Gavop shows you how to buy homeowners insurance in Valley, PA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Valley, PA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Moody St, Red Rd, Highland Blvd, Turnberry Ct, Irish Ln, Filbert St, Ambers Ln, Gap Rd, Cynthia Rd, Christine Cir | $299,500 | $260,000 | $200,000-$250,000 | $124,000 | $100,000 | $125,000-$150,000 |
| Ackman Ln, N Wilmington Rd, Pine Valley Dr, Hemlock Ave, Kimberly Cir, Woodland St, Stoyer Rd, George St, Laurel St, Haslan Ln | $208,000 | $170,000 | $200,000-$250,000 | $195,500 | $180,000 | $175,000-$200,000 |
| Putter Ln, Torbet Rd, Grant Ave, Euclid St, Danielle Ln, Oaklyn Ln, S Mount Carmel Rd, Dawman Rd, Hogan Pl, Acorn St | $136,500 | $130,000 | $150,000-$175,000 | $175,500 | $140,000 | $150,000-$175,000 |
| Rainbow Rd, Pleasant Valley Dr, Pinckney Dr, Conway Ln, Ashburton Pl, S Manor Rd, Larose Dr, Jefferson Ave, Quarry St, Dorothy Dr | $210,000 | $190,000 | $200,000-$250,000 | $107,000 | $90,000 | $100,000-$125,000 |
| Saint George Rd, Marc Rd, W Walnut St, Phineas Ln, Cemetery Rd, Jenville Ct, Peters Ct, Winged Foot Dr, Franklin Ave, Old Lincoln Hwy | $265,000 | $220,000 | $200,000-$250,000 | $141,500 | $120,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$111 | $541 |
| Superior Protection Discount | -$65 | $587 |
| Fire & Security Discount | -$46 | $606 |
| Hail Resistant Roof Discount | -$13 | $639 |
| Newly Constructed Home Discount | -$143 | $508 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Chester County | $1,500 | $1,016 | $2,516 | $739 | $2,239 | $278 |
| Valley, PA | $2,000 | $644 | $2,644 | $468 | $2,468 | $176 |
| Chester Heights, PA | $200 | $874 | $1,074 | $635 | $835 | $239 |
| Eddystone, PA | $700 | $562 | $1,262 | $409 | $1,109 | $154 |
| Ardmore, PA | $100 | $875 | $975 | $636 | $736 | $239 |
| Beckett, NJ | $700 | $875 | $1,575 | $636 | $1,336 | $239 |
| Harleysville, PA | $300 | $837 | $1,137 | $608 | $908 | $229 |
| Mount Aetna, PA | $700 | $739 | $1,439 | $537 | $1,237 | $202 |
| Schubert, PA | $100 | $775 | $875 | $563 | $663 | $212 |
| Dublin, PA | $1,500 | $1,020 | $2,520 | $741 | $2,241 | $279 |
| Fredericksburg, PA | $300 | $684 | $984 | $497 | $797 | $187 |
| West Manchester, PA | $700 | $665 | $1,365 | $483 | $1,183 | $182 |
| Home Insurance Company Valley, PA | Homeowners Insurance Agency Valley, PA | Address | Popularity Score | Distance from Valley (miles) |
|---|---|---|---|---|
| State Farm | Jeff Gottesman | 9551 Bustleton Ave Ste 2, Philadelphia, PA, 19115-3800 | 43.8 | |
| Erie | Goebel Insurance Agency Inc. | 2026 South 12th Street, Philadelphia, PA, 19148 | 36.6 | |
| Erie | Duffy Insurance | 1203 S Queen Street, York, PA, 17403 | 45.9 | |
| State Farm | Tom French | 9 Paoli Plz, Paoli, PA, 19301-1303 | 19.8 | |
| Farmers | Kevin Brooks | 270 Lancaster Ave Ste C2, Malvern, PA, 19355 | 16.7 | |
| Travelers | First Rate Insurance Llc | 7790 Rockwell Avenue Suite 1, Philadelphia, PA, 19111 | 41.1 | |
| State Farm | Maria Dicredico | 2370 York Rd Ste G3, Jamison, PA, 18929-1031 | 44.6 | |
| State Farm | Neil Zeitz | 1901 Cottman Ave, Philadelphia, PA, 19111-3816 | 41.8 | |
| State Farm | John Russell | 194 Fairview Rd Ste D, Woodlyn, PA, 19094-1732 | 28.0 | |
| Nationwide | Kurt A Thompson | 2086 Bondsville Rd, Downingtown, PA, 19335-1151 | 5.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Pennsylvania | $170,500 | $745 | $500 | $1,030 | $530 |
| Chester County, PA | $338,200 | $1,029 | $690 | $1,460 | $770 |
| Valley, PA | $187,300 | $652 | $480 | $920 | $440 |
| Chester Heights, PA | $246,500 | $885 | $640 | $1,220 | $580 |
| Eddystone, PA | $90,000 | $569 | $420 | $810 | $390 |
| Ardmore, PA | $320,100 | $885 | $630 | $1,260 | $630 |
| Beckett, NJ | $215,700 | $886 | $630 | $1,270 | $640 |
| Harleysville, PA | $302,500 | $847 | $580 | $1,190 | $610 |
| Mount Aetna, PA | $172,100 | $748 | $550 | $1,060 | $510 |
| Schubert, PA | $191,400 | $784 | $530 | $1,110 | $580 |
| Dublin, PA | $311,900 | $1,032 | $690 | $1,430 | $740 |
| Fredericksburg, PA | $143,200 | $692 | $480 | $950 | $470 |
| West Manchester, PA | $159,200 | $673 | $480 | $960 | $480 |