How Can I Make My Carpentersville, IL Home Insurance Cheaper
Gavop tells you how to get the best homeowners insurance in Carpentersville, IL by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
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Select the Suitable Coverage Value for your Carpentersville, IL Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $77,000 | $70,000 | $75,000-$100,000 |
| 2 Bedroom | $155,500 | $130,000 | $125,000-$150,000 |
| 3 Bedroom | $171,500 | $150,000 | $200,000-$250,000 |
| 4 Bedroom | $246,000 | $230,000 | $200,000-$250,000 |
| 5 Bedroom | $566,000 | $510,000 | $400,000-$500,000 |
Estimate your Savings with Home Insurance Discounts in Carpentersville, IL | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$125 | $658 |
| Superior Protection Discount | -$78 | $705 |
| Fire & Security Discount | -$55 | $728 |
| Hail Resistant Roof Discount | -$16 | $767 |
| Newly Constructed Home Discount | -$204 | $579 |
Choose the Right Deductible for your Carpentersville, IL Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Kane County | $2,000 | $875 | $2,875 | $636 | $2,636 | $239 |
| Carpentersville, IL | $700 | $773 | $1,473 | $562 | $1,262 | $211 |
| Bloomingdale, IL | $200 | $883 | $1,083 | $642 | $842 | $241 |
| McHenry, IL | $1,500 | $806 | $2,306 | $586 | $2,086 | $220 |
| Garden Prairie, IL | $500 | $668 | $1,168 | $485 | $985 | $183 |
| Shields, IL | $2,500 | $974 | $3,474 | $708 | $3,208 | $266 |
| Romeoville, IL | $200 | $797 | $997 | $579 | $779 | $218 |
| Harlem, IL | $1,000 | $665 | $1,665 | $483 | $1,483 | $182 |
| Somonauk, IL | $100 | $796 | $896 | $579 | $679 | $218 |
| Willow Creek, IL | $1,000 | $735 | $1,735 | $534 | $1,534 | $201 |
| South Beloit, IL | $400 | $671 | $1,071 | $487 | $887 | $183 |
| Waterford, WI | $2,500 | $675 | $3,175 | $490 | $2,990 | $184 |
Identify Top Home Insurance Agents near Carpentersville, IL | Back to Top
| Home Insurance Company Carpentersville, IL | Homeowners Insurance Agency Carpentersville, IL | Address | Popularity Score | Distance from Carpentersville (miles) |
|---|---|---|---|---|
| State Farm | Jim Dugan | 237 W Main St, Barrington, IL, 60010-4205 | 8.1 | |
| State Farm | Ryan Curtis | 333 Peterson Rd Ste B, Libertyville, IL, 60048-1085 | 20.9 | |
| Travelers | Midwest Insurance Brokerage Service Inc | 54 W Seegers Rd, Arlington Heights, IL, 60005 | 16.7 | |
| State Farm | Peter Grande | 1535 W Division St., Chicago, IL, 60642-2219 | 35.7 | |
| State Farm | Gary Lemenager | 1250 W Lake St Ste 2, Addison, IL, 60101-5744 | 18.8 | |
| Farmers | Magdalena Woroniecki | 2300 E Higgins Rd Ste 204, Elk Grove Village, IL, 60007 | 19.5 | |
| Travelers | Carl E Mellen & Co | 601 Greenwood Ave, Waukegan, IL, 60087 | 29.5 | |
| State Farm | Jim Lee | 721 Dodge Ave, Evanston, IL, 60202-1964 | 31.2 | |
| State Farm | Marilyn Newlin | 6305 N Nrthwst Hwy, Chicago, IL, 60631-1669 | 26.6 | |
| Allstate | Jeff Enyeart | 1015a W Madison St, Chicago, IL, 60607 | 37.0 |
Compare Rates for Carpentersville, IL Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Illinois | $179,700 | $850 | $580 | $1,180 | $600 |
| Kane County, IL | $223,400 | $886 | $600 | $1,220 | $620 |
| Carpentersville, IL | $158,500 | $783 | $570 | $1,120 | $550 |
| Bloomingdale, IL | $228,700 | $894 | $610 | $1,270 | $660 |
| McHenry, IL | $175,000 | $816 | $590 | $1,160 | $570 |
| Garden Prairie, IL | $108,100 | $676 | $460 | $970 | $510 |
| Shields, IL | $492,900 | $986 | $710 | $1,410 | $700 |
| Romeoville, IL | $170,700 | $807 | $560 | $1,150 | $590 |
| Harlem, IL | $124,500 | $673 | $490 | $940 | $450 |
| Somonauk, IL | $157,900 | $806 | $580 | $1,110 | $530 |
| Willow Creek, IL | $131,700 | $744 | $510 | $1,060 | $550 |
| South Beloit, IL | $126,500 | $679 | $490 | $970 | $480 |
| Waterford, WI | $278,700 | $683 | $470 | $960 | $490 |
Research Home Insurance Companies Reviews in Carpentersville, IL Before Buying | Back to Top
Share a review on your home insurance company
Allstate Home Insurance Reviews
Date: January 09, 2020 Age: 30 to 39 Gender: Male Marital Status: Married
Customer Service
lucky to have no reason to make a claim but their customer service for billing was always easy
Date: April 02, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Policy Offerings
Allstate is my 2nd company ever. They have great customer service and answer questions right away. The fees are reasonable. I get discounts for things like a security system.
Date: December 02, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Customer Service
Their service is awesome. They gave me a great rate going in and they have always been through everything. Makes us feel great!!!
State Farm Home Insurance Reviews
Date: June 15, 2019 Age: 30 to 39 Gender: Unmarried Marital Status: Male
Customer Service
State Farm is very inexpensive for home insurance and they have excellent customer service. When we moved, they had the best rates and they answered all of our questions in a timely manner.
Date: March 08, 2019 Age: 20 to 29 Gender: Male Marital Status: Married
Customer Service
State Farm has been exceptional in terms of providing customer service. I feel that my insurance agent knows me personally.
Date: October 25, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Premium
Within the offer are property protected by theft or destruction by attempted theft, accidents of drivers who crash in my house, and also fires in my house.
Progressive Home Insurance Reviews
Date: August 16, 2019 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Premium
We paid about industry standard based on our home and the area we live in. Price was compared against many other insurance companies.
Date: January 13, 2019 Age: 20 to 29 Gender: Female Marital Status: Married
Premium
Once again, being that i have not studied or gone through other insurance agencies I can not provided you with that type of information.
GEICO Home Insurance Reviews
Date: September 12, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Premium
I am overall fairly satisfied. The deductibles that are available to me vary greatly and really make me feel at ease. The premium is below average, and I have been very satisfied with my premium.
Date: July 23, 2019 Age: 40 to 49 Gender: Male Marital Status: Unmarried
Premium
USAA's deductible was about 20% lower than the other offers I recieved. They really are the best value for the money, so I am happy to stay with them.
Travelers Home Insurance Reviews
Date: January 03, 2020 Age: 30 to 39 Gender: Male Marital Status: Married
Policy Offerings
My company used to offer top tier services at prices that couldn't be beat. Now they are just another competitor in the market with nothing special.
Safeco Insurance Home Insurance Reviews
Date: October 30, 2018 Age: 50 to 59 Gender: Female Marital Status: Unmarried
Website/App
My app works great. I have never visited the website to look at insurance policies because my phone app works so well. I like that each of my policies are laid out and easily accessed (home, car, earthquake) and that my insurance policy numbers are listed on the homepage.