Gavop tells you how to get the best homeowners insurance in Montezuma, GA by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $47,500 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $93,000 | $80,000 | $100,000-$125,000 |
| 3 Bedroom | $96,000 | $80,000 | $75,000-$100,000 |
| 4 Bedroom | $150,500 | $140,000 | $125,000-$150,000 |
| 5 Bedroom | $294,000 | $250,000 | $300,000-$350,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$139 | $681 |
| Superior Protection Discount | -$74 | $746 |
| Fire & Security Discount | -$66 | $755 |
| Hail Resistant Roof Discount | -$16 | $804 |
| Newly Constructed Home Discount | -$221 | $599 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Macon County | $700 | $818 | $1,518 | $594 | $1,294 | $223 |
| Montezuma, GA | $1,500 | $810 | $2,310 | $589 | $2,089 | $221 |
| Unadilla, GA | $100 | $825 | $925 | $599 | $699 | $225 |
| Americus, GA | $2,500 | $596 | $3,096 | $433 | $2,933 | $163 |
| Rupert, GA | $200 | $803 | $1,003 | $584 | $784 | $220 |
| Marion County, GA | $2,500 | $610 | $3,110 | $443 | $2,943 | $167 |
| South Twiggs, GA | $500 | $468 | $968 | $340 | $840 | $128 |
| Bibb County, GA | $1,500 | $803 | $2,303 | $584 | $2,084 | $219 |
| Webster County, GA | $500 | $825 | $1,325 | $599 | $1,099 | $225 |
| North Twiggs, GA | $2,500 | $436 | $2,936 | $317 | $2,817 | $119 |
| The Rock-Yatesville, GA | $300 | $644 | $944 | $468 | $768 | $176 |
| Turner County, GA | $2,500 | $810 | $3,310 | $589 | $3,089 | $221 |
| Home Insurance Company Montezuma, GA | Homeowners Insurance Agency Montezuma, GA | Address | Popularity Score | Distance from Montezuma (miles) |
|---|---|---|---|---|
| State Farm | Terin Smith | 4406 Columbus Rd Ste B, Macon, GA, 31206-4193 | 38.0 | |
| State Farm | Derek Hutcheson | 405 Main St, Eastman, GA, 31023-6245 | 46.6 | |
| State Farm | Robert Fallin | 1070 Highway 19 N, Thomaston, GA, 30286-2229 | 47.3 | |
| State Farm | Carl Plowden | 1549 Us Highway 19 S, Leesburg, GA, 31763-4966 | 48.8 | |
| State Farm | Trennis Dumas | 616 N Church St, Thomaston, GA, 30286-6300 | 45.7 | |
| State Farm | Larrie Connell | 103 Avera Dr, Fort Valley, GA, 31030-5007 | 18.0 | |
| Allstate | John Palmer | 100 N Houston Lake Blvd Ste F, Centerville, GA, 31028 | 26.4 | |
| State Farm | Isabelle Waldrep | 201 Tift College Dr, Forsyth, GA, 31029-2317 | 49.7 | |
| State Farm | Larry Cowart | 1515 Bass Rd Ste C, Macon, GA, 31210-7579 | 44.0 | |
| State Farm | Alfred Jones | 4875 Log Cabin Dr, Macon, GA, 31204-6320 | 37.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Georgia | $158,400 | $1,012 | $740 | $1,390 | $650 |
| Macon County, GA | $61,300 | $827 | $560 | $1,130 | $570 |
| Montezuma, GA | $76,300 | $820 | $550 | $1,160 | $610 |
| Unadilla, GA | $70,300 | $835 | $590 | $1,180 | $590 |
| Americus, GA | $84,000 | $604 | $430 | $830 | $400 |
| Rupert, GA | $112,300 | $813 | $580 | $1,160 | $580 |
| Marion County, GA | $86,300 | $618 | $410 | $870 | $460 |
| South Twiggs, GA | $59,200 | $474 | $350 | $680 | $330 |
| Bibb County, GA | $117,300 | $813 | $590 | $1,160 | $570 |
| Webster County, GA | $57,200 | $835 | $600 | $1,140 | $540 |
| North Twiggs, GA | $55,000 | $441 | $300 | $600 | $300 |
| The Rock-Yatesville, GA | $84,400 | $652 | $440 | $890 | $450 |
| Turner County, GA | $72,700 | $820 | $560 | $1,160 | $600 |