Gavop's guide to buying homeowners insurance in Riviera Beach, MD covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $107,500 | $90,000 | $75,000-$100,000 |
| 2 Bedroom | $216,500 | $200,000 | $250,000-$300,000 |
| 3 Bedroom | $220,000 | $200,000 | $175,000-$200,000 |
| 4 Bedroom | $337,500 | $300,000 | $350,000-$400,000 |
| 5 Bedroom | $541,000 | $470,000 | $500,000-$600,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$131 | $640 |
| Superior Protection Discount | -$77 | $694 |
| Fire & Security Discount | -$69 | $702 |
| Hail Resistant Roof Discount | -$15 | $756 |
| Newly Constructed Home Discount | -$177 | $594 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,975 |
| Physical Damage | $2,488 |
| Hail Damage | $4,524 |
| Wind Damage | $6,114 |
| Expensive Claims | |
| Fire | $45,123 |
| Smoke | $17,556 |
| Home Insurance Company Riviera Beach, MD | Homeowners Insurance Agency Riviera Beach, MD | Address | Popularity Score | Distance from Riviera Beach (miles) |
|---|---|---|---|---|
| Travelers | Wellspring Insurance Network Inc | 9710 Traville Gateway Dr Ste 352, Rockville, MD, 20850 | 36.7 | |
| State Farm | John Woodworth | 1521 Ritchie Hwy, Arnold, MD, 21012-2703 | 9.7 | |
| Travelers | Mason & Carter Inc | 23 South St, Baltimore, MD, 21202 | 9.7 | |
| State Farm | David Charon | 7310 Ritchie Hwy Ste 114, Glen Burnie, MD, 21061-3175 | 5.0 | |
| Erie | Kent Mittrick & Associates | 408 Crain Hwy S Suite 2, Glen Burnie, MD, 21061 | 5.4 | |
| Travelers | Grady Wright & Associates Inc | 7310 Ritchie Highway Suite 213 , Glen Burnie, MD, 21061 | 5.0 | |
| State Farm | Kirk Lynn | 2431 Crofton Ln Ste 13, Crofton, MD, 21114-1327 | 13.8 | |
| State Farm | Daryl Watson | 3531 Washington Blvd Ste 226, Baltimore, MD, 21227-1634 | 9.7 | |
| State Farm | Cyndi Kuhn | 6100 Eastern Ave Ste 1, Baltimore, MD, 21224-2767 | 8.5 | |
| Allstate | Thomas Sperli | 8039 Ritchie Hwy Ste B, Pasadena, MD, 21122 | 4.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Maryland | $296,500 | $1,008 | $800 | $1,270 | $470 |
| Anne Arundel County, MD | $346,000 | $1,063 | $840 | $1,340 | $500 |
| Riviera Beach, MD | $256,400 | $771 | $610 | $970 | $360 |
| Hampton, MD | $438,400 | $1,494 | $1,180 | $1,880 | $700 |
| Owings Mills, MD | $246,500 | $871 | $690 | $1,100 | $410 |
| Calverton, MD | $330,400 | $921 | $730 | $1,160 | $430 |
| Edmonston, MD | $215,600 | $839 | $660 | $1,060 | $400 |
| Leisure World, MD | $196,800 | $676 | $530 | $850 | $320 |
| Huntington, VA | $370,800 | $795 | $550 | $1,140 | $590 |
| New Windsor, MD | $257,700 | $921 | $730 | $1,160 | $430 |
| Marydel, MD | $123,100 | $676 | $530 | $850 | $320 |
| Rising Sun, MD | $217,300 | $842 | $670 | $1,060 | $390 |
| Lorton, VA | $406,000 | $862 | $580 | $1,220 | $640 |