Gavop's guide to buying homeowners insurance in La Habra Heights, CA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $256,000 | $230,000 | $250,000-$300,000 |
| 2 Bedroom | $527,500 | $470,000 | $500,000-$600,000 |
| 3 Bedroom | $493,000 | $390,000 | $400,000-$500,000 |
| 4 Bedroom | $1,265,000 | $1,110,000 | More than 10,000,000 |
| 5 Bedroom | $1,199,000 | $1,090,000 | More than 10,000,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$226 | $962 |
| Superior Protection Discount | -$107 | $1,080 |
| Fire & Security Discount | -$107 | $1,080 |
| Hail Resistant Roof Discount | -$36 | $1,152 |
| Newly Constructed Home Discount | -$249 | $938 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,337 |
| Physical Damage | $2,464 |
| Hail Damage | $4,665 |
| Wind Damage | $6,560 |
| Expensive Claims | |
| Fire | $42,442 |
| Smoke | $16,386 |
| Home Insurance Company La Habra Heights, CA | Homeowners Insurance Agency La Habra Heights, CA | Address | Popularity Score | Distance from La Habra Heights (miles) |
|---|---|---|---|---|
| Travelers | Drd Insurance Agency | 511 S Harbor Blvd Ste B, La Habra, CA, 90631 | 2.4 | |
| State Farm | Paul Hernandez | 12214 La Mirada Blvd, La Mirada, CA, 90638-1306 | 4.5 | |
| Liberty Mutual Independent | Underhill Insurance Agency Inc | 5951 Canoga Ave, Woodland Hills, CA, 91367 | 40.2 | |
| State Farm | Drew Martin | 11129 1st Ave, Whittier, CA, 90603-3110 | 2.8 | |
| Travelers | Hayward Tilton & Rolapp Insurance Associates Inc. | 888 S Disneyland Dr, Ste 400, Anaheim, CA, 92802 | 9.7 | |
| State Farm | Mark Beck | 637 S 2nd Ave, Covina, CA, 91723-3518 | 8.9 | |
| State Farm | Randy Schauer | 2055 W Whittier Blvd, La Habra, CA, 90631-3534 | 1.3 | |
| Travelers | Insurance West Corporation | 2450 Tapo Street, Simi Valley, CA, 93063 | 48.9 | |
| State Farm | Don O'Neil | 219 N 3rd Street, Burbank, CA, 91502-1202 | 25.8 | |
| State Farm | Jim Conrad | 1066 Bolsa Ave, Seal Beach, CA, 90740-6211 | 17.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| Los Angeles County, CA | $495,800 | $1,453 | $1,070 | $1,980 | $910 |
| La Habra Heights, CA | $871,200 | $1,187 | $880 | $1,610 | $730 |
| Cerritos, CA | $638,600 | $1,235 | $910 | $1,680 | $770 |
| Ontario, CA | $413,900 | $1,070 | $790 | $1,450 | $660 |
| Carson, CA | $402,500 | $1,025 | $760 | $1,390 | $630 |
| Upland, CA | $465,200 | $1,273 | $940 | $1,730 | $790 |
| West Athens, CA | $382,700 | $1,027 | $760 | $1,400 | $640 |
| Newport Beach, CA | $1,695,700 | $1,231 | $910 | $1,670 | $760 |
| Rolling Hills, CA | $2,000,001 | $825 | $610 | $1,120 | $510 |
| Santa Monica, CA | $1,168,500 | $1,232 | $910 | $1,680 | $770 |
| Hesperia, CA | $199,200 | $631 | $470 | $860 | $390 |
| Agoura Hills, CA | $745,000 | $1,123 | $830 | $1,530 | $700 |