Gavop's guide to buying homeowners insurance in Aspen, CO covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $223,000 | $210,000 | $200,000-$250,000 |
| 2 Bedroom | $331,000 | $290,000 | $250,000-$300,000 |
| 3 Bedroom | $733,500 | $650,000 | $800,000-$900,000 |
| 4 Bedroom | $750,500 | $710,000 | $800,000-$900,000 |
| 5 Bedroom | $1,413,000 | $1,160,000 | More than 10,000,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$95 | $957 |
| Home and Two Car | -$168 | $883 |
| Home and Three Car | -$263 | $789 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Pitkin County | $2,000 | $1,043 | $3,043 | $758 | $2,758 | $285 |
| Aspen, CO | $2,000 | $1,039 | $3,039 | $755 | $2,755 | $284 |
| Basalt, CO | $500 | $1,039 | $1,539 | $755 | $1,255 | $284 |
| Edwards, CO | $1,000 | $1,035 | $2,035 | $752 | $1,752 | $283 |
| Eagle-Gypsum, CO | $400 | $1,820 | $2,220 | $1,323 | $1,723 | $497 |
| No Name, CO | $2,500 | $1,515 | $4,015 | $1,101 | $3,601 | $414 |
| Summit County, CO | $500 | $1,038 | $1,538 | $754 | $1,254 | $284 |
| Gunnison County, CO | $2,500 | $955 | $3,455 | $694 | $3,194 | $261 |
| Glenwood Springs, CO | $200 | $1,123 | $1,323 | $816 | $1,016 | $307 |
| Home Insurance Company Aspen, CO | Homeowners Insurance Agency Aspen, CO | Address | Popularity Score | Distance from Aspen (miles) |
|---|---|---|---|---|
| State Farm | Cathy Thompson | 27 Main Street, Edwards, CO, 81632-8111 | 29.8 | |
| Allstate | Arrow Insurance | Po Box 5000, Frisco, CO, 80443 | 40.7 | |
| State Farm | Todd Fugate | 590 Hwy 133, Carbondale, CO, 81623-1884 | 31.6 | |
| State Farm | Carl Ciani | 2402 S Grand Avenue, Glenwood Springs, CO, 81601-4124 | 40.4 | |
| Travelers | Allen Insurance Agency Inc | 237 Broadway, Eagle, CO, 81631 | 31.0 | |
| State Farm | Rich Almgren | 609 N Main St, Gunnison, CO, 81230-2409 | 47.9 | |
| Allstate | Chuck Campagna | 818 Grand Ave Ste C, Glenwood Springs, CO, 81601 | 41.0 | |
| Farmers | Gary Short | 234 N Main St Ste 1b, Gunnison, CO, 81230 | 48.2 | |
| State Farm | Rob Nelson | 619 Main Street, Frisco, CO, 80443 | 40.1 | |
| State Farm | Jeff Leonard | 1620 Grand Ave, Glenwood Springs, CO, 81601-3858 | 40.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Colorado | $286,100 | $1,436 | $1,010 | $1,880 | $870 |
| Pitkin County, CO | $593,600 | $1,056 | $740 | $1,380 | $640 |
| Aspen, CO | $572,500 | $1,052 | $740 | $1,380 | $640 |
| Basalt, CO | $553,700 | $1,052 | $740 | $1,380 | $640 |
| Edwards, CO | $581,300 | $1,048 | $730 | $1,370 | $640 |
| Eagle-Gypsum, CO | $405,000 | $1,842 | $1,290 | $2,410 | $1,120 |
| No Name, CO | $321,900 | $1,533 | $1,070 | $2,010 | $940 |
| Summit County, CO | $547,700 | $1,051 | $740 | $1,380 | $640 |
| Gunnison County, CO | $313,900 | $966 | $680 | $1,270 | $590 |
| Glenwood Springs, CO | $449,600 | $1,136 | $800 | $1,490 | $690 |