Gavop shows you how to buy homeowners insurance in Lake, OH by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $64,000 | $60,000 | $50,000-$75,000 |
| 2 Bedroom | $126,000 | $120,000 | $100,000-$125,000 |
| 3 Bedroom | $207,000 | $180,000 | $200,000-$250,000 |
| 4 Bedroom | $306,000 | $290,000 | $250,000-$300,000 |
| 5 Bedroom | $353,000 | $280,000 | $350,000-$400,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$92 | $568 |
| Superior Protection Discount | -$66 | $594 |
| Fire & Security Discount | -$73 | $588 |
| Hail Resistant Roof Discount | -$20 | $640 |
| Newly Constructed Home Discount | -$145 | $515 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Stark County | $1,000 | $664 | $1,664 | $483 | $1,483 | $181 |
| Lake, OH | $2,500 | $652 | $3,152 | $474 | $2,974 | $178 |
| Greentown, OH | $200 | $810 | $1,010 | $589 | $789 | $221 |
| Magnolia, OH | $700 | $648 | $1,348 | $471 | $1,171 | $177 |
| Orrville, OH | $300 | $611 | $911 | $444 | $744 | $167 |
| Twinsburg Heights, OH | $1,000 | $615 | $1,615 | $447 | $1,447 | $168 |
| Lisbon, OH | $500 | $555 | $1,055 | $404 | $904 | $152 |
| Garfield Heights, OH | $1,500 | $674 | $2,174 | $490 | $1,990 | $184 |
| Struthers, OH | $200 | $685 | $885 | $498 | $698 | $187 |
| New Cumberland, WV | $1,500 | $612 | $2,112 | $444 | $1,944 | $167 |
| Hambden, OH | $400 | $820 | $1,220 | $596 | $996 | $224 |
| Hopedale, OH | $2,000 | $592 | $2,592 | $430 | $2,430 | $162 |
| Home Insurance Company Lake, OH | Homeowners Insurance Agency Lake, OH | Address | Popularity Score | Distance from Lake (miles) |
|---|---|---|---|---|
| State Farm | Guy Hufstetler | 333 South Prospect Ave, Hartville, OH, 44632-9464 | 1.6 | |
| State Farm | Margo Jackson | 3806 Tusc St W # B, Canton, OH, 44708-5507 | 9.9 | |
| Farmers | Earl Soroka | 1621 Euclid Ave Ste 408, Cleveland, OH, 44115 | 42.0 | |
| Travelers | Summit Insurance Agency | 5170 Darrow Rd, Hudson, OH, 44236 | 18.6 | |
| State Farm | Kevin Surnear | 1531 Edison St Nw, Hartville, OH, 44632-9089 | 2.1 | |
| State Farm | Mindy Covington | 13375 Cleveland Ave Nw, Uniontown, OH, 44685-8441 | 3.7 | |
| Travelers | Summers Insurance Group | 1436 S Cleveland Massillon Rd, Copley, OH, 44321 | 18.5 | |
| State Farm | Rachael Chandler-Head | 4422 22nd St Nw, Canton, OH, 44708-1574 | 9.1 | |
| Liberty Mutual Independent | Strassman Insurance Services Inc | 26351 Curtis Wright Pkwy, Richmond Heights, OH, 44143 | 43.6 | |
| State Farm | Tom Raddish | 190 N Cleveland Ave, Mogadore, OH, 44260-1204 | 8.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Ohio | $135,100 | $712 | $520 | $980 | $460 |
| Stark County, OH | $127,100 | $672 | $460 | $930 | $470 |
| Lake, OH | $172,600 | $660 | $470 | $940 | $470 |
| Greentown, OH | $192,300 | $820 | $550 | $1,130 | $580 |
| Magnolia, OH | $111,700 | $656 | $470 | $910 | $440 |
| Orrville, OH | $115,400 | $618 | $440 | $850 | $410 |
| Twinsburg Heights, OH | $99,100 | $622 | $440 | $890 | $450 |
| Lisbon, OH | $79,200 | $562 | $410 | $780 | $370 |
| Garfield Heights, OH | $70,900 | $682 | $470 | $940 | $470 |
| Struthers, OH | $69,100 | $694 | $510 | $980 | $470 |
| New Cumberland, WV | $82,100 | $619 | $410 | $870 | $460 |
| Hambden, OH | $197,900 | $830 | $570 | $1,150 | $580 |
| Hopedale, OH | $91,400 | $599 | $430 | $850 | $420 |