How Can I Make My Oakville, MO Home Insurance Cheaper
Gavop tells you how to get the best homeowners insurance in Oakville, MO by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
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Select the Suitable Coverage Value for your Oakville, MO Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $81,500 | $70,000 | $50,000-$75,000 |
| 2 Bedroom | $171,000 | $150,000 | $150,000-$175,000 |
| 3 Bedroom | $203,500 | $190,000 | $200,000-$250,000 |
| 4 Bedroom | $376,000 | $310,000 | $300,000-$350,000 |
| 5 Bedroom | $351,500 | $310,000 | $300,000-$350,000 |
Estimate your Savings with Home Insurance Discounts in Oakville, MO | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$172 | $975 |
| Superior Protection Discount | -$103 | $1,044 |
| Fire & Security Discount | -$92 | $1,056 |
| Hail Resistant Roof Discount | -$23 | $1,125 |
| Newly Constructed Home Discount | -$298 | $849 |
Choose the Right Deductible for your Oakville, MO Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| St. Louis County | $2,500 | $1,077 | $3,577 | $783 | $3,283 | $294 |
| Oakville, MO | $2,500 | $1,134 | $3,634 | $824 | $3,324 | $310 |
| Ladue, MO | $100 | $785 | $885 | $571 | $671 | $215 |
| Alorton, IL | $1,000 | $396 | $1,396 | $288 | $1,288 | $108 |
| Clarkson Valley, MO | $400 | $2,772 | $3,172 | $2,015 | $2,415 | $758 |
| Hazelwood, MO | $2,000 | $814 | $2,814 | $592 | $2,592 | $222 |
| St. Ferdinand, MO | $100 | $690 | $790 | $502 | $602 | $189 |
| Boles, MO | $1,500 | $788 | $2,288 | $573 | $2,073 | $215 |
| Hartford, IL | $400 | $531 | $931 | $386 | $786 | $145 |
| Dardenne, MO | $700 | $865 | $1,565 | $628 | $1,328 | $236 |
| East Alton, IL | $200 | $818 | $1,018 | $595 | $795 | $224 |
| Jersey County, IL | $2,500 | $692 | $3,192 | $503 | $3,003 | $189 |
Identify Top Home Insurance Agents near Oakville, MO | Back to Top
| Home Insurance Company Oakville, MO | Homeowners Insurance Agency Oakville, MO | Address | Popularity Score | Distance from Oakville (miles) |
|---|---|---|---|---|
| Travelers | Siebert Insurance Agency | 558 Gravois Road Suite 200, Fenton, MO, 63026 | 8.0 | |
| Travelers | Independent Brokers Agency | 8714 Gravois, St Louis, MO, 63123 | 7.4 | |
| Liberty Mutual Independent | The Warren Group | 14567 N Outer 40 Rd Ste 125, Chesterfield, MO, 63017 | 18.1 | |
| Farmers | Janette Scott | 9201 Watson Rd Ste 250, Crestwood, MO, 63126 | 8.2 | |
| State Farm | Hugh Bissell | 10807 Big Bend Rd, Kirkwood, MO, 63122-6054 | 9.5 | |
| Travelers | Kirnco Insurance Group | 14394 Manchester Rd Ste 200, Manchester, MO, 63011 | 14.7 | |
| State Farm | Toni Smith | 4601 Hampton Avenue, St Louis, MO, 63109-2715 | 9.7 | |
| State Farm | Andrew Poston | 1602 Jeffco Blvd, Arnold, MO, 63010-2717 | 3.6 | |
| Travelers | The Naeger Family Ins Agencies Llc | 4657 Hampton Ave, St Louis, MO, 63109 | 9.6 | |
| Farmers | Jeremy Heisserer | 4185 Crescent Dr Ste C, Saint Louis, MO, 63129 | 4.1 |
Compare Rates for Oakville, MO Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Missouri | $145,400 | $1,084 | $790 | $1,490 | $700 |
| St. Louis County, MO | $181,100 | $1,090 | $780 | $1,550 | $770 |
| Oakville, MO | $209,000 | $1,148 | $830 | $1,580 | $750 |
| Ladue, MO | $798,500 | $795 | $550 | $1,120 | $570 |
| Alorton, IL | $41,100 | $401 | $270 | $570 | $300 |
| Clarkson Valley, MO | $614,400 | $2,806 | $1,990 | $3,960 | $1,970 |
| Hazelwood, MO | $110,400 | $824 | $570 | $1,150 | $580 |
| St. Ferdinand, MO | $70,200 | $699 | $480 | $990 | $510 |
| Boles, MO | $160,200 | $798 | $570 | $1,110 | $540 |
| Hartford, IL | $70,000 | $537 | $370 | $760 | $390 |
| Dardenne, MO | $207,700 | $875 | $630 | $1,200 | $570 |
| East Alton, IL | $81,400 | $828 | $570 | $1,170 | $600 |
| Jersey County, IL | $135,400 | $700 | $510 | $990 | $480 |
Research Home Insurance Companies Reviews in Oakville, MO Before Buying | Back to Top
Share a review on your home insurance company
Shelter Home Insurance Reviews
Date: October 16, 2019 Age: Above 60 Gender: Male Marital Status: Unmarried
Customer Service
I love that my provider knows me by name. When I call their office I don't get an automated voice messaging system. I can specifically speak to my representative.
Date: June 17, 2019 Age: 40 to 49 Gender: Married Marital Status: Male
Customer Service
They were very prompt in service to get an adjuster out to inspect my roof damage and gave an affordable estimate of repairs. I give them a 5 for great customer service.
Farmer's Insurance Home Insurance Reviews
Date: September 13, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Premium
I think the premium and deductible are about average for my policy. I have not shopped around in a few years but I don't think the premium is unreasonable.
Date: July 02, 2019 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Policy Offerings
About the same as others. I've had several and they are all about equal from my standpoint. Customer service is local and I like that.