Gavop shows you how to buy homeowners insurance in Merriam, KS by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $56,500 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $116,000 | $100,000 | $100,000-$125,000 |
| 3 Bedroom | $198,000 | $180,000 | $175,000-$200,000 |
| 4 Bedroom | $307,000 | $280,000 | $250,000-$300,000 |
| 5 Bedroom | $356,000 | $320,000 | $400,000-$500,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$92 | $925 |
| Home and Two Car | -$163 | $854 |
| Home and Three Car | -$234 | $783 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Johnson County | $700 | $1,490 | $2,190 | $1,083 | $1,783 | $407 |
| Merriam, KS | $700 | $1,004 | $1,704 | $730 | $1,430 | $275 |
| Westwood Hills, KS | $400 | $2,022 | $2,422 | $1,470 | $1,870 | $553 |
| Leawood, KS | $2,000 | $1,494 | $3,494 | $1,086 | $3,086 | $408 |
| Weatherby Lake, MO | $200 | $1,505 | $1,705 | $1,094 | $1,294 | $411 |
| Claycomo, MO | $1,500 | $934 | $2,434 | $679 | $2,179 | $255 |
| Lee, MO | $100 | $1,275 | $1,375 | $926 | $1,026 | $348 |
| Lake Winnebago, MO | $1,500 | $1,763 | $3,263 | $1,281 | $2,781 | $482 |
| Fort Osage, MO | $300 | $856 | $1,156 | $622 | $922 | $234 |
| Louisburg, KS | $1,000 | $1,442 | $2,442 | $1,048 | $2,048 | $394 |
| Wellsville, KS | $100 | $1,241 | $1,341 | $902 | $1,002 | $339 |
| Miami County, KS | $1,000 | $1,359 | $2,359 | $987 | $1,987 | $371 |
| Home Insurance Company Merriam, KS | Homeowners Insurance Agency Merriam, KS | Address | Popularity Score | Distance from Merriam (miles) |
|---|---|---|---|---|
| State Farm | Rick Leathers | 7111 W 79th St, Overland Park, KS, 66204-2903 | 2.6 | |
| Travelers | Mike Perz & Associates Llc | 7304 W 130th St Ste 320, Overland Park, KS, 66213 | 8.7 | |
| State Farm | Bridget Meyer | 8901 W 75th St, Overland Park, KS, 66204-2208 | 1.7 | |
| Travelers | Integrity Insurance Services | 8900 Indian Creek Pkwy Ste 250, Overland Park, KS, 66210 | 5.9 | |
| Liberty Mutual Independent | The Sloan Agency | 7400 State Line Rd Ste 202, Prairie Village, KS, 66208 | 4.9 | |
| State Farm | Ryan Lorei | 10551 Barkley St Ste 100, Overland Park, KS, 66212-1879 | 5.7 | |
| Liberty Mutual Independent | Tozier Parkway Housh Jones | 5750 W 95th St, Overland Park, KS, 66207 | 4.8 | |
| Liberty Mutual Independent | The Sloan Agency | 7400 State Line Rd, #202 Prairie Village, Prairie Village, KS, 66208 | 4.9 | |
| Liberty Mutual Independent | Tozier Parkway Housh Jones | 5750 W 95th St Ste 105, Overland Park, KS, 66207 | 4.8 | |
| Travelers | Mike Perz & Associates Llc | 7304 W. 130th St., Suite 320 Overland Park, Overland Park, KS, 66213 | 8.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Kansas | $139,200 | $1,364 | $1,060 | $1,840 | $780 |
| Johnson County, KS | $232,500 | $1,508 | $1,180 | $2,040 | $860 |
| Merriam, KS | $154,700 | $1,017 | $790 | $1,370 | $580 |
| Westwood Hills, KS | $381,900 | $2,047 | $1,600 | $2,760 | $1,160 |
| Leawood, KS | $431,000 | $1,512 | $1,180 | $2,040 | $860 |
| Weatherby Lake, MO | $325,200 | $1,523 | $1,080 | $2,120 | $1,040 |
| Claycomo, MO | $99,600 | $945 | $630 | $1,340 | $710 |
| Lee, MO | $234,500 | $1,290 | $890 | $1,820 | $930 |
| Lake Winnebago, MO | $390,700 | $1,784 | $1,210 | $2,550 | $1,340 |
| Fort Osage, MO | $126,700 | $867 | $580 | $1,200 | $620 |
| Louisburg, KS | $162,300 | $1,460 | $1,140 | $1,970 | $830 |
| Wellsville, KS | $117,300 | $1,256 | $980 | $1,700 | $720 |
| Miami County, KS | $181,100 | $1,375 | $1,070 | $1,860 | $790 |