Gavop shows you how to buy homeowners insurance in Osceola, AR by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $47,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $96,000 | $80,000 | $75,000-$100,000 |
| 3 Bedroom | $156,000 | $130,000 | $150,000-$175,000 |
| 4 Bedroom | $217,500 | $190,000 | $175,000-$200,000 |
| 5 Bedroom | $134,000 | $120,000 | $150,000-$175,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$112 | $635 |
| Superior Protection Discount | -$75 | $673 |
| Fire & Security Discount | -$75 | $673 |
| Hail Resistant Roof Discount | -$15 | $733 |
| Newly Constructed Home Discount | -$172 | $576 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,854 |
| Physical Damage | $2,440 |
| Hail Damage | $4,853 |
| Wind Damage | $6,051 |
| Expensive Claims | |
| Fire | $46,910 |
| Smoke | $16,553 |
| Home Insurance Company Osceola, AR | Homeowners Insurance Agency Osceola, AR | Address | Popularity Score | Distance from Osceola (miles) |
|---|---|---|---|---|
| State Farm | Seth Holifield | 853 E Main St, Blytheville, AR, 72315-2521 | 17.1 | |
| Travelers | Gregory Insurance Agency | 205 S. Third Ave, Piggott, AR, 72454 | 48.7 | |
| State Farm | Bob Gist | 2207 Race St, Jonesboro, AR, 72401-7218 | 39.5 | |
| State Farm | Shawn Chafin | 1487 W Keiser Ave, Osceola, AR, 72370-2806 | 0.2 | |
| State Farm | Brad Parrish | 153 Highway 463 S, Trumann, AR, 72472-2604 | 29.5 | |
| State Farm | Phil Ford | 347 W Broadway St, West Memphis, AR, 72301-3905 | 39.3 | |
| Allstate | Larry Alexander | 2701 S Caraway Rd Ste A2-4, Jonesboro, AR, 72401 | 39.4 | |
| Allstate | David Tyler | 702 Calvin Avery Dr Ste C, West Memphis, AR, 72301 | 39.6 | |
| State Farm | Gordon Metzgar | 2512 Southwest Sq, Jonesboro, AR, 72401-5976 | 41.0 | |
| Farmers | Fred Ort | 235 E Main St, Piggott, AR, 72454 | 48.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Arkansas | $118,500 | $1,088 | $740 | $1,510 | $770 |
| Mississippi County, AR | $81,400 | $872 | $640 | $1,200 | $560 |
| Osceola, AR | $77,800 | $748 | $500 | $1,050 | $550 |
| Luxora, AR | $33,000 | $645 | $450 | $910 | $460 |
| Garland, TN | $116,000 | $931 | $660 | $1,290 | $630 |
| Mason, TN | $86,500 | $814 | $590 | $1,160 | $570 |
| Sunset, AR | $27,000 | $609 | $440 | $850 | $410 |
| Hayti Heights, MO | $27,300 | $623 | $430 | $860 | $430 |
| Earle, AR | $69,100 | $844 | $570 | $1,170 | $600 |
| Dyer County, TN | $98,100 | $837 | $580 | $1,200 | $620 |
| Bob Ward, AR | $58,700 | $789 | $540 | $1,130 | $590 |
| Holcomb, MO | $57,600 | $776 | $540 | $1,090 | $550 |