How Can I Make My Roswell, NM Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Roswell, NM covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
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Estimate Appropriate Roswell, NM Home Insurance Coverage Levels | Back to Top
| Roswell, NM - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Sherrill Ln, Cauhape Ranch Rd, N Grand Blvd, State Hwy 246, N Hall Dr, E 18th St, Barcelona Dr, Brazos Pl, Co Rd 256, Kincaid Rd | $128,000 | $110,000 | $125,000-$150,000 | $62,000 | $60,000 | $50,000-$75,000 |
| E Challenger St, Y O Rd, Co Rd 99, Moore Ave, Columbine Rd, Nowhere Rd, Ave del Sumbre, Harding St, S Louisiana Ave, N Onate Rd | $190,500 | $170,000 | $175,000-$200,000 | $145,000 | $130,000 | $125,000-$150,000 |
| Wooldridge-Margaret Rd, B St, Christian Rd, Ave A, Membres Rd, W Brasher Rd, Boley Pl, S Madison Ave, Rocking Chair Rd, Topaz Dr | $80,500 | $70,000 | $75,000-$100,000 | $54,500 | $50,000 | $25,000-$50,000 |
| N Kansas Ave, Chico Dr, Weise, Ave del Sumbre, Monterrey Dr, N Grand Ave, Hawthorne Ln, Mills Dr, N Edgewood Ave, Johnson Rd | $127,000 | $110,000 | $100,000-$125,000 | $85,000 | $70,000 | $75,000-$100,000 |
| N Moore Ave, Hobbs Pl, Kings Dr, W 7th St, S Adams Dr, C1-101, Judy Ave, Allison Dr, N Delaware Ave, E Brasher Rd | $88,500 | $80,000 | $75,000-$100,000 | $117,500 | $100,000 | $100,000-$125,000 |
| Billy Jack Rd, Penasco River Ranch Rd, E McCune St, Yakima Rd, N Bandolina Ave, Auburn Dr, Willard St, W Albuquerque St, E Grand Plains Rd, Co Rd 236 | $88,500 | $80,000 | $75,000-$100,000 | $39,000 | $30,000 | $25,000-$50,000 |
| W Forest St, W Darby Rd, S Sherman Ave, E Hermosa Dr, Co Rd 174, Red Sky Ln, W Chisum St, Madrid St, Old Y O Crossing Rd, Verde Dr | $191,500 | $180,000 | $175,000-$200,000 | $129,000 | $120,000 | $125,000-$150,000 |
| Ave Manana, Tierra Berrenda Dr, E Eyman St, Woodsorrel Rd, Latimer Ln, N Richardson Ave, W Alta Vista Ln, Amherst Dr, Co Rd 113, E Hervey St | $116,500 | $90,000 | $125,000-$150,000 | $135,500 | $110,000 | $150,000-$175,000 |
| Cortez Ct, S Richardson Ave, N Wyoming Ave, Co Rd 76, W Fruitland Dr, C1-151, W Brasher Rd, Kallahin Rd, S Louisiana Ave, Bear Canyon Rd | $232,000 | $190,000 | $200,000-$250,000 | $142,000 | $130,000 | $100,000-$125,000 |
| N Alhambra Dr, Thompson Rd, Co Rd 55, Gramma Ave, N Spruce Ave, Norris Dr, Bandolina Ave, W 5th St, W Sierra Blanca Dr, Lost Adobe Rd | $177,000 | $160,000 | $175,000-$200,000 | $100,000 | $80,000 | $75,000-$100,000 |
Estimate your Savings with Home Insurance Discounts in Roswell, NM | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$115 | $605 |
| Superior Protection Discount | -$65 | $656 |
| Fire & Security Discount | -$50 | $670 |
| Hail Resistant Roof Discount | -$14 | $706 |
| Newly Constructed Home Discount | -$173 | $548 |
Choose the Right Deductible for your Roswell, NM Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Chaves County | $2,000 | $720 | $2,720 | $523 | $2,523 | $197 |
| Roswell, NM | $2,000 | $712 | $2,712 | $517 | $2,517 | $195 |
| Chaves County, NM | $300 | $720 | $1,020 | $523 | $823 | $197 |
| Northwest Chaves, NM | $2,500 | $844 | $3,344 | $613 | $3,113 | $231 |
| Southeast Chaves, NM | $400 | $818 | $1,218 | $595 | $995 | $224 |
| Lake Arthur, NM | $1,500 | $630 | $2,130 | $458 | $1,958 | $172 |
| Hondo, NM | $400 | $835 | $1,235 | $607 | $1,007 | $228 |
| Northeast Chaves, NM | $2,000 | $844 | $2,844 | $613 | $2,613 | $231 |
| Artesia, NM | $1,500 | $720 | $2,220 | $523 | $2,023 | $197 |
| Southwest Chaves, NM | $200 | $648 | $848 | $471 | $671 | $177 |
| Capitan, NM | $700 | $931 | $1,631 | $676 | $1,376 | $254 |
Identify Top Home Insurance Agents near Roswell, NM | Back to Top
| Home Insurance Company Roswell, NM | Homeowners Insurance Agency Roswell, NM | Address | Popularity Score | Distance from Roswell (miles) |
|---|---|---|---|---|
| Travelers | George Gandy Insurance Llc | 916 South 13th Street, Artesia, NM, 88210 | 37.9 | |
| Travelers | George Gandy Insurance Llc | 916 S 13th St, Artesia, NM, 88210 | 37.9 | |
| Liberty Mutual Independent | J S Ward & Son Inc | 101 4th St S, Artesia, NM, 88210 | 37.4 | |
| State Farm | Brooks Thompson | 100 E Linda Vista Blvd, Roswell, NM, 88201-6654 | 4.4 | |
| Farmers | Craig Duran | 212 S Lea Ave, Roswell, NM, 88203 | 1.2 | |
| State Farm | Herb Atkinson | 110 W Ctry Club Rd Ste 1, Roswell, NM, 88201-0618 | 3.5 | |
| State Farm | Sondie Stockton | 604 W Main St, Artesia, NM, 88210-2070 | 37.3 | |
| State Farm | Michael Mckee | 1007 W Mcgaffey Street, Roswell, NM, 88203-2608 | 0.6 | |
| Allstate | Taylor & Associates | 613 W 2nd St Ste 5, Roswell, NM, 88201 | 1.4 | |
| Farmers | Bobby Villegas | 412 N Richardson Ave, Roswell, NM, 88201 | 1.7 |
Compare Rates for Roswell, NM Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New Mexico | $163,900 | $870 | $640 | $1,240 | $600 |
| Chaves County, NM | $106,400 | $728 | $530 | $1,030 | $500 |
| Roswell, NM | $103,000 | $721 | $530 | $1,030 | $500 |
| Chaves County, NM | $106,400 | $728 | $520 | $1,030 | $510 |
| Northwest Chaves, NM | $155,400 | $854 | $610 | $1,220 | $610 |
| Southeast Chaves, NM | $142,500 | $828 | $590 | $1,170 | $580 |
| Lake Arthur, NM | $63,000 | $638 | $460 | $910 | $450 |
| Hondo, NM | $151,100 | $845 | $570 | $1,200 | $630 |
| Northeast Chaves, NM | $155,600 | $854 | $570 | $1,170 | $600 |
| Artesia, NM | $162,500 | $728 | $500 | $1,040 | $540 |
| Southwest Chaves, NM | $69,300 | $656 | $470 | $910 | $440 |
| Capitan, NM | $203,700 | $942 | $630 | $1,340 | $710 |
Research Home Insurance Companies Reviews in Roswell, NM Before Buying | Back to Top
Share a review on your home insurance company
Liberty Mutual Home Insurance Reviews
Date: August 10, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Premium
The premium of my policy is very good.I usually would do all my insurance for another company, but their insurance was less than half of what the other company would have charged.
Date: November 23, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Policy Offerings
I'm very satisfied with their offerings, as they offer every type of insurance we could possibly need for our home, and they aren't missing any policies that are offered by the majority of other companies.
Farm Bureau Home Insurance Reviews
Date: January 08, 2019 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Premium
The premium and deductible of my home insurance is great. Compared to others it's about 200-300 less than standard companies. The payments are broken down into smaller monthly payments and still provide me full coverage.
USAA Home Insurance Reviews
Date: October 30, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Communication
I like the speed and efficiency of its workers because I have never had to wait more than 3 minutes to be attended and in less than a day to give solution to my problems a great advantage of this company is that they give you the option of having a person delimited to assist you, that is to say, it will always be the same person in order to only attend a number of people established in order to immediately solve the concerns, requests and problems of each user
Allstate Home Insurance Reviews
Date: February 06, 2019 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Customer Service
I have never had a problem with Allstate customer service the few times that i had to call them they were very helpful and prompt with there responses. They filed my claim quickly and sent me a check in a timely manner.
Travelers Home Insurance Reviews
Date: July 09, 2019 Age: 30 to 39 Gender: Married Marital Status: Female
Customer Service
Travelers business insurance policies are sold through independent agents. Find a local agent to get a quote for your business.
Safeco Insurance Home Insurance Reviews
Date: October 05, 2019 Age: Above 60 Gender: Male Marital Status: Unmarried
Customer Service
I'm pretty well satisfied with my insurance company's customer service.great company. they are very reliable and very low prices.
Amica Mutual Insurance Home Insurance Reviews
Date: October 19, 2018 Age: 50 to 59 Gender: Male Marital Status: Married
Premium
I am using Amica only as my first preference because it was having a good feedback in middle of my friends for giving a reliable coverage and it has the best customer support experience which I think other companies doesn't have.