How Can I Make My Somerton, AZ Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Somerton, AZ covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
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Estimate Appropriate Somerton, AZ Home Insurance Coverage Levels | Back to Top
| Somerton, AZ - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Capitol St, Carrie Ln, San Francisco St, Somerton Ave, Patricia St, San Francisco St, Cinco de Mayo St, Blanco Ave, Congress Ave, Co 18th St | $163,500 | $140,000 | $150,000-$175,000 | $126,500 | $120,000 | $100,000-$125,000 |
| Sunflower Ct, 5th Dr, Mesa St, N State Ave, Kennedy Ln, Ramona St, Blanca St, Deena Dr, Arizona St, Bernal Dr | $128,500 | $110,000 | $100,000-$125,000 | $132,000 | $120,000 | $100,000-$125,000 |
| S Mesa Dunes Rd, Fern St, Lemon Ave, 5th Ave, E Heavenly Pl, Rancho Ave, Juan Sanchez Blvd, Rio Seco St, S C 1/2 Ave, 2nd St | $141,000 | $130,000 | $100,000-$125,000 | $134,500 | $130,000 | $125,000-$150,000 |
| Emmanuel Ave, Merill Ave, Congress Ave, Independence St, Escondido St, Terrazas Dr, Rachel Dodge, Bienestar Ln, Los Cerros St, Somerton Aly | $143,500 | $130,000 | $125,000-$150,000 | $65,500 | $60,000 | $50,000-$75,000 |
| Ed Pastor Ave, Rose Ct, 5th St, S Ave J, Bingham Way, Janet Napolitano Blvd, Sol Ave, Musgrove Ave, E County 19th St, A 3/4 Ave | $127,500 | $120,000 | $125,000-$150,000 | $134,500 | $120,000 | $125,000-$150,000 |
Estimate your Savings with Home Insurance Discounts in Somerton, AZ | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$159 | $677 |
| Superior Protection Discount | -$75 | $761 |
| Fire & Security Discount | -$84 | $752 |
| Hail Resistant Roof Discount | -$17 | $819 |
| Newly Constructed Home Discount | -$226 | $610 |
Choose the Right Deductible for your Somerton, AZ Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Yuma County | $2,000 | $819 | $2,819 | $595 | $2,595 | $224 |
| Somerton, AZ | $1,500 | $826 | $2,326 | $600 | $2,100 | $226 |
| San Luis, AZ | $500 | $721 | $1,221 | $524 | $1,024 | $197 |
| Rancho Mesa Verde, AZ | $1,000 | $466 | $1,466 | $339 | $1,339 | $127 |
| Gadsden, AZ | $300 | $528 | $828 | $383 | $683 | $144 |
| Donovan Estates, AZ | $2,000 | $503 | $2,503 | $365 | $2,365 | $137 |
| Winterhaven-Bard, CA | $500 | $454 | $954 | $330 | $830 | $124 |
| Fortuna Foothills, AZ | $2,500 | $703 | $3,203 | $511 | $3,011 | $192 |
Identify Top Home Insurance Agents near Somerton, AZ | Back to Top
| Home Insurance Company Somerton, AZ | Homeowners Insurance Agency Somerton, AZ | Address | Popularity Score | Distance from Somerton (miles) |
|---|---|---|---|---|
| State Farm | Katie Figueroa | 360 W 20th St Ste C, Yuma, AZ, 85364-5637 | 11.3 | |
| Allstate | Blake Doten | 2241 S Avenue A Ste 5, Yuma, AZ, 85364 | 10.8 | |
| Allstate | Randal Mcclure | 2589 E 24th St Ste 1, Yuma, AZ, 85365 | 11.5 | |
| Travelers | Desert Insurance | 2589 E 24th St Ste 4, Yuma, AZ, 85365 | 11.5 | |
| Allstate | Christina Padilla | 689 N Main St Ste 3a, San Luis, AZ, 85349 | 6.8 | |
| Allstate | Arnold F. Duarte | 1355 W 16th St Ste 2, Yuma, AZ, 85364 | 11.6 | |
| Allstate | Jeanne A. Weatherly | 11611 S Foothills Blvd Ste F, Yuma, AZ, 85367 | 18.0 | |
| Allstate | Anna Vargas-Hopper | 3939 S Avenue 3 E Ste 111, Yuma, AZ, 85365 | 10.2 | |
| State Farm | Martin Armijo | 720 N Main #B, San Luis, AZ, 85349 | 6.7 | |
| State Farm | Martin Armijo | 708 E 32nd St, Yuma, AZ, 85365-3435 | 10.1 |
Compare Rates for Somerton, AZ Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Arizona | $193,200 | $743 | $500 | $1,030 | $530 |
| Yuma County, AZ | $117,000 | $829 | $570 | $1,170 | $600 |
| Somerton, AZ | $117,000 | $836 | $610 | $1,150 | $540 |
| San Luis, AZ | $112,200 | $730 | $500 | $1,030 | $530 |
| Rancho Mesa Verde, AZ | $72,700 | $472 | $340 | $650 | $310 |
| Gadsden, AZ | $91,100 | $534 | $360 | $760 | $400 |
| Donovan Estates, AZ | $83,200 | $509 | $370 | $730 | $360 |
| Winterhaven-Bard, CA | $78,500 | $460 | $340 | $630 | $290 |
| Fortuna Foothills, AZ | $122,000 | $711 | $510 | $1,000 | $490 |
Research Home Insurance Companies Reviews in Somerton, AZ Before Buying | Back to Top
Share a review on your home insurance company
USAA Home Insurance Reviews
Date: September 25, 2019 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Customer Service
USAA has been absolutely wonderful. They are consistantly rated as either the number one or number two insurance provider in the country every year, by Consumer Reports.
Date: February 01, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Policy Offerings
USAA's home insurance company policy offerings as compared to other insurance providers is equal if not better in my experience. Their coverage is comprehensive and affordable relatively speaking.
Date: January 27, 2019 Age: 40 to 49 Gender: Male Marital Status: Unmarried
Customer Service
I have been a member of USAA since I received my driver's license 29 years ago. I've had my ups and downs over the years but I do find them to be quite good.
State Farm Home Insurance Reviews
Date: July 10, 2019 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Policy Offerings
I feel that they are equal to other insurance providers. I have had them compared by my insurance agent and they have the best prices while offering the same services.
Date: April 04, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Customer Service
The customer service has been great from the representative at State Farm. They have been prompt and courteous in answering any questions that I may have had.
Date: October 28, 2018 Age: 50 to 59 Gender: Male Marital Status: Married
Communication
Now this is the ONE thing that stands out above the rest from previous home insurance companies I have had in the past. The customer service with this company (well it might just be my agent) is EXCELLENT. I have referred them to many of my friends and coworkers.
Allstate Home Insurance Reviews
Date: October 19, 2019 Age: 50 to 59 Gender: Female Marital Status: Married
Premium
The premium is much less than those quoted from other companies, though it has risen obvioisly due to moving.
Date: September 19, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Policy Offerings
I have been satisfied with the policy on our own home. However, I have discovered in my dealings recently that their policy on vacant homes, even previously insured ones, is less forgiving than other insurance companies.
Farm Bureau Home Insurance Reviews
Date: July 30, 2019 Age: 50 to 59 Gender: Female Marital Status: Married
Customer Service
Usually I do most of it through email, and I've never had issues with that. It takes more time than visiting a branch and completing everything at once, but it's more convenient for me.
Country Financial Home Insurance Reviews
Date: February 21, 2019 Age: 50 to 59 Gender: Female Marital Status: Married
Customer Service
Country Financial has always provided good customer service.Always friendly and helpful.We have been with them for aroud 13 years.
GEICO Home Insurance Reviews
Date: October 17, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Premium
I feel that we get a pretty good deal on home insurance. We chose to have it bundled with our car insurance for additional savings, which is nice