Gavop shows you how to buy homeowners insurance in Cameron, TX by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $38,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $65,500 | $60,000 | $50,000-$75,000 |
| 3 Bedroom | $101,500 | $80,000 | $100,000-$125,000 |
| 4 Bedroom | $205,000 | $190,000 | $200,000-$250,000 |
| 5 Bedroom | $296,500 | $270,000 | $300,000-$350,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$138 | $849 |
| Superior Protection Discount | -$99 | $889 |
| Fire & Security Discount | -$99 | $889 |
| Hail Resistant Roof Discount | -$30 | $958 |
| Newly Constructed Home Discount | -$267 | $721 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Milam County | $1,000 | $1,028 | $2,028 | $747 | $1,747 | $281 |
| Cameron, TX | $2,500 | $976 | $3,476 | $709 | $3,209 | $267 |
| Gause-Milano, TX | $100 | $1,594 | $1,694 | $1,158 | $1,258 | $436 |
| Davilla, TX | $1,500 | $1,435 | $2,935 | $1,043 | $2,543 | $392 |
| East Bell, TX | $200 | $1,636 | $1,836 | $1,189 | $1,389 | $447 |
| Bremond, TX | $1,000 | $1,424 | $2,424 | $1,035 | $2,035 | $389 |
| Lexington, TX | $100 | $948 | $1,048 | $689 | $789 | $259 |
| Lee County, TX | $1,000 | $940 | $1,940 | $683 | $1,683 | $257 |
| Bryan, TX | $500 | $1,456 | $1,956 | $1,058 | $1,558 | $398 |
| McDade, TX | $1,000 | $1,584 | $2,584 | $1,151 | $2,151 | $433 |
| Giddings, TX | $300 | $990 | $1,290 | $720 | $1,020 | $271 |
| Round Rock, TX | $1,000 | $1,239 | $2,239 | $900 | $1,900 | $339 |
| Home Insurance Company Cameron, TX | Homeowners Insurance Agency Cameron, TX | Address | Popularity Score | Distance from Cameron (miles) |
|---|---|---|---|---|
| State Farm | Stephanie Featherstone | 950 W University Ave Ste 209, Georgetown, TX, 78626-6508 | 44.7 | |
| State Farm | Todd Durflinger | 2608 W Pecan St Fm 1825 Suite 102, Pflugerville, TX, 78660 | 48.5 | |
| Farmers | Charlie Sanchez | 1970 Rawhide Dr Apt 210, Round Rock, TX, 78681 | 48.3 | |
| State Farm | Beau Sharpe | 1111 N Interstate 35 Ste 240, Round Rock, TX, 78664-4244 | 47.7 | |
| Farmers | Robert Cardenas | 110 S Lampasas St Ste 1, Round Rock, TX, 78664 | 47.5 | |
| Travelers | Integrity Network Insurance | 1315 Grand Ave Pkwy Ste 101, Pflugerville, TX, 78660 | 48.0 | |
| Travelers | Pruett Insurance | 713 Taylor Banc Plaza Ave, Rockdale, TX, 76567 | 12.7 | |
| State Farm | Todd Hargrove | 118 E 8th Street, Georgetown, TX, 78626-5802 | 44.0 | |
| Travelers | Atkins Agency Inc | 233 Live Oak St, Marlin, TX, 76661 | 33.0 | |
| Farmers | Kirk Spradlin | 5112 S General Bruce Dr Ste A, Temple, TX, 76502 | 31.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Milam County, TX | $88,500 | $1,041 | $690 | $1,600 | $910 |
| Cameron, TX | $74,200 | $988 | $650 | $1,520 | $870 |
| Gause-Milano, TX | $122,800 | $1,613 | $1,060 | $2,480 | $1,420 |
| Davilla, TX | $86,100 | $1,452 | $960 | $2,240 | $1,280 |
| East Bell, TX | $134,600 | $1,656 | $1,090 | $2,550 | $1,460 |
| Bremond, TX | $83,900 | $1,441 | $950 | $2,220 | $1,270 |
| Lexington, TX | $170,100 | $960 | $630 | $1,480 | $850 |
| Lee County, TX | $138,300 | $951 | $630 | $1,470 | $840 |
| Bryan, TX | $129,200 | $1,473 | $970 | $2,270 | $1,300 |
| McDade, TX | $120,000 | $1,603 | $1,060 | $2,470 | $1,410 |
| Giddings, TX | $119,500 | $1,002 | $660 | $1,540 | $880 |
| Round Rock, TX | $210,800 | $1,254 | $830 | $1,930 | $1,100 |