Gavop tells you how to get the best homeowners insurance in Rainsville-Sylvania, AL by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Rainsville, AL - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Co Rd 572, Co Rd 72, Co Rd 1994, Reel Rd, Gray Rd, Parker Ave, Newsome Rd, 2nd Ave NW, Dawson Ave, Memorial St | $90,500 | $80,000 | $75,000-$100,000 | $95,000 | $90,000 | $75,000-$100,000 |
| Big Oks Dr, Co Rd 496, E Main St, Co Rd 508, Bates Dr, Juniper Dr, Rains Ave SE, Vernon St, Scott Ave NE, Lingerfelt Rd NE | $123,000 | $110,000 | $100,000-$125,000 | $128,000 | $100,000 | $100,000-$125,000 |
| Williams St NE, Chavies Rd, Hodgesa Rd, Maple Ave, Suttles Ave SE, Main St Shiloh, Burnt Church Rd, Co Rd 657, McCurdy Ave N, Co Rd 116 | $153,000 | $140,000 | $125,000-$150,000 | $75,000 | $60,000 | $50,000-$75,000 |
| Clemments Rd, Pendergrass Ave, Langley Loop, George Wallace Dr, Willson Rd, Willingham St NW, Co Rd 205, Co Rd 605, Co Rd 448, Lionel Ln | $99,000 | $90,000 | $100,000-$125,000 | $88,000 | $80,000 | $75,000-$100,000 |
| Oak St SW, Haymon St, Nappier St, Chambers Ave SW, Blue Pond Blvd E, Sears Ave, Co Rd 585, Shankles Cir, Crow Ln, Co Rd 679 | $134,500 | $130,000 | $150,000-$175,000 | $110,500 | $100,000 | $100,000-$125,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$71 | $816 |
| Home and Two Car | -$142 | $745 |
| Home and Three Car | -$222 | $665 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| DeKalb County | $700 | $954 | $1,654 | $693 | $1,393 | $261 |
| Rainsville, AL | $1,000 | $876 | $1,876 | $637 | $1,637 | $240 |
| Henagar, AL | $400 | $799 | $1,199 | $581 | $981 | $218 |
| Hollywood, AL | $1,500 | $826 | $2,326 | $600 | $2,100 | $226 |
| Coats Bend, AL | $100 | $880 | $980 | $640 | $740 | $241 |
| Hokes Bluff, AL | $2,500 | $778 | $3,278 | $565 | $3,065 | $213 |
| Ridgeville, AL | $100 | $746 | $846 | $542 | $642 | $204 |
| Arab, AL | $700 | $806 | $1,506 | $586 | $1,286 | $220 |
| Lookout Mountain, TN | $200 | $2,490 | $2,690 | $1,809 | $2,009 | $680 |
| Lindale, GA | $2,500 | $635 | $3,135 | $462 | $2,962 | $174 |
| Rossville, GA | $200 | $565 | $765 | $411 | $611 | $154 |
| Calhoun, GA | $1,000 | $824 | $1,824 | $599 | $1,599 | $225 |
| Home Insurance Company Rainsville, AL | Homeowners Insurance Agency Rainsville, AL | Address | Popularity Score | Distance from Rainsville (miles) |
|---|---|---|---|---|
| Allstate | Craig Wiggins | 4040 Balmoral Dr Sw, Huntsville, AL, 35801 | 45.0 | |
| State Farm | Joe Demos | 7531 Bailey Cove Road Se, Huntsville, AL, 35802-2782 | 42.4 | |
| Farmers | Phillip Fikes | 105 Locust St Ste 1c, Gadsden, AL, 35901 | 36.1 | |
| Allstate | Phillip Gibson | 12819 Highway 231 431 N, Hazel Green, AL, 35750 | 49.8 | |
| State Farm | Mark Mitchell | 17174 Al Highway 75, Henagar, AL, 35978-5662 | 9.1 | |
| Farmers | Christopher Malone | 2100b Sparkman Dr Nw, Huntsville, AL, 35810 | 47.2 | |
| Farmers | Barry Adams | 111 3rd St Se, Fort Payne, AL, 35967 | 7.6 | |
| Allstate | Melissa Payne | 72 Roy Sanderson Ave Ste 5, Rainsville, AL, 35986 | 1.7 | |
| State Farm | Carl Barton | 1101 Monroe St Sw, Huntsville, AL, 35801-5030 | 46.2 | |
| Travelers | Goggans Insurance Agency | 363 Main Street West, Rainsville, AL, 35986 | 2.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Alabama | $132,100 | $1,168 | $850 | $1,610 | $760 |
| DeKalb County, AL | $102,900 | $966 | $700 | $1,380 | $680 |
| Rainsville, AL | $111,400 | $887 | $600 | $1,220 | $620 |
| Henagar, AL | $73,100 | $809 | $540 | $1,160 | $620 |
| Hollywood, AL | $76,900 | $836 | $610 | $1,180 | $570 |
| Coats Bend, AL | $84,800 | $891 | $610 | $1,270 | $660 |
| Hokes Bluff, AL | $120,500 | $787 | $570 | $1,110 | $540 |
| Ridgeville, AL | $65,800 | $755 | $510 | $1,060 | $550 |
| Arab, AL | $128,200 | $816 | $580 | $1,130 | $550 |
| Lookout Mountain, TN | $541,400 | $2,520 | $1,810 | $3,600 | $1,790 |
| Lindale, GA | $83,100 | $643 | $460 | $910 | $450 |
| Rossville, GA | $72,500 | $572 | $380 | $810 | $430 |
| Calhoun, GA | $121,700 | $834 | $570 | $1,180 | $610 |