Gavop's guide to buying homeowners insurance in Macon County, AL covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Macon County, AL - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Crystal Ln, Moore St, Fort Davis St, Main St, Pleasant Springs Dr, Wilborn Ave, Long Branch Rd, Gregg Ave, Radar Station Rd, Co Rd 36 | $88,500 | $80,000 | $75,000-$100,000 | $87,000 | $80,000 | $75,000-$100,000 |
| Tomorrrow Rd, Banks McDade Rd, Old Wire Rd, Williams St, Old Creek Stand Rd, Monroe St, E Main St, Hospital Rd, Tolbert Cir, Co Rd 13 | $121,000 | $110,000 | $125,000-$150,000 | $106,500 | $100,000 | $100,000-$125,000 |
| Gaillard Dr, Pine Ave, Logan St, Wheatley St, Baldwin Farm Rd, Midway Rd, Old Auburn Hwy, Co Rd 7, Church St, Crayton Cir | $111,000 | $100,000 | $75,000-$100,000 | $114,000 | $110,000 | $100,000-$125,000 |
| Russo Ln, George St, Laslie St, Sun Cir, Newsome Rd, Co Rd 49, Nall Ave, E Northside St, Ben Moore Rd, Battle St | $166,500 | $140,000 | $175,000-$200,000 | $119,500 | $100,000 | $100,000-$125,000 |
| E Clarence Ave, Johnson St, Co Rd 20, Sportsman Club Rd, Southwind Rd, N Park St, Althea St, Gunn Ave, Tamala Ave, Hajack Dr | $104,000 | $80,000 | $75,000-$100,000 | $75,500 | $60,000 | $50,000-$75,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$56 | $648 |
| Home and Two Car | -$113 | $591 |
| Home and Three Car | -$176 | $528 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Macon County | $2,500 | $695 | $3,195 | $505 | $3,005 | $190 |
| Macon County, AL | $1,000 | $695 | $1,695 | $505 | $1,505 | $190 |
| Fort Davis, AL | $100 | $860 | $960 | $625 | $725 | $235 |
| Redland, AL | $2,000 | $1,538 | $3,538 | $1,118 | $3,118 | $420 |
| Titus, AL | $100 | $1,291 | $1,391 | $938 | $1,038 | $353 |
| Valley, AL | $2,000 | $745 | $2,745 | $542 | $2,542 | $204 |
| Elmore, AL | $500 | $859 | $1,359 | $624 | $1,124 | $235 |
| Holtville, AL | $700 | $1,308 | $2,008 | $951 | $1,651 | $357 |
| Fredonia, AL | $300 | $1,051 | $1,351 | $764 | $1,064 | $287 |
| Goodwater-Kellyton, AL | $1,500 | $834 | $2,334 | $606 | $2,106 | $228 |
| Hayneville, AL | $200 | $709 | $909 | $516 | $716 | $194 |
| Brundidge, AL | $2,000 | $819 | $2,819 | $595 | $2,595 | $224 |
| Home Insurance Company Macon County, AL | Homeowners Insurance Agency Macon County, AL | Address | Popularity Score | Distance from Macon County (miles) |
|---|---|---|---|---|
| State Farm | Joe Stokes | 818 E Glenn Ave, Auburn, AL, 36830-5708 | 20.3 | |
| State Farm | Shane Anderson | 5289 Vaughn Rd, Montgomery, AL, 36116-1104 | 30.9 | |
| State Farm | Clay Carroll | 2531 Bell Rd, Montgomery, AL, 36117-4369 | 29.5 | |
| Travelers | Gene Jones Insurance Agency Inc | 3347 Highway 14, Millbrook, AL, 36054 | 41.1 | |
| State Farm | Keyesta Sherman | 125 Cambridge Ct, Wetumpka, AL, 36093-1260 | 28.0 | |
| State Farm | Charles Smith | 2135 Taylor Rd, Montgomery, AL, 36117-3422 | 28.4 | |
| Allstate | Dee C Madison | 1444 Opelika Rd, Auburn, AL, 36830 | 21.5 | |
| Allstate | Hazard Bentley | 3614 Debby Dr, Montgomery, AL, 36111 | 32.3 | |
| State Farm | Bill White | 401 S 8th St, Opelika, AL, 36801-4958 | 25.7 | |
| State Farm | Diane Stokes | 11123 Chantilly Pkwy Ct Unit O, Pike Road, AL, 36064-2881 | 25.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Alabama | $132,100 | $1,168 | $850 | $1,610 | $760 |
| Macon County, AL | $77,100 | $704 | $500 | $1,010 | $510 |
| Macon County, AL | $77,100 | $704 | $510 | $960 | $450 |
| Fort Davis, AL | $81,700 | $870 | $630 | $1,240 | $610 |
| Redland, AL | $234,900 | $1,557 | $1,060 | $2,200 | $1,140 |
| Titus, AL | $162,500 | $1,307 | $880 | $1,820 | $940 |
| Valley, AL | $85,800 | $754 | $510 | $1,070 | $560 |
| Elmore, AL | $143,400 | $870 | $630 | $1,230 | $600 |
| Holtville, AL | $166,600 | $1,324 | $970 | $1,830 | $860 |
| Fredonia, AL | $112,800 | $1,064 | $710 | $1,460 | $750 |
| Goodwater-Kellyton, AL | $78,000 | $844 | $570 | $1,160 | $590 |
| Hayneville, AL | $60,900 | $718 | $490 | $1,010 | $520 |
| Brundidge, AL | $75,900 | $829 | $570 | $1,150 | $580 |