How Can I Make My Pasadena, CA Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Pasadena, CA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
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Select the Suitable Coverage Value for your Pasadena, CA Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $149,000 | $140,000 | $100,000-$125,000 |
| 2 Bedroom | $391,500 | $330,000 | $400,000-$500,000 |
| 3 Bedroom | $490,500 | $450,000 | $500,000-$600,000 |
| 4 Bedroom | $835,000 | $740,000 | $700,000-$800,000 |
| 5 Bedroom | $1,019,000 | $860,000 | $800,000-$900,000 |
Estimate your Savings with Home Insurance Discounts in Pasadena, CA | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$271 | $1,156 |
| Superior Protection Discount | -$128 | $1,299 |
| Fire & Security Discount | -$143 | $1,285 |
| Hail Resistant Roof Discount | -$43 | $1,385 |
| Newly Constructed Home Discount | -$286 | $1,142 |
Choose the Right Deductible for your Pasadena, CA Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Los Angeles County | $1,000 | $1,435 | $2,435 | $1,043 | $2,043 | $392 |
| Pasadena, CA | $700 | $1,410 | $2,110 | $1,025 | $1,725 | $385 |
| Altadena, CA | $500 | $1,236 | $1,736 | $899 | $1,399 | $338 |
| Monterey Park, CA | $2,500 | $1,480 | $3,980 | $1,075 | $3,575 | $404 |
| El Monte, CA | $100 | $1,007 | $1,107 | $732 | $832 | $275 |
| West Whittier-Los Nietos, CA | $700 | $875 | $1,575 | $636 | $1,336 | $239 |
| Whittier, CA | $100 | $1,185 | $1,285 | $861 | $961 | $324 |
| South San Jose Hills, CA | $1,000 | $708 | $1,708 | $514 | $1,514 | $193 |
| Brea, CA | $500 | $1,412 | $1,912 | $1,026 | $1,526 | $386 |
| Huntington Beach, CA | $700 | $1,293 | $1,993 | $940 | $1,640 | $353 |
| Fontana, CA | $500 | $819 | $1,319 | $595 | $1,095 | $224 |
| Riverside, CA | $1,000 | $762 | $1,762 | $554 | $1,554 | $208 |
Identify Top Home Insurance Agents near Pasadena, CA | Back to Top
| Home Insurance Company Pasadena, CA | Homeowners Insurance Agency Pasadena, CA | Address | Popularity Score | Distance from Pasadena (miles) |
|---|---|---|---|---|
| Allstate | Janet Fayek Salib | 1228 W Glenoaks Blvd, Glendale, CA, 91201 | 7.6 | |
| Travelers | Ron Young Insurance Agency | 220 S Glenoaks Blvd, Burbank, CA, 91502 | 8.9 | |
| State Farm | Lynn Cecchini | 290 E Verdugo Ave Ste 107, Burbank, CA, 91502-1352 | 8.9 | |
| State Farm | Lili Yu | 19236 Colima Road, Rowland Heights, CA, 91748-3004 | 19.9 | |
| Liberty Mutual Independent | Momentous Insurance Brokers I | 5990 Sepulveda Blvd Ste 550, Van Nuys, CA, 91411 | 18.1 | |
| State Farm | Sandra Garcia | 3530 E Chapman Ave, Orange, CA, 92869-3859 | 32.7 | |
| Farmers | Robert Floyd | 324 E Foothill Blvd Ste 202, Arcadia, CA, 91006 | 7.5 | |
| State Farm | Kaz Achiwa | 340 Azusa St Ste B, Los Angeles, CA, 90012-3834 | 10.0 | |
| State Farm | Judith Brown-Williams | 2740 W Magnolia Blvd Unit 301, Burbank, CA, 91505-3052 | 10.8 | |
| State Farm | Don O'Neil | 219 N 3rd Street, Burbank, CA, 91502-1202 | 9.1 |
Compare Rates for Pasadena, CA Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| Los Angeles County, CA | $495,800 | $1,453 | $1,070 | $1,980 | $910 |
| Pasadena, CA | $771,700 | $1,428 | $1,060 | $1,940 | $880 |
| Altadena, CA | $649,800 | $1,251 | $930 | $1,700 | $770 |
| Monterey Park, CA | $566,700 | $1,498 | $1,110 | $2,040 | $930 |
| El Monte, CA | $401,000 | $1,019 | $750 | $1,390 | $640 |
| West Whittier-Los Nietos, CA | $390,000 | $885 | $660 | $1,200 | $540 |
| Whittier, CA | $443,100 | $1,200 | $890 | $1,630 | $740 |
| South San Jose Hills, CA | $322,800 | $717 | $530 | $970 | $440 |
| Brea, CA | $610,700 | $1,430 | $1,060 | $1,940 | $880 |
| Huntington Beach, CA | $688,700 | $1,309 | $970 | $1,780 | $810 |
| Fontana, CA | $323,300 | $829 | $610 | $1,130 | $520 |
| Riverside, CA | $295,500 | $771 | $570 | $1,050 | $480 |
Research Home Insurance Companies Reviews in Pasadena, CA Before Buying | Back to Top
Share a review on your home insurance company
Fremont home insurance Home Insurance Reviews
Date: September 20, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Customer Service
When I had a claim it was taken care of immediately and cheerfully. They are always pleasant. That was the only time I had to contact them.
Date: September 18, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Website/App
The website was very easy to use when I needed to make a claim. Bill pay is ridiculously easy. I usually contact my agent if I have a question.
Date: August 26, 2018 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Policy Offerings
I have liability, repair or replace, the deck is covered, 500 deductible, furniture is covered, some jewelry coverage, storm damage
Date: August 16, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Communication
They communicate quickly and accurately. Emails are not ambiguous. Billing notices give me plenty of time to pay. I have never had a billing error.
Date: May 09, 2018 Age: 50 to 59 Gender: Female Marital Status: Married
Premium
I have no experience with other companies because Foremost is the only company that will insure my home. Other companies do not offer coverage.
State Farm Home Insurance Reviews
Date: October 19, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Customer Service
I would rate them at a 5. I have yet to have a problem for them to help me insurance wise. But they are always so friendly and helpful when I call with questions regarding bills, or anything.
Date: February 12, 2019 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Customer Service
I have not yet had to file a claim, but my dealings with the State Farm Agent for things like billing have been pretty quick and painless. I would rate them a 4.
Date: November 29, 2018 Age: 50 to 59 Gender: Female Marital Status: Married
Premium
I think our deductible and premium is very competitive compared to other insurance companies. Our coverage is excellent.
Date: November 07, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Policy Offerings
Beyond my overall home being covered, our personal property is covered, medical expenses as well, along with property that could possibly be damaged by a fire.
Progressive Home Insurance Reviews
Date: December 01, 2018 Age: Above 60 Gender: Female Marital Status: Married
Policy Offerings
I THINK IT DESERVE A FIVE BECAUSE THE STICK TO THERE WORDS AND THAT MEAN A HOLD LOTS TO ME
Nationwide Home Insurance Reviews
Date: December 23, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Premium
My policy is cheap and very reliable. Good to have and sad to lose.
AAA Home Insurance Reviews
Date: December 28, 2018 Age: 50 to 59 Gender: Female Marital Status: Married
Premium
MY PREMIUM IS LOWER THAN THE OTHER INSURANCE COMPANIES WHEN I CHECKED AROUND. I ACTUALLY CHANGED FROM NATIONWIDE AND MADE MY DEDUCTIBLES LESS AND STILL WOUND UP GETTING A BETTER RATE AND NATIONWIDE HAD BEEN MY COMPANY FOR YEARS AND COULD NOT MATCH THE RATE
Safeco Insurance Home Insurance Reviews
Date: July 06, 2019 Age: 50 to 59 Gender: Female Marital Status: Unmarried
Policy Offerings
Before purchasing a Safeco policy, I did several quotes from different insurance companies. Most of the companies seemed to have the same offerings.
GEICO Home Insurance Reviews
Date: October 13, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Customer Service
I am fairly new to my insurance company. I have no complaints with my insurance company thus far and the woman I spoke with when purchasing the insurance was very friendly and answered all my questions.
Farmer's Insurance Home Insurance Reviews
Date: September 12, 2019 Age: 20 to 29 Gender: Female Marital Status: Married
Customer Service
We just switched over to Farmer's Insurance this month and so far things are great and we got a great premium for the year.