Gavop shows you how to buy homeowners insurance in Mount Rainier, MD by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Mount Rainier, MD - Neighbourhoods, Census Blocks & Streets | 2 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Westland Dr, Woodreeve Rd, 14th Pl, Wells Ave, Burgess Dr, 15th Pl, Timber Ridge Ln, Buchana St, Parker Ave, Oakdale Dr | $240,500 | $210,000 | $250,000-$300,000 | $248,000 | $200,000 | $250,000-$300,000 |
| 27th St, 31st St, Russell Ave, Municipal Pl, Sargent Rd, Arundel Rd, 14th Pl, 33rd St, Perry St, 37th St | $231,000 | $220,000 | $200,000-$250,000 | $369,000 | $300,000 | $250,000-$300,000 |
| Chillumgate Rd, Rosedale Pl, Chauncey Pl, 10th Ct, Wardman Rd, Chapel Pl, Carson Cir, Asbury Ct, Avondale Pl, 37th St | $197,000 | $170,000 | $150,000-$175,000 | $173,000 | $160,000 | $175,000-$200,000 |
| 36th St, Newton Pl, Parkway Ct, Parker House Ter, 31st Pl, 25th St, 30th St, 30th St, Madison Ct, Balfour Dr | $237,500 | $220,000 | $200,000-$250,000 | $193,000 | $180,000 | $175,000-$200,000 |
| Avondale Rd, 28th St, 32nd St, Longford Dr, Jenifer St, State Hwy 501, 34th St, Lasalle Rd, Bunker Hill Rd, 29th St | $184,000 | $170,000 | $175,000-$200,000 | $460,500 | $420,000 | $350,000-$400,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$160 | $682 |
| Superior Protection Discount | -$76 | $766 |
| Fire & Security Discount | -$93 | $749 |
| Hail Resistant Roof Discount | -$25 | $816 |
| Newly Constructed Home Discount | -$177 | $665 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Prince George's County | $2,000 | $905 | $2,905 | $658 | $2,658 | $247 |
| Mount Rainier, MD | $2,000 | $832 | $2,832 | $604 | $2,604 | $227 |
| Silver Spring, MD | $100 | $1,507 | $1,607 | $1,095 | $1,195 | $412 |
| National Harbor, MD | $700 | $985 | $1,685 | $716 | $1,416 | $269 |
| Bailey's Crossroads, VA | $400 | $891 | $1,291 | $647 | $1,047 | $243 |
| Marlboro Meadows, MD | $700 | $909 | $1,609 | $661 | $1,361 | $248 |
| Vienna, VA | $100 | $1,099 | $1,199 | $799 | $899 | $300 |
| Brookeville, MD | $1,500 | $1,950 | $3,450 | $1,417 | $2,917 | $533 |
| Blue Ridge, VA | $2,000 | $1,404 | $3,404 | $1,020 | $3,020 | $384 |
| King George County, VA | $300 | $827 | $1,127 | $601 | $901 | $226 |
| Home Insurance Company Mount Rainier, MD | Homeowners Insurance Agency Mount Rainier, MD | Address | Popularity Score | Distance from Mount Rainier (miles) |
|---|---|---|---|---|
| State Farm | Melanie Cook | 1201 Eastern Blvd, Essex, MD, 21221-3422 | 37.3 | |
| Allstate | Kevin Vendt | 8624 Georgia Ave Ste C3, Silver Spring, MD, 20910 | 5.1 | |
| Erie | Insurance & Investments Inc. | 2401 Research Blvd # 100, Rockville, MD, 20850 | 16.4 | |
| State Farm | Nicole June | 5272 River Rd Ste 375, Bethesda, MD, 20816-1437 | 7.8 | |
| Allstate | Fred Hazeltine | 8600 Foundry St Ste 2087, Savage, MD, 20763 | 15.3 | |
| Allstate | Jose Bernal | 3601 Hamilton St, Hyattsville, MD, 20782 | 0.9 | |
| Allstate | Ehuniz Merhai | 7500 Greenway Ctr Dr Ste 190, Greenbelt, MD, 20770 | 5.6 | |
| Travelers | Ajr Insurance Llc | 1517 Reisterstown Rd, Pikesville, MD, 21208 | 32.7 | |
| Erie | Ewing Hines & Associates | 3750 University Blvd W Suite 1a, Kensington, MD, 20895 | 8.6 | |
| Allstate | Lindsay Insurance | 11250 Veirs Mill Rd, Wheaton, MD, 20902 | 8.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Maryland | $296,500 | $1,008 | $800 | $1,270 | $470 |
| Prince George's County, MD | $272,900 | $916 | $720 | $1,150 | $430 |
| Mount Rainier, MD | $293,800 | $842 | $660 | $1,060 | $400 |
| Silver Spring, MD | $477,800 | $1,526 | $1,210 | $1,920 | $710 |
| National Harbor, MD | $291,800 | $997 | $790 | $1,260 | $470 |
| Bailey's Crossroads, VA | $348,000 | $901 | $640 | $1,280 | $640 |
| Marlboro Meadows, MD | $257,100 | $920 | $730 | $1,160 | $430 |
| Vienna, VA | $687,000 | $1,113 | $750 | $1,540 | $790 |
| Brookeville, MD | $600,000 | $1,974 | $1,560 | $2,490 | $930 |
| Blue Ridge, VA | $552,800 | $1,421 | $1,040 | $1,960 | $920 |
| King George County, VA | $294,300 | $837 | $590 | $1,180 | $590 |