Gavop shows you how to buy homeowners insurance in Laketown, MI by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Laketown, MI - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Sand Castle Vw, Heritage Meadow Dr, Reserve Way, Castle Ct, W 64th St, Otis Blvd, Creekwood Dr, Shangrai la Dr, Legacy Woods Dr, 138th Ave | $171,000 | $160,000 | $200,000-$250,000 | $157,500 | $150,000 | $175,000-$200,000 |
| Pleasant Rd, Lugers Rd, E Sunfield Ln, Deer Meadow Dr, Cranville, B St, Hogback, E Scenic Turn Ln, Clareridge Ct, Maple Ln | $281,000 | $260,000 | $300,000-$350,000 | $367,500 | $300,000 | $400,000-$500,000 |
| Amphitheater St, Myrtle Ave, Spruce Ln, W Sunfield Ln, S Ryan Ridge Dr, Crestwood Ave, Crescent Walk, Fillmore Rd, Ardmore St, Lakeside | $295,500 | $250,000 | $250,000-$300,000 | $388,000 | $370,000 | $350,000-$400,000 |
| Bryant St, Woodcrest Ct, Huntington Dr, Wendy Ln, Pine Hollow Rd, Terravita Cir, Knollcrest Ave, 50th St, Beech St, Oakhurst St | $195,000 | $170,000 | $200,000-$250,000 | $302,000 | $270,000 | $300,000-$350,000 |
| Wapiti Dr, Blue Jay Ln, Happy Hollow, Village Ct, Kingsway Ct, Kelly Creek Dr, Oakwood Ln, Co Rd A-2, Appleblossom Ln, Wildwood Rd | $327,500 | $300,000 | $250,000-$300,000 | $336,000 | $310,000 | $250,000-$300,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$60 | $692 |
| Home and Two Car | -$120 | $632 |
| Home and Three Car | -$173 | $580 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Allegan County | $700 | $762 | $1,462 | $554 | $1,254 | $208 |
| Laketown, MI | $2,500 | $744 | $3,244 | $540 | $3,040 | $203 |
| Jenison, MI | $400 | $661 | $1,061 | $481 | $881 | $181 |
| Pine Grove, MI | $1,000 | $755 | $1,755 | $549 | $1,549 | $206 |
| Plainwell, MI | $100 | $744 | $844 | $541 | $641 | $203 |
| Alpine, MI | $1,000 | $640 | $1,640 | $465 | $1,465 | $175 |
| Wolf Lake, MI | $100 | $684 | $784 | $497 | $597 | $187 |
| Kalamazoo charter, MI | $1,500 | $661 | $2,161 | $480 | $1,980 | $181 |
| South Gull Lake, MI | $200 | $1,301 | $1,501 | $946 | $1,146 | $356 |
| Kalamazoo County, MI | $700 | $756 | $1,456 | $550 | $1,250 | $207 |
| Portage, MI | $500 | $766 | $1,266 | $556 | $1,056 | $209 |
| Pipestone, MI | $1,500 | $770 | $2,270 | $559 | $2,059 | $210 |
| Home Insurance Company Laketown, MI | Homeowners Insurance Agency Laketown, MI | Address | Popularity Score | Distance from Laketown (miles) |
|---|---|---|---|---|
| State Farm | Zeke Alejos | 244 James St Ste B, Holland, MI, 49424-2980 | 6.6 | |
| Allstate | Krystal Knoll | 482 Century Ln Ste 50, Holland, MI, 49423 | 5.8 | |
| State Farm | Laurel Beukelman | 324 N 120th Ave Ste 10, Holland, MI, 49424-3312 | 7.4 | |
| State Farm | Dallas Smock | 431 E 8th St, Holland, MI, 49423-3749 | 6.3 | |
| Farmers | Kevin Lacey | 636 E 24th St Ste 20, Holland, MI, 49423 | 5.9 | |
| State Farm | Doug Jurgens | 3942 30th St Sw, Grandville, MI, 49418-1605 | 24.5 | |
| Allstate | Jeff Duncan | 1595 W Centre Ave Ste 201, Portage, MI, 49024 | 46.3 | |
| Allstate | Randall L. Knoll | 12871 Riley St, Holland, MI, 49424 | 8.0 | |
| Farmers | Scott Jost | 3340 Prospect St, Hudsonville, MI, 49426 | 18.6 | |
| Farmers | Tammy Jones | 4601 134th Ave Ste E, Hamilton, MI, 49419 | 9.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Michigan | $136,400 | $775 | $520 | $1,070 | $550 |
| Allegan County, MI | $150,600 | $771 | $520 | $1,070 | $550 |
| Laketown, MI | $225,700 | $753 | $530 | $1,050 | $520 |
| Jenison, MI | $152,400 | $669 | $450 | $930 | $480 |
| Pine Grove, MI | $128,600 | $764 | $510 | $1,060 | $550 |
| Plainwell, MI | $121,000 | $753 | $500 | $1,070 | $570 |
| Alpine, MI | $133,300 | $648 | $440 | $890 | $450 |
| Wolf Lake, MI | $83,200 | $692 | $480 | $960 | $480 |
| Kalamazoo charter, MI | $98,800 | $669 | $490 | $940 | $450 |
| South Gull Lake, MI | $383,700 | $1,317 | $910 | $1,880 | $970 |
| Kalamazoo County, MI | $146,100 | $765 | $530 | $1,090 | $560 |
| Portage, MI | $153,800 | $775 | $560 | $1,080 | $520 |
| Pipestone, MI | $139,400 | $779 | $530 | $1,110 | $580 |