Gavop tells you how to get the best homeowners insurance in Sanibel Island, FL by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Sanibel Island, FL - Neighbourhoods, Census Blocks & Streets | 2 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Old Trail Rd, Wiles Dr, Gopher Walk Way, Windlass Way, Tahiti Dr, Lands End Pl, Cowry Ct, Almas Ct, Farm Trl, Christofer Ct | $276,500 | $250,000 | $200,000-$250,000 | $623,500 | $580,000 | $500,000-$600,000 |
| Sunrise Cir, Tradewinds Dr, Dingman Dr, Schooner Pl, Hidden Ln, Whisperwood Way, Twin Lakes Ln, Sunset Captiva Ln SW, Lagoon Dr, Rum Rd | $235,500 | $200,000 | $200,000-$250,000 | $268,000 | $230,000 | $300,000-$350,000 |
| Harbor Bend Dr, W Gulf Dr, Gulf Dr, Ferry Landing Dr, Wiles Dr SW, Pelican Rd, Clam Bayou Ln, Rue Royale, Southwinds Dr, Causeway Rd | $530,000 | $460,000 | $600,000-$700,000 | $609,000 | $570,000 | $500,000-$600,000 |
| Bunting Ln, Albatross Rd, Long Boat Cir, Gulf Pines Dr, Bartlett Pkwy, E Lake Rd, Andy Rosse Ln, Bay Dr, Jamaica Dr, Goldfinch Dr | $285,500 | $250,000 | $250,000-$300,000 | $427,000 | $390,000 | $350,000-$400,000 |
| Panama Shell Dr, Captiva Dr, Murmond Ln, Rue Belle Mer, Moonlight Dr, Palm Flower Ln, Sabal St, Sandpiper Cir, Kingfisher Dr, Causeway Rd | $219,500 | $200,000 | $200,000-$250,000 | $309,000 | $260,000 | $350,000-$400,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$85 | $855 |
| Home and Two Car | -$150 | $790 |
| Home and Three Car | -$226 | $714 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Lee County | $1,000 | $1,495 | $2,495 | $1,086 | $2,086 | $408 |
| Sanibel Island, FL | $2,000 | $929 | $2,929 | $675 | $2,675 | $254 |
| Fort Myers, FL | $400 | $1,357 | $1,757 | $986 | $1,386 | $371 |
| Whiskey Creek, FL | $2,000 | $1,019 | $3,019 | $740 | $2,740 | $278 |
| Villas, FL | $400 | $948 | $1,348 | $689 | $1,089 | $259 |
| Gateway, FL | $1,000 | $1,173 | $2,173 | $852 | $1,852 | $321 |
| Bonita Springs, FL | $200 | $1,398 | $1,598 | $1,016 | $1,216 | $382 |
| Englewood, FL | $2,000 | $1,016 | $3,016 | $739 | $2,739 | $278 |
| Punta Gorda, FL | $500 | $1,230 | $1,730 | $894 | $1,394 | $336 |
| Fort Myers Shores, FL | $2,500 | $961 | $3,461 | $698 | $3,198 | $263 |
| Warm Mineral Springs, FL | $300 | $780 | $1,080 | $567 | $867 | $213 |
| North Port, FL | $2,000 | $1,274 | $3,274 | $926 | $2,926 | $348 |
| Home Insurance Company Sanibel Island, FL | Homeowners Insurance Agency Sanibel Island, FL | Address | Popularity Score | Distance from Sanibel Island (miles) |
|---|---|---|---|---|
| Travelers | Avalon Insurance Group | 7370 College Pkwy Ste 312, Fort Myers, FL, 33907 | 19.4 | |
| State Farm | Tim Collier | 1315 Se 47th St, Cape Coral, FL, 33904-7604 | 15.1 | |
| Travelers | Regency Insurance Group | 5248 Red Cedar Drive Ste 103, Fort Myers, FL, 33907 | 19.4 | |
| Allstate | Capt. David Schuman | 1329 Hibiscus Dr, Cape Coral, FL, 33909 | 18.6 | |
| Allstate | Nick Domain | 13020 Livingston Rd Ste 16, Naples, FL, 34105 | 35.5 | |
| Liberty Mutual Independent | Olin Hill & Associates | 2804 Del Prado Blvd S Suite 107, Cape Coral, FL, 33904 | 16.0 | |
| Liberty Mutual Independent | Stewart & Sons Insurance Inc | 8548 Crystal Ct Ft Myers, Fort Myers, FL, 33907 | 19.7 | |
| Travelers | Dawson Insurance | 3501 Del Prado Blvd S Ste 204, Cape Coral, FL, 33904 | 15.8 | |
| Travelers | Bb&T-Oswald & Trippe | 4707 Se 9 Place Ste 102, Cape Coral, FL, 33904 | 14.8 | |
| Travelers | The Panoply Group Llc | 780 5th Ave S Ste 200, Naples, FL, 34102 | 36.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Florida | $178,700 | $1,605 | $1,250 | $2,150 | $900 |
| Lee County, FL | $190,200 | $1,513 | $1,180 | $2,030 | $850 |
| Sanibel Island, FL | $703,600 | $940 | $730 | $1,260 | $530 |
| Fort Myers, FL | $166,700 | $1,373 | $1,070 | $1,840 | $770 |
| Whiskey Creek, FL | $222,700 | $1,031 | $800 | $1,380 | $580 |
| Villas, FL | $140,300 | $959 | $750 | $1,290 | $540 |
| Gateway, FL | $289,800 | $1,187 | $930 | $1,590 | $660 |
| Bonita Springs, FL | $254,900 | $1,415 | $1,100 | $1,900 | $800 |
| Englewood, FL | $154,900 | $1,029 | $800 | $1,380 | $580 |
| Punta Gorda, FL | $215,400 | $1,245 | $970 | $1,670 | $700 |
| Fort Myers Shores, FL | $193,900 | $972 | $760 | $1,300 | $540 |
| Warm Mineral Springs, FL | $104,900 | $789 | $620 | $1,060 | $440 |
| North Port, FL | $152,900 | $1,290 | $1,010 | $1,730 | $720 |