Gavop shows you how to buy homeowners insurance in Emmons, NC by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Emmons, NC - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| State Rd 2416, Anderson St, Restoration Aly, Village Rd, Sula Smith Rd, McCann Ln, State Rd 2501, Greenhills Dr, State Rd 2216, State Rd 2230 | $107,000 | $90,000 | $125,000-$150,000 | $136,500 | $130,000 | $125,000-$150,000 |
| Hurd Ln, Snyder Station Rd, Railroad St, Griffin Ln, Becks Church Rd, Old Willowmore Springs Rd, Dora Ln, State Rd 2530, State Rd 2338, Crosscreek Rd | $161,500 | $140,000 | $150,000-$175,000 | $99,500 | $90,000 | $100,000-$125,000 |
| Kinney Ln, State Rd 2502, State Rd 2255, Landmark Pl, State Rd 2206, Alleghany Church Rd, Lake Drive 9, State Rd 2383, Conrad Hill Mine Rd, Bryon St | $98,500 | $80,000 | $100,000-$125,000 | $108,000 | $100,000 | $75,000-$100,000 |
| Kepley Rd, Big M Farm Rd, Selbrook Ln, State Rd 2310, Chalky Mountain Rd, Parks Pond Dr, Ponders Creek Dr, Asheboro Rd, Varner Rd, Tricycle Hill Ln | $133,500 | $110,000 | $100,000-$125,000 | $89,000 | $70,000 | $50,000-$75,000 |
| State Rd 2442, Hedrick Ln, Park Ln, Cedar Rock Dr, State Rd 2559, State Rd 2264, State Rd 2346, Settler Rd, Elijah Beck Rd, Brandon Wayne Dr | $164,500 | $140,000 | $125,000-$150,000 | $79,000 | $70,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$107 | $487 |
| Superior Protection Discount | -$53 | $541 |
| Fire & Security Discount | -$42 | $553 |
| Hail Resistant Roof Discount | -$12 | $582 |
| Newly Constructed Home Discount | -$172 | $422 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Davidson County | $2,000 | $756 | $2,756 | $550 | $2,550 | $207 |
| Emmons, NC | $1,500 | $587 | $2,087 | $427 | $1,927 | $160 |
| Providence, NC | $100 | $773 | $873 | $562 | $662 | $211 |
| Yadkin College, NC | $1,500 | $777 | $2,277 | $564 | $2,064 | $212 |
| Bermuda Run, NC | $300 | $1,122 | $1,422 | $816 | $1,116 | $307 |
| Bennett, NC | $2,500 | $838 | $3,338 | $609 | $3,109 | $229 |
| Greene, NC | $100 | $915 | $1,015 | $665 | $765 | $250 |
| Furr, NC | $700 | $715 | $1,415 | $519 | $1,219 | $195 |
| Deep Creek, NC | $400 | $791 | $1,191 | $575 | $975 | $216 |
| New Bethel, NC | $700 | $755 | $1,455 | $549 | $1,249 | $206 |
| Yadkin, NC | $500 | $642 | $1,142 | $466 | $966 | $175 |
| Shoals, NC | $2,500 | $756 | $3,256 | $549 | $3,049 | $207 |
| Home Insurance Company Emmons, NC | Homeowners Insurance Agency Emmons, NC | Address | Popularity Score | Distance from Emmons (miles) |
|---|---|---|---|---|
| State Farm | Mark Hutson | 3512 Nc Highway 8, Lexington, NC, 27292-6779 | 10.3 | |
| State Farm | Greg Edds | 638 Statvl Blvd, Salisbury, NC, 28144-2202 | 19.5 | |
| Erie | Security Underwriters Inc. | 6380 Shallowford Road Lewsiville, Lewisville, NC, 27023 | 33.2 | |
| Travelers | Mcleod Insurance Agency Llc | 1203 South Fayetteville St, Asheboro, NC, 27203 | 16.4 | |
| Erie | Professional Insurance Service Inc. | 645 N Fayetteville Street, Asheboro, NC, 27203 | 16.8 | |
| State Farm | Gary Kochman | 9539 Idlewild Rd, Mint Hill, NC, 28227-6015 | 49.0 | |
| State Farm | Uwem Equan | 5412 Central Ave # B, Charlotte, NC, 28212-2706 | 49.2 | |
| State Farm | Jason Colvin | 9525 Birkdl Xing Dr Ste 204, Huntersville, NC, 28078-8459 | 46.9 | |
| Nationwide | The Goolsby Group | 638 Concord Pkwy N, Concord, NC, 28027-6034 | 34.1 | |
| Travelers | Ward Insurance | 9308 E Old Highway 64, Lexington, NC, 27292 | 3.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $620 | $1,240 | $620 |
| Davidson County, NC | $134,800 | $765 | $510 | $1,050 | $540 |
| Emmons, NC | $103,000 | $594 | $420 | $840 | $420 |
| Providence, NC | $171,600 | $783 | $530 | $1,070 | $540 |
| Yadkin College, NC | $134,200 | $786 | $540 | $1,120 | $580 |
| Bermuda Run, NC | $236,300 | $1,136 | $830 | $1,600 | $770 |
| Bennett, NC | $149,200 | $848 | $590 | $1,200 | $610 |
| Greene, NC | $169,900 | $926 | $640 | $1,270 | $630 |
| Furr, NC | $152,400 | $723 | $490 | $1,010 | $520 |
| Deep Creek, NC | $137,800 | $801 | $570 | $1,140 | $570 |
| New Bethel, NC | $165,300 | $764 | $510 | $1,050 | $540 |
| Yadkin, NC | $131,300 | $649 | $460 | $920 | $460 |
| Shoals, NC | $129,400 | $765 | $510 | $1,090 | $580 |