Gavop shows you how to buy homeowners insurance in Sioux County, NE by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $44,000 | $40,000 | $50,000-$75,000 |
| 2 Bedroom | $103,000 | $90,000 | $100,000-$125,000 |
| 3 Bedroom | $136,500 | $120,000 | $125,000-$150,000 |
| 4 Bedroom | $113,500 | $100,000 | $100,000-$125,000 |
| 5 Bedroom | $304,000 | $270,000 | $300,000-$350,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$152 | $692 |
| Superior Protection Discount | -$76 | $767 |
| Fire & Security Discount | -$59 | $784 |
| Hail Resistant Roof Discount | -$25 | $818 |
| Newly Constructed Home Discount | -$211 | $633 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Sioux County | $1,000 | $833 | $1,833 | $606 | $1,606 | $228 |
| Sioux County, NE | $1,000 | $833 | $1,833 | $606 | $1,606 | $228 |
| Crawford, NE | $100 | $738 | $838 | $536 | $636 | $202 |
| Whitney, NE | $700 | $574 | $1,274 | $417 | $1,117 | $157 |
| Hemingford, NE | $200 | $875 | $1,075 | $636 | $836 | $239 |
| Henry, NE | $2,500 | $848 | $3,348 | $616 | $3,116 | $232 |
| Box Butte County, NE | $300 | $844 | $1,144 | $613 | $913 | $231 |
| West Bayard, NE | $1,000 | $787 | $1,787 | $572 | $1,572 | $215 |
| Terrytown, NE | $400 | $825 | $1,225 | $600 | $1,000 | $225 |
| East Niobrara, WY | $1,000 | $896 | $1,896 | $651 | $1,651 | $245 |
| Kiowa, NE | $100 | $1,237 | $1,337 | $899 | $999 | $338 |
| Yoder, WY | $1,000 | $700 | $1,700 | $509 | $1,509 | $191 |
| Home Insurance Company Sioux County, NE | Homeowners Insurance Agency Sioux County, NE | Address | Popularity Score | Distance from Sioux County (miles) |
|---|---|---|---|---|
| State Farm | Angela Philbrick | 2202 Broadway, Scottsbluff, NE, 69361-1970 | 42.8 | |
| State Farm | Brad Hamm | 2809 Avenue B Ste 104, Scottsbluff, NE, 69361-4370 | 42.3 | |
| State Farm | Ed Mcnulty | 1251 Broadway St, Mitchell, NE, 69357-1548 | 37.6 | |
| State Farm | Randy Bauer | 345 Main St, Chadron, NE, 69337-2357 | 44.7 | |
| State Farm | Neal Smith | 3321 Avenue I Ste 1, Scottsbluff, NE, 69361-4587 | 42.0 | |
| State Farm | Ron Engelhaupt | 1845 10th St, Gering, NE, 69341-2449 | 45.7 | |
| Travelers | First National Financial Services | 212 Main Street, Chadron, NE, 69337 | 44.8 | |
| State Farm | Bob Alcorn | 1201 W 8th St, Chadron, NE, 69337-2940 | 43.8 | |
| Travelers | Lessert Insurance Agency Llc | 619 W Webster, Morrill, NE, 69358 | 37.3 | |
| Liberty Mutual Independent | Valley Insurance Services Inc | 1437 10th St, Gering, NE, 69341 | 45.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Nebraska | $142,400 | $1,218 | $820 | $1,680 | $860 |
| Sioux County, NE | $103,200 | $843 | $600 | $1,210 | $610 |
| Sioux County, NE | $103,200 | $843 | $570 | $1,210 | $640 |
| Crawford, NE | $62,200 | $747 | $550 | $1,020 | $470 |
| Whitney, NE | $38,400 | $581 | $420 | $800 | $380 |
| Hemingford, NE | $83,700 | $886 | $630 | $1,230 | $600 |
| Henry, NE | $79,200 | $858 | $620 | $1,210 | $590 |
| Box Butte County, NE | $105,400 | $854 | $610 | $1,170 | $560 |
| West Bayard, NE | $69,800 | $797 | $580 | $1,130 | $550 |
| Terrytown, NE | $75,700 | $835 | $610 | $1,140 | $530 |
| East Niobrara, WY | $132,700 | $907 | $640 | $1,250 | $610 |
| Kiowa, NE | $149,000 | $1,252 | $890 | $1,720 | $830 |
| Yoder, WY | $86,000 | $709 | $490 | $990 | $500 |