Gavop's guide to buying homeowners insurance in Bowie, TX covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bowie, TX - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Redwood St, Circle St, Spears St, Forestburg Hwy, FM 3043, Hopson Rd, Decatur St, Michigan Rd, Belcher Rd, Lake Valley Rd | $95,000 | $90,000 | $100,000-$125,000 | $103,500 | $100,000 | $75,000-$100,000 |
| US Hwy 81, Lance St, Haw St, Nina St, Raymond St, Northwood St, Acorn St, Miller Rd, Tiger St, Hudspeth St | $138,500 | $120,000 | $100,000-$125,000 | $111,000 | $90,000 | $125,000-$150,000 |
| Pear Rd, Deer Ridge Rd, FM 2583, Pillar St, Oak Cir, Dana St, Dunn Rd, Rock Springs School Rd, W Front St, Chapel Ln | $137,000 | $110,000 | $125,000-$150,000 | $112,000 | $90,000 | $100,000-$125,000 |
| N Mason St, Whaley Rd, Lovers Ln, Co Rd 336, Broxson Rd, E Riley St, Woodcrest St, E Barker, Martha St, Belknap Creek Rd | $142,500 | $130,000 | $150,000-$175,000 | $89,000 | $70,000 | $75,000-$100,000 |
| Deborah St, John Roth Rd, Hwy 101 W, Madison St, Theater Rd, Greenwood Dr, Williamson Rd, Arden St, Brodie St, Ridge Dr | $74,500 | $70,000 | $75,000-$100,000 | $108,000 | $90,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$171 | $835 |
| Superior Protection Discount | -$101 | $906 |
| Fire & Security Discount | -$101 | $906 |
| Hail Resistant Roof Discount | -$30 | $976 |
| Newly Constructed Home Discount | -$211 | $795 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,337 |
| Physical Damage | $2,319 |
| Hail Damage | $4,571 |
| Wind Damage | $6,051 |
| Expensive Claims | |
| Fire | $46,016 |
| Smoke | $17,054 |
| Home Insurance Company Bowie, TX | Homeowners Insurance Agency Bowie, TX | Address | Popularity Score | Distance from Bowie (miles) |
|---|---|---|---|---|
| State Farm | Tim Short | 2608 Kemp Blvd, Wichita Falls, TX, 76309-5351 | 45.6 | |
| Farmers | Spencer Hamilton | 415 Highway 377 S Ste 100c, Argyle, TX, 76226 | 48.9 | |
| Travelers | Henry Insurance Agency | 106 W Tarrant St, Bowie, TX, 76230 | 0.7 | |
| State Farm | Matt Portz | 800 S Interstate 35 E, Denton, TX, 76205-7869 | 48.5 | |
| Travelers | Pearman Insurance Agency Inc | 604 W Main St Ste B, Decatur, TX, 76234 | 26.3 | |
| State Farm | Ricardo Sempertegui | 2317 W University Dr Ste 113, Denton, TX, 76201-1614 | 45.3 | |
| Allstate | Glen Denehie | 519 S Carroll Blvd Ste 100, Denton, TX, 76201 | 47.2 | |
| Travelers | Texas Insurance Agency Inc | 111 S Trinity, Decatur, TX, 76234 | 26.5 | |
| State Farm | Russel Ceballos | 809 N 7th St, Sanger, TX, 76266-4203 | 40.7 | |
| State Farm | Haley Carter | 408 Boyd Ct, Azle, TX, 76020 | 48.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Montague County, TX | $107,100 | $970 | $640 | $1,490 | $850 |
| Bowie, TX | $121,300 | $1,007 | $660 | $1,550 | $890 |
| Bellevue-Joy, TX | $111,900 | $1,571 | $1,040 | $2,420 | $1,380 |
| Nocona, TX | $76,600 | $1,402 | $930 | $2,160 | $1,230 |
| Clay County, TX | $87,200 | $1,037 | $680 | $1,600 | $920 |
| Windthorst, TX | $103,000 | $1,533 | $1,010 | $2,360 | $1,350 |
| Perrin, TX | $77,800 | $1,408 | $930 | $2,170 | $1,240 |
| Boyd, TX | $127,400 | $1,630 | $1,080 | $2,510 | $1,430 |
| Cooke County, TX | $144,700 | $1,520 | $1,000 | $2,340 | $1,340 |
| Boyd-Rhome, TX | $132,800 | $1,649 | $1,090 | $2,540 | $1,450 |
| Dean, TX | $125,000 | $1,622 | $1,070 | $2,500 | $1,430 |
| Lake Kiowa, TX | $254,700 | $1,956 | $1,290 | $3,010 | $1,720 |