Gavop tells you how to get the best homeowners insurance in Bedford County, PA by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $47,500 | $40,000 | $50,000-$75,000 |
| 2 Bedroom | $112,000 | $90,000 | $100,000-$125,000 |
| 3 Bedroom | $128,500 | $110,000 | $100,000-$125,000 |
| 4 Bedroom | $278,000 | $250,000 | $250,000-$300,000 |
| 5 Bedroom | $153,500 | $140,000 | $175,000-$200,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$115 | $523 |
| Superior Protection Discount | -$57 | $580 |
| Fire & Security Discount | -$45 | $593 |
| Hail Resistant Roof Discount | -$19 | $618 |
| Newly Constructed Home Discount | -$185 | $452 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Bedford County | $1,500 | $630 | $2,130 | $458 | $1,958 | $172 |
| Bedford County, PA | $2,000 | $630 | $2,630 | $458 | $2,458 | $172 |
| Wood, PA | $100 | $483 | $583 | $351 | $451 | $132 |
| Summerhill, PA | $2,500 | $539 | $3,039 | $392 | $2,892 | $147 |
| , WV | $400 | $820 | $1,220 | $596 | $996 | $224 |
| Dale, PA | $700 | $388 | $1,088 | $282 | $982 | $106 |
| Lakemont, PA | $300 | $623 | $923 | $453 | $753 | $170 |
| Ligonier, PA | $2,500 | $678 | $3,178 | $493 | $2,993 | $185 |
| Potomac, WV | $500 | $754 | $1,254 | $548 | $1,048 | $206 |
| Bolivar, PA | $2,000 | $499 | $2,499 | $363 | $2,363 | $136 |
| Barr, PA | $500 | $625 | $1,125 | $454 | $954 | $171 |
| Mineral County, WV | $2,000 | $644 | $2,644 | $468 | $2,468 | $176 |
| Home Insurance Company Bedford County, PA | Homeowners Insurance Agency Bedford County, PA | Address | Popularity Score | Distance from Bedford County (miles) |
|---|---|---|---|---|
| Travelers | Reed Wertz & Roadman Inc | 702 West Pitt St, Bedford, PA, 15522 | 2.0 | |
| Travelers | Reed Wertz & Roadman Inc | 702 West Pitt Street, Bedford, PA, 15522 | 2.1 | |
| State Farm | Matt Randall | 127 S Wood St, Bedford, PA, 15522-1450 | 1.4 | |
| State Farm | Gary Okorn | Po Box 218, Huntingdon, PA, 16652-0218 | 47.6 | |
| Nationwide | John W Yingling | 343 Bedford Street, Claysburg, PA, 16625-0001 | 19.5 | |
| State Farm | Bryan Bozovich | 565 E Main St, Somerset, PA, 15501-2108 | 30.4 | |
| Travelers | Martin G Kyper Insurance | 402 Penn St, Huntingdon, PA, 16652 | 42.2 | |
| Allstate | Ryan Mackey | 5 E Main St, Everett, PA, 15537 | 6.5 | |
| State Farm | Candace Secrest | 133 S Richard St, Bedford, PA, 15522-1343 | 1.4 | |
| State Farm | Donna Christopher | 339 Main St, Johnstown, PA, 15901-1640 | 31.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Pennsylvania | $170,500 | $745 | $500 | $1,030 | $530 |
| Bedford County, PA | $126,800 | $637 | $470 | $900 | $430 |
| Bedford County, PA | $126,800 | $637 | $430 | $900 | $470 |
| Wood, PA | $62,300 | $489 | $350 | $670 | $320 |
| Summerhill, PA | $81,400 | $546 | $390 | $750 | $360 |
| , WV | $150,000 | $830 | $560 | $1,170 | $610 |
| Dale, PA | $33,900 | $393 | $280 | $550 | $270 |
| Lakemont, PA | $115,000 | $631 | $430 | $900 | $470 |
| Ligonier, PA | $166,800 | $686 | $460 | $950 | $490 |
| Potomac, WV | $183,200 | $763 | $560 | $1,090 | $530 |
| Bolivar, PA | $67,300 | $505 | $340 | $720 | $380 |
| Barr, PA | $115,900 | $633 | $460 | $910 | $450 |
| Mineral County, WV | $129,800 | $652 | $440 | $920 | $480 |