Gavop's guide to buying homeowners insurance in Pottstown, PA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Pottstown, PA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| W 10th St, Eden St, Locust Aly, N Franklin St, Park Blvd, N Evans St, Hale St, Lee Ave, N State St, Maplewood Dr | $166,500 | $150,000 | $150,000-$175,000 | $99,500 | $90,000 | $75,000-$100,000 |
| N Franklin St, N Price St, Mervine St, Isabella St, W Beech St, Terrace Ln, Sprogell Ave, Porter Rd, Union Aly, Clearview St | $159,000 | $150,000 | $125,000-$150,000 | $105,000 | $90,000 | $100,000-$125,000 |
| S Price St, Industrial Ave, S Franklin St, Bringhurst Aly, Master St, Orange St, Logan St, Union Aly, Rosedale Dr, Summit Ln | $165,000 | $130,000 | $175,000-$200,000 | $77,500 | $60,000 | $50,000-$75,000 |
| E 7th St, Nightingale St, W Buttonwood St, Old Glasgow St, Grant St, Pine Aly, Park Ct, Sembling Ave, Morris St, Orange St | $144,000 | $130,000 | $150,000-$175,000 | $145,000 | $120,000 | $125,000-$150,000 |
| Montgomery St, N Evans St, Kenneth Ave, Potts Dr, Logan St, S Charlotte St, Lesher Aly, Buttonwood Aly, Quinter St, Rowan Aly | $149,000 | $120,000 | $125,000-$150,000 | $146,000 | $120,000 | $150,000-$175,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$116 | $496 |
| Superior Protection Discount | -$61 | $551 |
| Fire & Security Discount | -$67 | $545 |
| Hail Resistant Roof Discount | -$18 | $594 |
| Newly Constructed Home Discount | -$159 | $453 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Montgomery County | $700 | $948 | $1,648 | $689 | $1,389 | $259 |
| Pottstown, PA | $2,000 | $605 | $2,605 | $439 | $2,439 | $165 |
| East Pikeland, PA | $200 | $797 | $997 | $579 | $779 | $218 |
| East Fallowfield, PA | $2,500 | $737 | $3,237 | $536 | $3,036 | $201 |
| Dorneyville, PA | $400 | $886 | $1,286 | $644 | $1,044 | $242 |
| Haverford, PA | $1,500 | $988 | $2,488 | $718 | $2,218 | $270 |
| Millbourne, PA | $500 | $683 | $1,183 | $496 | $996 | $187 |
| Clifton Heights, PA | $2,000 | $658 | $2,658 | $478 | $2,478 | $180 |
| Bensalem, PA | $500 | $855 | $1,355 | $621 | $1,121 | $234 |
| Woodside, PA | $700 | $1,800 | $2,500 | $1,308 | $2,008 | $492 |
| West Lebanon, PA | $100 | $557 | $657 | $405 | $505 | $152 |
| Eastampton, NJ | $1,000 | $808 | $1,808 | $587 | $1,587 | $221 |
| Home Insurance Company Pottstown, PA | Homeowners Insurance Agency Pottstown, PA | Address | Popularity Score | Distance from Pottstown (miles) |
|---|---|---|---|---|
| Allstate | James Carney | 6530 Rising Sun Ave, Philadelphia, PA, 19111 | 32.3 | |
| Allstate | Brian Mcquoid | 12040 Bustleton Ave, Philadelphia, PA, 19116 | 34.4 | |
| Nationwide | Williams Insurance Group Llc | 113 W Main St, Kutztown, PA, 19530 | 19.7 | |
| Travelers | The Mae Group Inc | 612 Fayette Street Suite 1, Conshohocken, PA, 19428 | 21.7 | |
| State Farm | Mike Nelson | 959 Bristol Pike, Bensalem, PA, 19020-8139 | 37.8 | |
| Erie | Eckroth Insurance Group Llc | 2333 Fairmount Avenue, Philadelphia, PA, 19130 | 31.6 | |
| State Farm | Grace S Huang | 133 E Main Street, Lansdale, PA, 19446-2572 | 19.3 | |
| Travelers | The Addis Group | 2500 Renaissance Blvd Ste 1, King Of Prussia, PA, 19406 | 19.8 | |
| Allstate | Albert Leach | 534 E Lancaster Ave Ste B, Shillington, PA, 19607 | 16.9 | |
| Allstate | Andrew Leach | 41 W Ridge Pike, Royersford, PA, 19468 | 7.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Pennsylvania | $170,500 | $745 | $500 | $1,040 | $540 |
| Montgomery County, PA | $299,300 | $960 | $640 | $1,350 | $710 |
| Pottstown, PA | $127,000 | $612 | $450 | $840 | $390 |
| East Pikeland, PA | $282,200 | $806 | $570 | $1,140 | $570 |
| East Fallowfield, PA | $247,700 | $746 | $540 | $1,050 | $510 |
| Dorneyville, PA | $252,400 | $897 | $640 | $1,240 | $600 |
| Haverford, PA | $315,700 | $1,000 | $710 | $1,370 | $660 |
| Millbourne, PA | $143,000 | $691 | $490 | $970 | $480 |
| Clifton Heights, PA | $130,900 | $666 | $470 | $950 | $480 |
| Bensalem, PA | $254,200 | $865 | $580 | $1,230 | $650 |
| Woodside, PA | $485,100 | $1,822 | $1,290 | $2,510 | $1,220 |
| West Lebanon, PA | $88,000 | $564 | $410 | $810 | $400 |
| Eastampton, NJ | $265,100 | $818 | $590 | $1,150 | $560 |