Gavop shows you how to buy homeowners insurance in Ventura County, CA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $124,500 | $120,000 | $125,000-$150,000 |
| 2 Bedroom | $298,500 | $270,000 | $250,000-$300,000 |
| 3 Bedroom | $533,500 | $460,000 | $500,000-$600,000 |
| 4 Bedroom | $496,000 | $420,000 | $400,000-$500,000 |
| 5 Bedroom | $956,500 | $890,000 | More than 10,000,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$252 | $1,146 |
| Superior Protection Discount | -$126 | $1,272 |
| Fire & Security Discount | -$154 | $1,244 |
| Hail Resistant Roof Discount | -$42 | $1,356 |
| Newly Constructed Home Discount | -$377 | $1,020 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Ventura County | $1,000 | $1,381 | $2,381 | $1,004 | $2,004 | $377 |
| Ventura County, CA | $1,000 | $1,381 | $2,381 | $1,004 | $2,004 | $377 |
| Ojai-Mira Monte, CA | $100 | $1,350 | $1,450 | $981 | $1,081 | $369 |
| Camarillo, CA | $1,000 | $1,485 | $2,485 | $1,079 | $2,079 | $406 |
| Santa Rosa Valley, CA | $400 | $2,681 | $3,081 | $1,949 | $2,349 | $733 |
| Moorpark, CA | $2,500 | $1,387 | $3,887 | $1,008 | $3,508 | $379 |
| Simi Valley, CA | $400 | $1,371 | $1,771 | $996 | $1,396 | $375 |
| Calabasas, CA | $1,000 | $933 | $1,933 | $678 | $1,678 | $255 |
| Mission Canyon, CA | $500 | $2,509 | $3,009 | $1,823 | $2,323 | $686 |
| Agua Dulce, CA | $400 | $1,687 | $2,087 | $1,226 | $1,626 | $461 |
| Elizabeth Lake, CA | $700 | $697 | $1,397 | $506 | $1,206 | $190 |
| Home Insurance Company Ventura County, CA | Homeowners Insurance Agency Ventura County, CA | Address | Popularity Score | Distance from Ventura County (miles) |
|---|---|---|---|---|
| State Farm | Dena Rogers | 2319 Alameda Ave Ste 2g, Ventura, CA, 93003-6777 | 8.5 | |
| State Farm | Michael Williamson | 2497 S Bundy Dr, Los Angeles, CA, 90064-2717 | 45.4 | |
| State Farm | Rita Hagopian | 18801 Ventura Blvd Ste 303, Tarzana, CA, 91356-3362 | 36.1 | |
| State Farm | Mike Martinek | 5000 Pkw Calabasas Ste 109, Calabasas, CA, 91302-3906 | 30.9 | |
| State Farm | Irene Henry | 1445 Donlon St Ste 8, Ventura, CA, 93003-8388 | 9.1 | |
| State Farm | Barri Lynn Hollander | 5634 Van Nuys Blvd, Van Nuys, CA, 91401-4602 | 41.2 | |
| Travelers | Pacific Shield Insurance Services | 12900 Riverside Dr, Sherman Oaks, CA, 91423 | 43.4 | |
| State Farm | Jim Tovias | 125 S. 10th St, Ste B, Santa Paula, CA, 93060-2837 | 4.2 | |
| Allstate | Ted Bustamante | 801 S Victoria Ave Ste 105, Ventura, CA, 93003 | 7.8 | |
| State Farm | Ben Barrientos | 22946 1/2 Lyons Ave, Newhall, CA, 91321-2798 | 34.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| Ventura County, CA | $520,300 | $1,398 | $1,030 | $1,900 | $870 |
| Ventura County, CA | $520,300 | $1,398 | $1,030 | $1,900 | $870 |
| Ojai-Mira Monte, CA | $585,600 | $1,366 | $1,010 | $1,860 | $850 |
| Camarillo, CA | $569,600 | $1,503 | $1,110 | $2,040 | $930 |
| Santa Rosa Valley, CA | $1,101,800 | $2,714 | $2,010 | $3,690 | $1,680 |
| Moorpark, CA | $596,700 | $1,404 | $1,040 | $1,910 | $870 |
| Simi Valley, CA | $515,400 | $1,388 | $1,030 | $1,890 | $860 |
| Calabasas, CA | $976,300 | $944 | $700 | $1,280 | $580 |
| Mission Canyon, CA | $995,200 | $2,539 | $1,880 | $3,450 | $1,570 |
| Agua Dulce, CA | $585,500 | $1,707 | $1,260 | $2,320 | $1,060 |
| Elizabeth Lake, CA | $240,000 | $705 | $520 | $960 | $440 |