc | 330 West State St, Media, PA, 19063 | 17.6 | |
| Allstate | William Mcbride | 1290 Baltimore Pike Ste 107, Chadds Ford, PA, 19317 | 8.6 | |
| Allstate | Eileen Eccles | 5532 New Falls Rd, Levittown, PA, 19056 | 49.1 | |
| Allstate | Paul J Mills | 797 E Lancaster Ave, Downingtown, PA, 19335 | 11.9 | |
| State Farm | Harry Bitzberger | 50 E Street Rd, West Chester, PA, 19382-8412 | 9.0 | |
| State Farm | Lara Ross | 22 N Walnut St, West Chester, PA, 19380-3139 | 9.9 | |
| State Farm | Chris Mcginnity | 117 Painters Xing, West Chester, PA, 19382-8310 | 9.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Pennsylvania | $170,500 | $745 | $530 | $1,020 | $490 |
| Chester County, PA | $338,200 | $1,029 | $690 | $1,460 | $770 |
| Kennett Square, PA | $242,500 | $738 | $530 | $1,020 | $490 |
| Intercourse, PA | $271,600 | $937 | $680 | $1,340 | $660 |
| Upper Pittsgrove, NJ | $252,600 | $952 | $640 | $1,300 | $660 |
| Ephrata, PA | $154,200 | $664 | $440 | $940 | $500 |
| Somerdale, NJ | $165,500 | $657 | $440 | $930 | $490 |
| Lower Moreland, PA | $399,500 | $948 | $670 | $1,300 | $630 |
| Upper Moreland, PA | $258,700 | $764 | $520 | $1,050 | $530 |
| Wernersville, PA | $163,200 | $731 | $520 | $1,040 | $520 |
| Pennsburg, PA | $202,200 | $803 | $590 | $1,130 | $540 |
| West Hempfield, PA | $196,400 | $666 | $460 | $940 | $480 |
| Burlington, NJ | $263,700 | $816 | $550 | $1,150 | $600 |