Gavop's guide to buying homeowners insurance in Hebron, KY covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $86,500 | $80,000 | $75,000-$100,000 |
| 2 Bedroom | $228,500 | $180,000 | $175,000-$200,000 |
| 3 Bedroom | $219,500 | $200,000 | $200,000-$250,000 |
| 4 Bedroom | $245,000 | $230,000 | $250,000-$300,000 |
| 5 Bedroom | $383,000 | $310,000 | $300,000-$350,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$132 | $692 |
| Superior Protection Discount | -$82 | $742 |
| Fire & Security Discount | -$74 | $750 |
| Hail Resistant Roof Discount | -$25 | $799 |
| Newly Constructed Home Discount | -$222 | $602 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,276 |
| Physical Damage | $2,319 |
| Hail Damage | $4,618 |
| Wind Damage | $6,496 |
| Expensive Claims | |
| Fire | $46,016 |
| Smoke | $16,218 |
| Home Insurance Company Hebron, KY | Homeowners Insurance Agency Hebron, KY | Address | Popularity Score | Distance from Hebron (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Gartman Insurance Agency Inc | 495 Erlanger Rd Ste 104, Erlanger, KY, 41018 | 9.2 | |
| State Farm | Mike Martin | 7724 Us 42 Ste A4, Florence, KY, 41042-1949 | 9.2 | |
| Erie | Mansfield Insurance Agency Inc. | 2940 Hebron Park Drive Suite 202, Hebron, KY, 41048 | 3.2 | |
| Travelers | Barnes Insurance Group | 7600 Dixie Highway, Florence, KY, 41042 | 9.6 | |
| Travelers | Garner Insurance Agency | 7430 Us 42 Ste 207, Florence, KY, 41042 | 9.1 | |
| Travelers | Garner Insurance Agency | 7430 Us Highway 42 Ste 207, Florence, KY, 41042 | 9.3 | |
| Allstate | Tonya Sharp Staten | 2091 N Bend Rd Ste 140, Hebron, KY, 41048 | 2.6 | |
| State Farm | Adam Worrell | 1892 Petersburg Rd, Hebron, KY, 41048-9609 | 3.5 | |
| Allstate | Hans Philippo | 7138 Price Pike, Florence, KY, 41042 | 8.9 | |
| State Farm | Glenn Terry | 5249 Taylor Mill Rd, Taylor Mill, KY, 41015-2127 | 14.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Kentucky | $130,000 | $896 | $610 | $1,230 | $620 |
| Boone County, KY | $183,700 | $975 | $690 | $1,370 | $680 |
| Hebron, KY | $232,700 | $824 | $590 | $1,180 | $590 |
| Miami Heights, OH | $220,600 | $865 | $620 | $1,190 | $570 |
| Dent, OH | $181,500 | $674 | $490 | $920 | $430 |
| North College Hill, OH | $82,800 | $700 | $500 | $970 | $470 |
| Dayton, KY | $96,500 | $648 | $440 | $920 | $480 |
| St. Leon, IN | $183,900 | $977 | $690 | $1,400 | $710 |
| Fruit Hill, OH | $168,600 | $779 | $560 | $1,070 | $510 |
| Montgomery, OH | $343,800 | $910 | $660 | $1,250 | $590 |
| Connersville, IN | $68,500 | $579 | $400 | $820 | $420 |
| Brooksville, KY | $96,400 | $771 | $560 | $1,070 | $510 |
| Georgetown, OH | $109,200 | $649 | $470 | $900 | $430 |