How Can I Make My Ventura County, CA Home Insurance Cheaper

Gavop shows you how to buy homeowners insurance in Ventura County, CA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.

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Select the Suitable Coverage Value for your Ventura County, CA Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $124,500 $120,000 $125,000-$150,000
2 Bedroom $298,500 $270,000 $250,000-$300,000
3 Bedroom $533,500 $460,000 $500,000-$600,000
4 Bedroom $496,000 $420,000 $400,000-$500,000
5 Bedroom $956,500 $890,000 More than 10,000,000

Estimate your Savings with Home Insurance Discounts in Ventura County, CA | Back to Top

This table lists savings for a median home value of $465,600 and an average premium of $1,424

Discount Type Premium After Discount
Multipolicy Discounts $1,310
Superior Protection Discount $1,239
Fire & Security Discounts $1,296

Choose the Right Deductible for your Ventura County, CA Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
California $500 $1,350 $1,850 $1,140 $1,640 $210
Ventura County, CA $1,000 $1,550 $2,050 $1,340 $2,340 $-290
Ventura County, CA $1,000 $2,120 $2,620 $1,730 $2,730 $-110
Ojai-Mira Monte, CA $100 $2,010 $2,110 $1,740 $1,840 $270
Camarillo, CA $1,000 $2,190 $2,690 $1,790 $2,790 $-100
Santa Rosa Valley, CA $400 $2,350 $2,750 $1,980 $2,380 $370
Moorpark, CA $2,500 $1,530 $2,030 $1,260 $3,760 $-1,730
Simi Valley, CA $400 $1,630 $2,030 $1,310 $1,710 $320
Calabasas, CA $1,000 $2,220 $2,720 $1,860 $2,860 $-140
Mission Canyon, CA $500 $2,210 $2,710 $1,940 $2,440 $270
Lebec, CA $700 $710 $1,210 $590 $1,290 $-80
Agua Dulce, CA $400 $1,930 $2,330 $1,640 $2,040 $290
Elizabeth Lake, CA $700 $1,250 $1,750 $1,000 $1,700 $50

Identify Top Home Insurance Agents near Ventura County, CA | Back to Top

Home Insurance Company Ventura County, CA Homeowners Insurance Agency Ventura County, CA Address Popularity Score Distance from Ventura County (miles)
State Farm Dena Rogers 2319 Alameda Ave Ste 2g, Ventura, CA, 93003-6777
8.5
State Farm Michael Williamson 2497 S Bundy Dr, Los Angeles, CA, 90064-2717
45.4
State Farm Rita Hagopian 18801 Ventura Blvd Ste 303, Tarzana, CA, 91356-3362
36.1
State Farm Mike Martinek 5000 Pkw Calabasas Ste 109, Calabasas, CA, 91302-3906
30.9
State Farm Irene Henry 1445 Donlon St Ste 8, Ventura, CA, 93003-8388
9.1
State Farm Barri Lynn Hollander 5634 Van Nuys Blvd, Van Nuys, CA, 91401-4602
41.2
Travelers Pacific Shield Insurance Services 12900 Riverside Dr, Sherman Oaks, CA, 91423
43.4
State Farm Jim Tovias 125 S. 10th St, Ste B, Santa Paula, CA, 93060-2837
4.2
Allstate Ted Bustamante 801 S Victoria Ave Ste 105, Ventura, CA, 93003
7.8
State Farm Ben Barrientos 22946 1/2 Lyons Ave, Newhall, CA, 91321-2798
34.3

Compare Rates for Ventura County, CA Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
California $383,900 $1,540 $1,140 $2,090 $950
Ventura County, CA $465,600 $1,680 $1,240 $2,280 $1,040
Ventura County, CA $465,600 $2,000 $1,480 $2,720 $1,240
Ojai-Mira Monte, CA $507,700 $2,340 $1,730 $3,180 $1,450
Camarillo, CA $495,500 $1,540 $1,140 $2,090 $950
Santa Rosa Valley, CA $1,000,001 $2,500 $1,850 $3,400 $1,550
Moorpark, CA $547,200 $2,460 $1,820 $3,350 $1,530
Simi Valley, CA $453,000 $1,900 $1,410 $2,580 $1,170
Calabasas, CA $885,000 $1,860 $1,380 $2,530 $1,150
Mission Canyon, CA $970,900 $2,520 $1,860 $3,430 $1,570
Lebec, CA $156,100 $750 $560 $1,020 $460
Agua Dulce, CA $598,700 $2,930 $2,170 $3,980 $1,810
Elizabeth Lake, CA $259,300 $1,320 $980 $1,800 $820

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